Details about James Banks

E-mail:
Phone:	02072914800
Postal address:	Institute for Fiscal Studies 7 Ridgmount Street London WC1E 7AE UNITED KINGDOM
Workplace:	Institute for Fiscal Studies (IFS), (more information at EDIRC) ESRC Centre for the Microeconomic Analysis of Public Policy (CPP), Institute for Fiscal Studies (IFS), (more information at EDIRC) School of Economics, University of Manchester, (more information at EDIRC)

Access statistics for papers by James Banks.

Last updated 2019-01-16. Update your information in the RePEc Author Service.

Short-id: pba509

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Jump to Journal Articles Chapters

Working Papers

2018

1. A Lifetime of Changes: State Pensions and Work Incentives at Older Ages in the UK, 1948-2018
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (3)
   See also Chapter (2018)
2. Long-run Trends in the Economic Activity of Older People in the UK
   NBER Working Papers, National Bureau of Economic Research, Inc

2017

3. Does Patient Health Behaviour respond to Doctor’s Effort?
   Department of Economics Working Papers, University of Bath, Department of Economics View citations (3)

2016

4. Health Capacity to Work at Older Ages: Evidence from the United Kingdom
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (3)
   See also Chapter (2017)
5. Life-Cycle Consumption Patterns at Older Ages in the US and the UK: Can Medical Expenditures Explain the Difference?
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (9)
   Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2016) View citations (15)
   IFS Working Papers, Institute for Fiscal Studies (2016) View citations (9)
   Working Papers, RAND Corporation (2015) View citations (7)
   IFS Working Papers, Institute for Fiscal Studies (2015) View citations (13)

2015

6. Disability benefit receipt and reform: reconciling trends in the United Kingdom
   IFS Working Papers, Institute for Fiscal Studies View citations (31)
   See also Journal Article in Journal of Economic Perspectives (2015)
7. House Price Volatility and the Housing Ladder
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (4)
   Also in IZA Discussion Papers, Institute of Labor Economics (IZA) (2010) View citations (21)
   Working Papers, RAND Corporation (2010) View citations (12)
   See also Chapter (2016)

2014

8. Effect of Pensions and Disability Benefits on Retirement in the UK
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (8)
9. Health behaviours and the patient-doctor interaction: The double moral hazard problem
   Economics Discussion Paper Series, Economics, The University of Manchester View citations (1)
10. Money, Well-being and Loss Aversion: Does an Income Loss Have a Greater Effect on Well-being than an Equivalent Income Gain?
    CEP Occasional Papers, Centre for Economic Performance, LSE View citations (2)
    Also in PSE - Labex "OSE-Ouvrir la Science Economique", HAL (2013) View citations (68)
    LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library (2014) View citations (2)

2013

11. Spousal Health Effects - the Role of Selection
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
    See also Chapter (2014)

2012

12. International Comparisons in Health Economics: Evidence from Aging Studies
    IZA Discussion Papers, Institute of Labor Economics (IZA) View citations (15)
    Also in Working Papers, RAND Corporation (2011) View citations (3)
    See also Journal Article in Annual Review of Economics (2012)
13. The effect of the financial crisis on older households in England
    IFS Working Papers, Institute for Fiscal Studies View citations (13)

2011

14. Childhood Health and Differences in Late-Life Health Outcomes Between England and the United States
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (11)
    Also in Working Papers, RAND Corporation (2011) View citations (11)
    See also Chapter (2011)
15. Disability, Health and Retirement in the United Kingdom
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
    Also in IFS Working Papers, Institute for Fiscal Studies (2011) View citations (3)
    See also Chapter (2012)

2010

16. Attrition and Health in Ageing Studies Evidence from ELSA and HRS
    Working Papers, RAND Corporation View citations (6)
    Also in IZA Discussion Papers, Institute of Labor Economics (IZA) (2010) View citations (12)
17. Disease Prevalence, Disease Incidence, and Mortality in the United States and in England
    IZA Discussion Papers, Institute of Labor Economics (IZA) View citations (17)
    See also Journal Article in Demography (2010)
18. Housing Mobility and Downsizing at Older Ages in Britain and the United States
    Working Papers, RAND Corporation View citations (2)
    Also in IZA Discussion Papers, Institute of Labor Economics (IZA) (2010) View citations (5)
19. Releasing jobs for the young? Early retirement and youth unemployment in the United Kingdom
    IFS Working Papers, Institute for Fiscal Studies View citations (4)
    See also Chapter (2010)

