Details about Olivia Mitchell

Homepage:	https://bepp.wharton.upenn.edu/profile/mitchelo/
Postal address:	The Wharton School, Univ. of Pennsylvania 3620 Locust Walk, St 3302 Philadelphia, PA 19104-6302
Workplace:	National Bureau of Economic Research (NBER), (more information at EDIRC) Pension Research Council, Wharton School of Business, University of Pennsylvania, (more information at EDIRC)

Access statistics for papers by Olivia Mitchell.

Last updated 2021-04-05. Update your information in the RePEc Author Service.

Short-id: pmi73

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Working Papers

2021

1. Auto-Enrollment Retirement Plans for the People: Choices and Outcomes in OregonSaves
   NBER Working Papers, National Bureau of Economic Research, Inc
2. Do Required Minimum Distribution 401(k) Rules Matter, and For Whom? Insights from a Lifecycle Model
   NBER Working Papers, National Bureau of Economic Research, Inc
3. Longevity Perceptions and Saving Decisions during the COVID-19 Outbreak: An Experimental Investigation
   NBER Working Papers, National Bureau of Economic Research, Inc

2020

4. Building Better Retirement Systems in the Wake of the Global Pandemic
   NBER Working Papers, National Bureau of Economic Research, Inc
   Also in CFS Working Paper Series, Center for Financial Studies (CFS) (2020)
5. Financial Fragility during the COVID-19 Pandemic
   NBER Working Papers, National Bureau of Economic Research, Inc
   Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2020)
6. Target Date Funds and Portfolio Choice in 401(k) Plans
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (2)
7. Understanding Debt in the Older Population
   CEPR Discussion Papers, C.E.P.R. Discussion Papers
   Also in NBER Working Papers, National Bureau of Economic Research, Inc (2020) View citations (1)

2019

8. Ambiguity Attitudes about Investments: Evidence from the Field
   CEPR Discussion Papers, C.E.P.R. Discussion Papers
   Also in NBER Working Papers, National Bureau of Economic Research, Inc (2019) View citations (2)
9. Behavioral Impediments to Valuing Annuities: Complexity and Choice Bracketing
   IZA Discussion Papers, Institute of Labor Economics (IZA) View citations (3)
10. Debt close to retirement and its implications for retirement well-being
    CFS Working Paper Series, Center for Financial Studies (CFS) View citations (1)
11. Financial literacy and suboptimal financial decisions at older ages
    CFS Working Paper Series, Center for Financial Studies (CFS)
12. How Cognitive Ability and Financial Literacy Shape the Demand for Financial Advice at Older Ages
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
13. How Would 401(k) ‘Rothification’ Alter Saving, Retirement Security, and Inequality?
    Working Papers, University of Michigan, Michigan Retirement Research Center
14. How Would 401(k) ‘Rothification’ Alter Saving, Retirement Security, and Inequality?
    NBER Working Papers, National Bureau of Economic Research, Inc
15. Implications of money-back guarantees for individual retirement accounts: Protection then and now
    SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE View citations (1)
16. Money-Back Guarantees in Individual Retirement Accounts: Still a Good Deal?
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
17. Optimal social security claiming behavior under lump sum incentives: Theory and evidence
    CFS Working Paper Series, Center for Financial Studies (CFS)
    Also in SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE (2017) View citations (3)
    NBER Working Papers, National Bureau of Economic Research, Inc (2017) View citations (3)
    See also Journal Article in Journal of Risk & Insurance (2021)

2018

18. Financial Fraud among Older Americans: Evidence and Implications
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
    See also Journal Article in Journals of Gerontology: Series B (2020)
19. Household Portfolio Underdiversification and Probability Weighting: Evidence from the Field
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (5)
    Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2018) View citations (5)
20. How Persistent Low Expected Returns Alter Optimal Life Cycle Saving, Investment, and Retirement Behavior
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
    Also in SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE (2017)
21. How Will Persistent Low Expected Returns Shape Household Economic Behavior?
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (3)
    See also Journal Article in Journal of Pension Economics and Finance (2019)
    Chapter (2018)
22. Putting the pension back in 401(k) retirement plans: Optimal versus default longevity income annuities
    CFS Working Paper Series, Center for Financial Studies (CFS)

2017

23. Behavioral Impediments to Valuing Annuities: Evidence on the Effects of Complexity and Choice Bracketing
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (5)
24. Debt and Financial Vulnerability on the Verge of Retirement
    CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) View citations (6)
    Also in CFS Working Paper Series, Center for Financial Studies (CFS) (2017) View citations (7)
    NBER Working Papers, National Bureau of Economic Research, Inc (2017) View citations (7)
    See also Journal Article in Journal of Money, Credit and Banking (2020)
25. Exploring the Risks and Consequences of Elder Fraud Victimization: Evidence from the Health and Retirement Study
    Working Papers, University of Michigan, Michigan Retirement Research Center
26. Incentivizing older people to delay social security claiming
    SAFE Policy Letters, Leibniz Institute for Financial Research SAFE
27. Simplifying choices in defined contribution retirement plan design: A case study
    CFS Working Paper Series, Center for Financial Studies (CFS)
    See also Journal Article in Journal of Pension Economics and Finance (2018)

