Details about William M. Doerner

Access statistics for papers by William M. Doerner.

Last updated 2025-03-15. Update your information in the RePEc Author Service.

Short-id: pdo303

Working Papers

2025

1. Disclosure Dilemmas: How Appraisal Information Reshapes Residential Property Valuations for Mortgage Lending
   FHFA Staff Working Papers, Federal Housing Finance Agency

2024

2. Banking on Buffers: Balance Sheet Responses to Household Demand, Macroeconomic Conditions, and Monetary Policy
   FHFA Staff Working Papers, Federal Housing Finance Agency
3. European Energy Crisis: Did Electricity Prices Shock Real Estate Markets?
   FHFA Staff Working Papers, Federal Housing Finance Agency
4. Individual Borrower Motivations Surrounding Mortgage Forbearance Take-up and Exit
   FHFA Staff Working Papers, Federal Housing Finance Agency
5. Measuring Price Effects from Disasters using Public Data: A Case Study of Hurricane Ian
   FHFA Staff Working Papers, Federal Housing Finance Agency View citations (2)
6. The Lock-In Effect of Rising Mortgage Rates
   FHFA Staff Working Papers, Federal Housing Finance Agency View citations (2)
7. Underappraisal Disparities and Time Adjustments to Comparable Sales Prices in Mortgage Appraisals
   FHFA Staff Working Papers, Federal Housing Finance Agency

2022

8. Applying Seasonal Adjustments to Housing Markets
   FHFA Staff Working Papers, Federal Housing Finance Agency
9. Mortgage Appraisal Waivers and Prepayment Speeds
   FHFA Staff Working Papers, Federal Housing Finance Agency

2018

10. A New Home Affordability Estimate: What Share of Housing Stock Can Families Afford?
    FHFA Staff Working Papers, Federal Housing Finance Agency
11. House Price Markups and Mortgage Defaults
    FHFA Staff Working Papers, Federal Housing Finance Agency View citations (1)
    See also Journal Article House Price Markups and Mortgage Defaults, Journal of Money, Credit and Banking, Blackwell Publishing (2023) View citations (1) (2023)

2017

12. Property Renovations and Their Impact on House Price Index Construction
    FHFA Staff Working Papers, Federal Housing Finance Agency View citations (1)
    See also Journal Article Property Renovations and Their Impact on House Price Index Construction, Journal of Real Estate Research, Taylor & Francis Journals (2019) View citations (1) (2019)

2016

13. Local House Price Dynamics: New Indices and Stylized Facts
    FHFA Staff Working Papers, Federal Housing Finance Agency View citations (37)
    See also Journal Article Local House Price Dynamics: New Indices and Stylized Facts, Real Estate Economics, American Real Estate and Urban Economics Association (2019) View citations (53) (2019)
14. Local House Price Growth Accelerations
    FHFA Staff Working Papers, Federal Housing Finance Agency View citations (1)
15. Missing the Mark: House Price Index Accuracy and Mortgage Credit Modeling
    FHFA Staff Working Papers, Federal Housing Finance Agency View citations (3)
    Also in Working Papers, The George Washington University, Department of Economics, H. O. Stekler Research Program on Forecasting (2016) View citations (4)

2015

16. Additional Market Risk Shocks: Prepayment Uncertainty and Option-Adjusted Spreads
    FHFA Staff Working Papers, Federal Housing Finance Agency
17. How Low Can House Prices Go? Estimating a Conservative Lower Bound
    FHFA Staff Working Papers, Federal Housing Finance Agency View citations (1)
    See also Journal Article How Low Can House Prices Go? Estimating a Conservative Lower Bound, The Journal of Real Estate Finance and Economics, Springer (2017) (2017)
18. The Role of Representative Agents in the Property Tax Appeals Process
    Working Papers, Department of Economics, Florida State University View citations (1)
    Also in MPRA Paper, University Library of Munich, Germany (2014)
    See also Journal Article The Role of Representative Agents in the Property Tax Appeals Process, National Tax Journal, National Tax Association (2015) View citations (1) (2015)

2014

19. An Empirical Analysis of the Property Tax Appeals Process
    Working Papers, Department of Economics, Florida State University View citations (2)
    Also in MPRA Paper, University Library of Munich, Germany (2014) View citations (2)
20. Distressed Sales and the FHFA House Price Index
    MPRA Paper, University Library of Munich, Germany View citations (2)
    Also in FHFA Staff Working Papers, Federal Housing Finance Agency (2013) View citations (1)
    See also Journal Article Distressed Sales and the FHFA House Price Index, Journal of Housing Research, Taylor & Francis Journals (2015) (2015)
21. Generating Historically-Based Stress Scenarios Using Parsimonious Factorization
    FHFA Staff Working Papers, Federal Housing Finance Agency View citations (1)
    See also Journal Article Generating historically-based stress scenarios using parsimonious factorization, Journal of Risk Finance, Emerald Group Publishing Limited (2014) (2014)
22. The Effects of Monetary Policy on Mortgage Rates
    FHFA Staff Working Papers, Federal Housing Finance Agency View citations (7)