2008

20. The Impact of Income Shocks on Health: Evidence from Cohort Data
    IZA Discussion Papers, Institute of Labor Economics (IZA) View citations (24)
    Also in MEA discussion paper series, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy (2007) View citations (5)
    IFS Working Papers, Institute for Fiscal Studies (2007) View citations (9)
    See also Journal Article in Journal of the European Economic Association (2009)

2007

21. Better prepared for retirement? Using panel data to improve wealth estimates of ELSA respondents
    IFS Working Papers, Institute for Fiscal Studies
22. Housing Price Volatility and Downsizing in Later Life
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (23)
    See also Chapter (2010)
23. Labor Market Status and Transitions During the Pre-Retirement Years: Learning from International Differences
    Working Papers, University of Michigan, Michigan Retirement Research Center View citations (3)
    Also in Working Papers, RAND Corporation (2007)
    NBER Working Papers, National Bureau of Economic Research, Inc (2007) View citations (1)
    See also Chapter (2010)
24. Looking for Private Information in Self-Assessed Health
    Social and Economic Dimensions of an Aging Population Research Papers, McMaster University View citations (5)
    Also in Health, Econometrics and Data Group (HEDG) Working Papers, HEDG, c/o Department of Economics, University of York (2007) View citations (5)
    Quantitative Studies in Economics and Population Research Reports, McMaster University (2007) View citations (5)
25. The SES Health Gradient on Both Sides of the Atlantic
    Social and Economic Dimensions of an Aging Population Research Papers, McMaster University View citations (7)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2006) View citations (14)
    IFS Working Papers, Institute for Fiscal Studies (2007) View citations (10)
    IZA Discussion Papers, Institute of Labor Economics (IZA) (2007) View citations (13)
    See also Chapter (2009)

2006

26. Retirement in the UK
    The Centre for Market and Public Organisation, The Centre for Market and Public Organisation, University of Bristol, UK View citations (38)
    See also Journal Article in Oxford Review of Economic Policy (2006)
27. State pensions and the well-being of the elderly in the UK
    IFS Working Papers, Institute for Fiscal Studies
28. Understanding pensions: cognitive function, numerical ability and retirement saving
    IFS Working Papers, Institute for Fiscal Studies View citations (14)
    See also Journal Article in Fiscal Studies (2007)

2005

29. Estimating pension wealth of ELSA respondents
    IFS Working Papers, Institute for Fiscal Studies View citations (15)
30. Preparing for retirement: the pension arrangements and retirement expectations of those approaching state pension age in England
    IFS Working Papers, Institute for Fiscal Studies View citations (2)
31. Work Disability is a Pain in the *****, Especially in England, The Netherlands, and the United States
    Labor and Demography, University Library of Munich, Germany View citations (10)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2005) View citations (10)
    Working Papers, RAND Corporation (2005) View citations (3)
    See also Chapter (2009)

2004

32. Effectiveness of tax incentives to boost (retirement) saving: theoretical motivation and empirical evidence
    IFS Working Papers, Institute for Fiscal Studies View citations (25)
33. International Comparisons of Work Disability
    IZA Discussion Papers, Institute of Labor Economics (IZA) View citations (18)
    Also in Discussion Paper, Tilburg University, Center for Economic Research (2004) View citations (12)
    Working Papers, RAND Corporation (2004) View citations (9)
34. The Internationalisation of Public Welfare Policy
    CEP Discussion Papers, Centre for Economic Performance, LSE View citations (1)
    Also in LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library (2004) View citations (2)
    See also Journal Article in Economic Journal (2005)
35. Understanding Differences in Household Financial Wealth between the United States and Great Britain
    Labor and Demography, University Library of Munich, Germany View citations (11)
    See also Journal Article in Journal of Human Resources (2003)

