Details about Daniel Mangrum

Access statistics for papers by Daniel Mangrum.

Last updated 2025-06-09. Update your information in the RePEc Author Service.

Short-id: pma2970

Working Papers

2025

1. Breaking Down Auto Loan Performance
   Liberty Street Economics, Federal Reserve Bank of New York
2. Credit Score Impacts from Past Due Student Loan Payments
   Liberty Street Economics, Federal Reserve Bank of New York
3. Student Loan Balance and Repayment Trends Since the Pandemic Disruption
   Liberty Street Economics, Federal Reserve Bank of New York
4. Student Loan Delinquencies Are Back, and Credit Scores Take a Tumble
   Liberty Street Economics, Federal Reserve Bank of New York

2024

5. Auto Loan Delinquency Revs Up as Car Prices Stress Budgets
   Liberty Street Economics, Federal Reserve Bank of New York
6. Delinquency Is Increasingly in the Cards for Maxed‑Out Borrowers
   Liberty Street Economics, Federal Reserve Bank of New York
7. Financial Education and Household Financial Decisions During the Pandemic
   Staff Reports, Federal Reserve Bank of New York
8. How Are They Now? A Checkup on Homeowners Who Experienced Foreclosure
   Liberty Street Economics, Federal Reserve Bank of New York
9. How and Why Do Consumers Use “Buy Now, Pay Later”?
   Liberty Street Economics, Federal Reserve Bank of New York View citations (1)
10. Income Growth Outpaces Household Borrowing
    Liberty Street Economics, Federal Reserve Bank of New York
11. Mortgage Lock‑In Spurs Recent HELOC Demand
    Liberty Street Economics, Federal Reserve Bank of New York
12. The New York Fed Consumer Credit Panel: A Foundational CMD Data Set
    Liberty Street Economics, Federal Reserve Bank of New York

2023

13. An Update on the Health of the U.S. Consumer
    Liberty Street Economics, Federal Reserve Bank of New York
14. Assessing the Relative Progressivity of the Biden Administration’s Federal Student Loan Forgiveness Proposal
    Staff Reports, Federal Reserve Bank of New York View citations (1)
    See also Journal Article Assessing the Relative Progressivity of the Biden Administration's Federal Student Loan Forgiveness Proposal, Education Finance and Policy, MIT Press (2024) (2024)
15. Borrower Expectations for the Return of Student Loan Repayment
    Liberty Street Economics, Federal Reserve Bank of New York
16. Credit Card Delinquencies Continue to Rise—Who Is Missing Payments?
    Liberty Street Economics, Federal Reserve Bank of New York
17. Credit Card Markets Head Back to Normal after Pandemic Pause
    Liberty Street Economics, Federal Reserve Bank of New York
18. The Great Pandemic Mortgage Refinance Boom
    Liberty Street Economics, Federal Reserve Bank of New York
19. Who Uses “Buy Now, Pay Later?”
    Liberty Street Economics, Federal Reserve Bank of New York View citations (1)
20. Younger Borrowers Are Struggling with Credit Card and Auto Loan Payments
    Liberty Street Economics, Federal Reserve Bank of New York

2022

21. Balances Are on the Rise—So Who Is Taking on More Credit Card Debt?
    Liberty Street Economics, Federal Reserve Bank of New York
22. Car Prices Drive Up Borrowing
    Liberty Street Economics, Federal Reserve Bank of New York
23. Historically Low Delinquency Rates Coming to an End
    Liberty Street Economics, Federal Reserve Bank of New York
24. Refinance Boom Winds Down
    Liberty Street Economics, Federal Reserve Bank of New York
25. Revisiting Federal Student Loan Forgiveness: An Update Based on the White House Plan
    Liberty Street Economics, Federal Reserve Bank of New York
26. Student Loan Repayment during the Pandemic Forbearance
    Liberty Street Economics, Federal Reserve Bank of New York
27. Three Key Facts from the Center for Microeconomic Data’s 2022 Student Loan Update
    Liberty Street Economics, Federal Reserve Bank of New York View citations (1)
28. Who Are the Federal Student Loan Borrowers and Who Benefits from Forgiveness?
    Liberty Street Economics, Federal Reserve Bank of New York

2021

29. Credit Card Trends Begin to Normalize after Pandemic Paydown
    Liberty Street Economics, Federal Reserve Bank of New York

Journal Articles

2024

1. Assessing the Relative Progressivity of the Biden Administration's Federal Student Loan Forgiveness Proposal
   Education Finance and Policy, 2024, 19, (4), 716-733
   See also Working Paper Assessing the Relative Progressivity of the Biden Administration’s Federal Student Loan Forgiveness Proposal, Staff Reports (2023) View citations (1) (2023)

2022

2. JUE Insight: College student travel contributed to local COVID-19 spread
   Journal of Urban Economics, 2022, 127, (C) View citations (14)
3. Personal finance education mandates and student loan repayment
   Journal of Financial Economics, 2022, 146, (1), 1-26 View citations (7)