2012

23. Collective Bargaining and Job Benefits in Florida Municipal Police Agencies, 2000-2009
    MPRA Paper, University Library of Munich, Germany View citations (1)
    Also in Working Papers, Department of Economics, Florida State University (2012)

2011

24. City Government Structure: Are Some Institutions Undersupplied?
    Working Papers, Department of Economics, Florida State University View citations (1)
    See also Journal Article City government structure: are some institutions undersupplied?, Public Choice, Springer (2011) View citations (1) (2011)
25. House Prices and City Revenues
    Working Papers, Department of Economics, Florida State University View citations (8)
    See also Journal Article House prices and city revenues, Regional Science and Urban Economics, Elsevier (2011) View citations (18) (2011)

2010

26. Collective Bargaining and Job Benefits: The Case of Florida Deputy Sheriffs
    MPRA Paper, University Library of Munich, Germany View citations (2)
    Also in Working Papers, Department of Economics, Florida State University (2010) View citations (2)
27. Police Accreditation and Clearance Rates
    MPRA Paper, University Library of Munich, Germany View citations (2)
    Also in Working Papers, Department of Economics, Florida State University (2010) View citations (2)

2009

28. The Diffusion of Accreditation Among Florida Police Agencies
    MPRA Paper, University Library of Munich, Germany View citations (3)
    Also in Working Papers, Department of Economics, Florida State University (2009) View citations (2)

Journal Articles

2023

1. House Price Markups and Mortgage Defaults
   Journal of Money, Credit and Banking, 2023, 55, (4), 747-782 View citations (1)
   See also Working Paper House Price Markups and Mortgage Defaults, FHFA Staff Working Papers (2018) View citations (1) (2018)

2021

2. Correction to: How Low Can House Prices Go? Estimating a Conservative Lower Bound
   The Journal of Real Estate Finance and Economics, 2021, 62, (1), 164-164

2020

3. Correction to: Local House Price Paths: Accelerations, Declines, and Recoveries
   The Journal of Real Estate Finance and Economics, 2020, 61, (4), 732-733

2019

4. Local House Price Dynamics: New Indices and Stylized Facts
   Real Estate Economics, 2019, 47, (2), 365-398 View citations (53)
   See also Working Paper Local House Price Dynamics: New Indices and Stylized Facts, FHFA Staff Working Papers (2016) View citations (37) (2016)
5. Local House Price Paths: Accelerations, Declines, and Recoveries
   The Journal of Real Estate Finance and Economics, 2019, 58, (2), 201-222 View citations (5)
6. Missing the Mark: Mortgage Valuation Accuracy and Credit Modeling
   Financial Analysts Journal, 2019, 75, (1), 32-47
7. Property Renovations and Their Impact on House Price Index Construction
   Journal of Real Estate Research, 2019, 41, (2), 249-284 View citations (1)
   See also Working Paper Property Renovations and Their Impact on House Price Index Construction, FHFA Staff Working Papers (2017) View citations (1) (2017)

2017

8. How Low Can House Prices Go? Estimating a Conservative Lower Bound
   The Journal of Real Estate Finance and Economics, 2017, 54, (1), 97-116
   See also Working Paper How Low Can House Prices Go? Estimating a Conservative Lower Bound, FHFA Staff Working Papers (2015) View citations (1) (2015)

2015

9. Distressed Sales and the FHFA House Price Index
   Journal of Housing Research, 2015, 24, (2), 127-146
   See also Working Paper Distressed Sales and the FHFA House Price Index, MPRA Paper (2014) View citations (2) (2014)
10. The Role of Representative Agents in the Property Tax Appeals Process
    National Tax Journal, 2015, 68, (1), 59-92 View citations (1)
    See also Working Paper The Role of Representative Agents in the Property Tax Appeals Process, Working Papers (2015) View citations (1) (2015)

2014

11. Generating historically-based stress scenarios using parsimonious factorization
    Journal of Risk Finance, 2014, 15, (5), 591-611
    See also Working Paper Generating Historically-Based Stress Scenarios Using Parsimonious Factorization, FHFA Staff Working Papers (2014) View citations (1) (2014)

2011

12. City government structure: are some institutions undersupplied?
    Public Choice, 2011, 149, (1), 109-132 View citations (1)
    See also Working Paper City Government Structure: Are Some Institutions Undersupplied?, Working Papers (2011) View citations (1) (2011)
13. House prices and city revenues
    Regional Science and Urban Economics, 2011, 41, (4), 332-342 View citations (18)
    See also Working Paper House Prices and City Revenues, Working Papers (2011) View citations (8) (2011)