2003

36. Financial wealth in later life: evidence from BHPS data
    Royal Economic Society Annual Conference 2003, Royal Economic Society View citations (2)

2002

37. The distribution of financial wealth in the UK: evidence from 2000 BHPS data
    IFS Working Papers, Institute for Fiscal Studies View citations (12)
38. Understanding the relative generosity of government financial support for families with children
    IFS Working Papers, Institute for Fiscal Studies View citations (3)
39. Wealth Portfolios in the UK and the US
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (21)

2001

40. Financial Wealth Inequality in the United States and Great Britain
    Working Papers, RAND Corporation View citations (1)

2000

41. Household portfolios in the UK
    IFS Working Papers, Institute for Fiscal Studies View citations (21)
42. Wealth inequality in the United States and Great Britain
    IFS Working Papers, Institute for Fiscal Studies View citations (19)

1999

43. Risk pooling, precautionary saving and consumption growth
    IFS Working Papers, Institute for Fiscal Studies View citations (28)
    See also Journal Article in Review of Economic Studies (2001)
44. What can we learn about pension reform from Generational Accounts for the UK?
    IFS Working Papers, Institute for Fiscal Studies View citations (3)

1998

45. Asset Holding and Consumption Volatility
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (20)
    Also in IFS Working Papers, Institute for Fiscal Studies (1998) View citations (24)
    See also Journal Article in Journal of Political Economy (2002)
46. Modelling voluntary labour supply
    IFS Working Papers, Institute for Fiscal Studies View citations (10)
47. Trends in household saving: a tale of two countries
    IFS Working Papers, Institute for Fiscal Studies View citations (22)

1997

48. Grossing up Family Expenditure Survey data for use in international accounts
    IFS Working Papers, Institute for Fiscal Studies

1995

49. Humps and Bumps in Lifetime Consumption
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (98)
    Also in IFS Working Papers, Institute for Fiscal Studies (1995) View citations (27)
50. Income uncertainty and consumption growth in the UK
    IFS Working Papers, Institute for Fiscal Studies View citations (5)
51. Is there a retirement-savings puzzle?
    IFS Working Papers, Institute for Fiscal Studies View citations (27)
    See also Journal Article in American Economic Review (1998)

1994

52. Tax reform and welfare measurement: do we need demand system estimation?
    IFS Working Papers, Institute for Fiscal Studies View citations (9)
    See also Journal Article in Economic Journal (1996)

1993

53. Equivalence scale relativities
    IFS Working Papers, Institute for Fiscal Studies View citations (2)
54. Household saving behaviour in the UK
    IFS Working Papers, Institute for Fiscal Studies View citations (8)

Journal Articles

2018

1. An econometric analysis of cognitive impairment and healthcare utilization in the ageing population
   Applied Economics, 2018, 50, (50), 5454-5463 View citations (1)
2. Does patient health behaviour respond to doctor effort?
   Journal of Economic Behavior & Organization, 2018, 156, (C), 225-251 View citations (3)

2016

3. Health, Disability and Mortality Differences at Older Ages between the US and England
   Fiscal Studies, 2016, 37, 345-369 View citations (1)

2015

4. Annuity choices and income drawdown: evidence from the decumulation phase of defined contribution pensions in England*
   Journal of Pension Economics and Finance, 2015, 14, (4), 412-438 View citations (16)
5. Disability Benefit Receipt and Reform: Reconciling Trends in the United Kingdom
   Journal of Economic Perspectives, 2015, 29, (2), 173-90 View citations (32)
   See also Working Paper (2015)

2013

6. Financial Crisis Wealth Losses and Responses among Older Households in England
   Fiscal Studies, 2013, 34, (2), 231-254 View citations (7)

2012

7. Housing Mobility and Downsizing at Older Ages in Britain and the USA
   Economica, 2012, 79, (313), 1-26 View citations (30)
8. International Comparisons in Health Economics: Evidence from Aging Studies
   Annual Review of Economics, 2012, 4, (1), 57-81 View citations (15)
   See also Working Paper (2012)
9. The Effect of Education on Old Age Cognitive Abilities: Evidence from a Regression Discontinuity Design
   Economic Journal, 2012, 122, (560), 418-448 View citations (91)

