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Details about Brian Thomas Melzer

Homepage:http://www.brianmelzer.com
Workplace:Tuck School of Business, Dartmouth College, (more information at EDIRC)

Access statistics for papers by Brian Thomas Melzer.

Last updated 2023-03-16. Update your information in the RePEc Author Service.

Short-id: pme762


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Working Papers

2024

  1. Dual Credit Markets: Income Risk, Household Debt, and Consumption
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads

2021

  1. Hold the Check: Overdrafts, Fee Caps, and Financial Inclusion
    Liberty Street Economics, Federal Reserve Bank of New York Downloads
  2. Who Pays the Price? Overdraft Fee Ceilings and the Unbanked
    Staff Reports, Federal Reserve Bank of New York Downloads View citations (2)

2020

  1. Do Household Finances Constrain Unconventional Fiscal Policy?
    Swiss Finance Institute Research Paper Series, Swiss Finance Institute Downloads
    Also in Working Paper Series, Federal Reserve Bank of Chicago (2018) Downloads View citations (2)
    NBER Working Papers, National Bureau of Economic Research, Inc (2018) Downloads View citations (1)

    See also Chapter Do Household Finances Constrain Unconventional Fiscal Policy?, NBER Chapters, National Bureau of Economic Research, Inc (2018) Downloads View citations (2) (2018)
    Journal Article Do Household Finances Constrain Unconventional Fiscal Policy?, Tax Policy and the Economy, University of Chicago Press (2019) Downloads View citations (11) (2019)

2017

  1. Making the House a Home: The Stimulative Effect of Home Purchases on Consumption and Investment
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (17)
  2. Non-Cognitive Abilities and Financial Delinquency: The Role of Self-Efficacy in Avoiding Financial Distress
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (8)
    See also Journal Article Noncognitive Abilities and Financial Delinquency: The Role of Self‐Efficacy in Avoiding Financial Distress, Journal of Finance, American Finance Association (2018) Downloads View citations (33) (2018)

2016

  1. Accelerator or Brake? Cash for Clunkers, Household Liquidity, and Aggregate Demand
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads
    See also Journal Article Accelerator or Brake? Cash for Clunkers, Household Liquidity, and Aggregate Demand, American Economic Journal: Economic Policy, American Economic Association (2020) Downloads View citations (7) (2020)

2014

  1. Positive Externalities of Social Insurance: Unemployment Insurance and Consumer Credit
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (26)
  2. Retail Financial Advice: Does One Size Fit All?
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (20)
    See also Journal Article Retail Financial Advice: Does One Size Fit All?, Journal of Finance, American Finance Association (2017) Downloads View citations (111) (2017)

2013

  1. Spillovers From Costly Credit
    Working Papers, U.S. Census Bureau, Center for Economic Studies Downloads View citations (1)
    See also Journal Article Spillovers from Costly Credit, The Review of Financial Studies, Society for Financial Studies (2018) Downloads View citations (14) (2018)

2009

  1. Price-increasing competition: the curious case of overdraft versus deferred deposit credit
    Staff Reports, Federal Reserve Bank of New York Downloads View citations (2)

Journal Articles

2021

  1. The Misguided Beliefs of Financial Advisors
    Journal of Finance, 2021, 76, (2), 587-621 Downloads View citations (29)

2020

  1. Accelerator or Brake? Cash for Clunkers, Household Liquidity, and Aggregate Demand
    American Economic Journal: Economic Policy, 2020, 12, (4), 178-211 Downloads View citations (7)
    See also Working Paper Accelerator or Brake? Cash for Clunkers, Household Liquidity, and Aggregate Demand, NBER Working Papers (2016) Downloads (2016)

2019

  1. Do Household Finances Constrain Unconventional Fiscal Policy?
    Tax Policy and the Economy, 2019, 33, (1), 1 - 32 Downloads View citations (11)
    See also Chapter Do Household Finances Constrain Unconventional Fiscal Policy?, NBER Chapters, 2018 (2018) Downloads View citations (2) (2018)
    Working Paper Do Household Finances Constrain Unconventional Fiscal Policy?, Swiss Finance Institute Research Paper Series (2020) Downloads (2020)

2018

  1. Noncognitive Abilities and Financial Delinquency: The Role of Self‐Efficacy in Avoiding Financial Distress
    Journal of Finance, 2018, 73, (6), 2837-2869 Downloads View citations (33)
    See also Working Paper Non-Cognitive Abilities and Financial Delinquency: The Role of Self-Efficacy in Avoiding Financial Distress, NBER Working Papers (2017) Downloads View citations (8) (2017)
  2. Spillovers from Costly Credit
    The Review of Financial Studies, 2018, 31, (9), 3568-3594 Downloads View citations (14)
    See also Working Paper Spillovers From Costly Credit, Working Papers (2013) Downloads View citations (1) (2013)
  3. Unemployment Insurance as a Housing Market Stabilizer
    American Economic Review, 2018, 108, (1), 49-81 Downloads View citations (66)

2017

  1. Mortgage Debt Overhang: Reduced Investment by Homeowners at Risk of Default
    Journal of Finance, 2017, 72, (2), 575-612 Downloads View citations (47)
  2. Retail Financial Advice: Does One Size Fit All?
    Journal of Finance, 2017, 72, (4), 1441-1482 Downloads View citations (111)
    See also Working Paper Retail Financial Advice: Does One Size Fit All?, NBER Working Papers (2014) Downloads View citations (20) (2014)

2015

  1. Competition in a consumer loan market: Payday loans and overdraft credit
    Journal of Financial Intermediation, 2015, 24, (1), 25-44 Downloads View citations (17)

2011

  1. The Real Costs of Credit Access: Evidence from the Payday Lending Market
    The Quarterly Journal of Economics, 2011, 126, (1), 517-555 Downloads View citations (175)

Chapters

2018

  1. Do Household Finances Constrain Unconventional Fiscal Policy?
    A chapter in Tax Policy and the Economy, Volume 33, 2018 Downloads View citations (2)
    See also Working Paper Do Household Finances Constrain Unconventional Fiscal Policy?, Swiss Finance Institute (2020) Downloads (2020)
    Journal Article Do Household Finances Constrain Unconventional Fiscal Policy?, University of Chicago Press (2019) Downloads View citations (11) (2019)
 
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