Details about Jiseob Kim

Access statistics for papers by Jiseob Kim.

Last updated 2025-06-09. Update your information in the RePEc Author Service.

Short-id: pki401

Working Papers

2025

1. Asymmetric Mortgage Channel of Monetary Policy: Refinancing as a Call Option
   CAMA Working Papers, Centre for Applied Macroeconomic Analysis, Crawford School of Public Policy, The Australian National University
   Also in Working papers, Yonsei University, Yonsei Economics Research Institute (2024)

2024

2. Why Old-Age Poverty Matters: Evidence from Consumption Responses to Income Shocks
   Working papers, Yonsei University, Yonsei Economics Research Institute

2023

3. One Monetary Policy and Two Bank Lending Standards: A Tale of Two Europes
   Working papers, Yonsei University, Yonsei Economics Research Institute
4. One Monetary Policy and Two Bank Lending Standards: A Tale of Two Europes 
   CAMA Working Papers, Centre for Applied Macroeconomic Analysis, Crawford School of Public Policy, The Australian National University

2015

5. How Changes in Housing Finance Environment Affect Household Decisions and Market Equilibrium
   KDI Policy Studies, Korea Development Institute (KDI) View citations (1)

Journal Articles

2022

1. Risk–return relationship and individualism
   Applied Economics Letters, 2022, 29, (8), 760-766

2021

2. Changes in Demographic, Social, and Economic Structure in North Korea and Policy Direction for Improving Residential Environment
   Global Economic Review, 2021, 50, (2), 93-125
3. Cost-effective mortgage modification program to reduce mortgage defaults
   Economic Modelling, 2021, 96, (C), 220-241

2020

4. How Unsecured Credit Policies Influence Mortgage and Unsecured Loan Defaults
   Journal of Money, Credit and Banking, 2020, 52, (5), 1271-1304 View citations (6)
5. Macroeconomic effects of the mortgage refinance and the home equity lines of credit
   Journal of Economic Dynamics and Control, 2020, 121, (C)

2019

6. How foreclosure delays impact mortgage defaults and mortgage modifications
   Journal of Macroeconomics, 2019, 59, (C), 18-37

2018

7. Macroeconomic and distributional effects of mortgage guarantee programs for the poor
   Journal of Economic Dynamics and Control, 2018, 87, (C), 124-151 View citations (2)

2017

8. Explaining changes in the US credit card market: Lenders are using more information
   Economic Modelling, 2017, 61, (C), 76-92 View citations (3)
9. HOW LOAN MODIFICATIONS INFLUENCE THE PREVALENCE OF MORTGAGE DEFAULTS
   Macroeconomic Dynamics, 2017, 21, (1), 55-105 View citations (3)

2016

10. Why household debt held by Korean seniors is problematic: An international comparison
    Economics Bulletin, 2016, 36, (4), 2080-2093

2015

11. Household’s optimal mortgage and unsecured loan default decision
    Journal of Macroeconomics, 2015, 45, (C), 222-244 View citations (9)