2010

10. Cognitive Function, Financial Literacy and Financial Outcomes at Older Ages: Introduction
    Economic Journal, 2010, 120, (548), F357-F362 View citations (19)
11. Cognitive Function, Numeracy and Retirement Saving Trajectories
    Economic Journal, 2010, 120, (548), F381-F410 View citations (83)
12. Disease prevalence, disease incidence, and mortality in the United States and in England
    Demography, 2010, 47, (1), S211-S231 View citations (18)
    See also Working Paper (2010)

2009

13. Health disadvantage in US adults aged 50 to 74 years: A comparison of the health of rich and poor Americans with that of Europeans
    American Journal of Public Health, 2009, 99, (3), 540-548 View citations (28)
14. The Impact of Income Shocks on Health: Evidence from Cohort Data
    Journal of the European Economic Association, 2009, 7, (6), 1361-1399 View citations (116)
    See also Working Paper (2008)

2007

15. Understanding Pensions: Cognitive Function, Numerical Ability and Retirement Saving*
    Fiscal Studies, 2007, 28, (2), 143-170 View citations (131)
    See also Working Paper (2006)

2006

16. Economic capabilities, choices and outcomes at older ages
    Fiscal Studies, 2006, 27, (3), 281-311 View citations (8)
17. Retirement in the UK
    Oxford Review of Economic Policy, 2006, 22, (1), 40-56 View citations (41)
    See also Working Paper (2006)

2005

18. Private pension arrangements and retirement in Britain
    Fiscal Studies, 2005, 26, (1), 35-53 View citations (12)
19. The Balance Between Defined Benefit, Defined Contribution, and State Provision
    Journal of the European Economic Association, 2005, 3, (2-3), 466-476 View citations (3)
20. The Internationalisation of Public Welfare Policy
    Economic Journal, 2005, 115, (502), C62-C81 View citations (18)
    See also Working Paper (2004)

2003

21. Understanding Differences in Household Financial Wealth between the United States and Great Britain
    Journal of Human Resources, 2003, 38, (2) View citations (38)
    See also Working Paper (2004)

2002

22. Asset Holding and Consumption Volatility
    Journal of Political Economy, 2002, 110, (4), 771-792 View citations (161)
    See also Working Paper (1998)

2001

23. Life-cycle saving patterns and pension arrangements in the U.K
    Research in Economics, 2001, 55, (1), 83-107 View citations (6)
24. Risk Pooling, Precautionary Saving and Consumption Growth
    Review of Economic Studies, 2001, 68, (4), 757-779 View citations (101)
    See also Working Paper (1999)
25. The assessment: household saving - issues in theory and policy
    Oxford Review of Economic Policy, 2001, 17, (1), 1-19 View citations (15)

2000

26. Public and private pension spending: principles, practice and the need for reform
    Fiscal Studies, 2000, 21, (1), 1-63 View citations (15)
27. What Can We Learn from Generational Accounts for the United Kingdom?
    Economic Journal, 2000, 110, (467), F575-97 View citations (5)

1998

28. Is There a Retirement-Savings Puzzle?
    American Economic Review, 1998, 88, (4), 769-88 View citations (369)
    See also Working Paper (1995)

1997

29. Quadratic Engel Curves And Consumer Demand
    The Review of Economics and Statistics, 1997, 79, (4), 527-539 View citations (1008)

1996

30. Putting TESSA in the dock PEPs and TESSAs cost a lot but don't necessarily increase saving
    New Economy, 1996, 3, (4), 245-250
31. Savings and wealth in the UK: evidence from micro-data
    Fiscal Studies, 1996, 17, (2), 37-64 View citations (4)
32. Tax Reform and Welfare Measurement: Do We Need Demand System Estimation?
    Economic Journal, 1996, 106, (438), 1227-41 View citations (100)
    See also Working Paper (1994)

1995

33. Consumption growth, saving and retirement in the U.K
    Ricerche Economiche, 1995, 49, (3), 255-275 View citations (1)

1994

34. Equivalence Scale Relativities Revisited
    Economic Journal, 1994, 104, (425), 883-90 View citations (72)
35. Equivalence scales and public policy
    Fiscal Studies, 1994, 15, (1), 1-23 View citations (3)
36. Life-cycle expenditure allocations and the consumption costs of children
    European Economic Review, 1994, 38, (7), 1391-1410 View citations (31)

1991

37. Adult equivalence scales: a life-cycle perspective
    Fiscal Studies, 1991, 12, (3), 16-29 View citations (2)

Chapters

2018

1. A Lifetime of Changes: State Pensions and Work Incentives at Older Ages in the UK, 1948–2018
   A chapter in Social Security Programs and Retirement around the World: Reforms and Retirement Incentives, 2018, pp 397-434 View citations (2)
   See also Working Paper (2018)
2. Long-Run Trends in the Economic Activity of Older People in the United Kingdom
   A chapter in Social Security Programs and Retirement around the World: Working Longer, 2018, pp 267-297

2017

3. Health Capacity to Work at Older Ages: Evidence from the United Kingdom
   A chapter in Social Security Programs and Retirement around the World: The Capacity to Work at Older Ages, 2017, pp 329-357 View citations (4)
   See also Working Paper (2016)

2016

4. House Price Volatility and the Housing Ladder
   A chapter in Insights in the Economics of Aging, 2016, pp 87-119 View citations (4)
   See also Working Paper (2015)

2014

5. Effect of Pensions and Disability Benefits on Retirement in the United Kingdom
   A chapter in Social Security Programs and Retirement Around the World: Disability Insurance Programs and Retirement, 2014, pp 81-136 View citations (3)
6. Spousal Health Effects: The Role of Selection
   A chapter in Discoveries in the Economics of Aging, 2014, pp 255-279 View citations (4)
   See also Working Paper (2013)

2012

7. Disability, Health and Retirement in the United Kingdom
   A chapter in Social Security Programs and Retirement around the World: Historical Trends in Mortality and Health, Employment, and Disability Insurance Participation and Reforms, 2012, pp 41-77 View citations (4)
   See also Working Paper (2011)

2011

8. Childhood Health and Differences in Late-Life Health Outcomes between England and the United States
   A chapter in Investigations in the Economics of Aging, 2011, pp 321-339 View citations (17)
   See also Working Paper (2011)

2010

9. Housing Price Volatility and Downsizing in Later Life
   A chapter in Research Findings in the Economics of Aging, 2010, pp 337-379 View citations (18)
   See also Working Paper (2007)
10. Labor Market Status and Transitions during the Pre-Retirement Years: Learning from International Differences
    A chapter in Research Findings in the Economics of Aging, 2010, pp 63-92 View citations (1)
    See also Working Paper (2007)
11. Releasing Jobs for the Young? Early Retirement and Youth Unemployment in the United Kingdom
    A chapter in Social Security Programs and Retirement around the World: The Relationship to Youth Employment, 2010, pp 319-344 View citations (4)
    See also Working Paper (2010)

2009

12. The SES Health Gradient on Both Sides of the Atlantic
    A chapter in Developments in the Economics of Aging, 2009, pp 359-406 View citations (9)
    See also Working Paper (2007)
13. Work Disability is a Pain in the ****, Especially in England, the Netherlands, and the United States
    A chapter in Health at Older Ages: The Causes and Consequences of Declining Disability among the Elderly, 2009, pp 251-293 View citations (11)
    See also Working Paper (2005)

2004

14. Wealth Portfolios in the United Kingdom and the United States
    A chapter in Perspectives on the Economics of Aging, 2004, pp 205-246 View citations (12)

1994

15. Household Saving Behavior in the United Kingdom
    A chapter in International Comparisons of Household Saving, 1994, pp 169-206 View citations (7)
16. Taxation and Personal Saving Incentives in the United Kingdom
    A chapter in Public Policies and Household Saving, 1994, pp 57-80 View citations (5)