2016

28. Older Peoples’ Willingness to Delay Social Security Claiming
    NBER Working Papers, National Bureau of Economic Research, Inc
    Also in Working Papers, University of Michigan, Michigan Retirement Research Center (2016)
    SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE (2016)
    See also Chapter (2019)
29. Older Women’s Labor Market Attachment, Retirement Planning, and Household Debt
    NBER Working Papers, National Bureau of Economic Research, Inc
    See also Chapter (2017)
30. Putting the Pension Back in 401(k) Plans: Optimal versus Default Longevity Income Annuities
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (4)
    Also in SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE (2016) View citations (4)
31. Simplifying Choices in Defined Contribution Retirement Plan Design
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (4)
32. Time Discounting and Economic Decision-making Among the Elderly
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (5)
    Also in Working Papers, University of Michigan, Michigan Retirement Research Center (2016) View citations (5)

2015

33. Accounting-based asset return smoothing in participating life annuities: Implications for annuitants, insurers, and policymakers
    CFS Working Paper Series, Center for Financial Studies (CFS)
34. Are Cognitive Constraints a Barrier to Annuitization?
    Issues in Brief, Center for Retirement Research
35. Borrowing from the Future: 401(k) Plan Loans and Loan Defaults
    NBER Working Papers, National Bureau of Economic Research, Inc
    See also Journal Article in National Tax Journal (2017)
36. Employee Financial Literacy and Retirement Plan Behavior: A Case Study
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (3)
    See also Journal Article in Economic Inquiry (2017)
37. Lessons for Public Pensions from Utah’s Move to Pension Choice
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (2)
    See also Chapter (2015)
    Journal Article in Journal of Pension Economics and Finance (2016)
38. Narrow Framing and Long-Term Care Insurance
    Working Papers, University of Michigan, Michigan Retirement Research Center View citations (7)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2015) View citations (12)
    See also Journal Article in Journal of Risk & Insurance (2020)
39. The potential effect of offering lump sums as retirement payments
    SAFE Policy Letters, Leibniz Institute for Financial Research SAFE
40. Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness
    Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques View citations (2)
    Also in CIRANO Working Papers, CIRANO (2015) View citations (2)
41. Will they take the money and work? An empirical analysis of people's willingness to delay claiming social security benefits for a lump sum
    SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE
    Also in Working Papers, University of Michigan, Michigan Retirement Research Center (2014)
    NBER Working Papers, National Bureau of Economic Research, Inc (2014)

2014

42. Accounting and Actuarial Smoothing of Retirement Payouts in Participating Life Annuities
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (2)
    See also Journal Article in Insurance: Mathematics and Economics (2016)
43. Family status, social security claiming options, and life cycle portfolios
    SAFE Policy Letters, Leibniz Institute for Financial Research SAFE
44. Financial Knowledge and 401(k) Investment Performance
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)

2013

45. Ambiguity Aversion and Household Portfolio Choice: Empirical Evidence
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (21)
46. Cognitive Constraints on Valuing Annuities
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
47. Evaluating Web-based Savings Interventions: A Preliminary Assessment
    Working Papers, University of Michigan, Michigan Retirement Research Center
48. Exchanging Delayed Social Security Benefits For Lump Sums: Could This Incentivize Longer Work Careers?
    Discussion Papers, Stanford Institute for Economic Policy Research View citations (7)
    Also in Working Papers, University of Michigan, Michigan Retirement Research Center (2012)
    NBER Working Papers, National Bureau of Economic Research, Inc (2013) View citations (7)
49. How Does Retiree Health Insurance Influence Public Sector Employee Saving?
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (2)
    See also Journal Article in Journal of Health Economics (2014)
    Chapter (2013)
50. How Family Status and Social Security Claiming Options Shape Optimal Life Cycle Portfolios
    Working Papers, University of Michigan, Michigan Retirement Research Center
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2013)
    CFS Working Paper Series, Center for Financial Studies (CFS) (2013)
    See also Journal Article in Review of Financial Studies (2016)
51. Older Adult Debt and Financial Frailty
    Working Papers, University of Michigan, Michigan Retirement Research Center View citations (2)
52. Optimal Financial Knowledge and Wealth Inequality
    CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) View citations (22)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2013) View citations (18)
    See also Journal Article in Journal of Political Economy (2017)
53. Optimal Life Cycle Portfolio Choice with Variable Annuities Offering Liquidity and Investment Downside Protection
    Working Papers, University of Michigan, Michigan Retirement Research Center View citations (2)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2013) View citations (2)
    See also Journal Article in Insurance: Mathematics and Economics (2015)
54. Technical Review Panel for the Pension Insurance Modeling System (PIMS)
    Working Papers, University of Michigan, Michigan Retirement Research Center
55. The Economic Importance of Financial Literacy: Theory and Evidence
    CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) View citations (20)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2013) View citations (20)
    See also Journal Article in Journal of Economic Literature (2014)
56. Time is Money: Life Cycle Rational Inertia and Delegation of Investment Management
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (5)
    Also in CFS Working Paper Series, Center for Financial Studies (CFS) (2013) View citations (4)

2012

57. Do Consumers Know How to Value Annuities? Complexity as a Barrier to Annuitization
    Working Papers, RAND Corporation
58. Financial Sophistication in the Older Population
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (9)
    Also in CFS Working Paper Series, Center for Financial Studies (CFS) (2012) View citations (8)
59. Retirement in Japan and the United States: Cross-national Comparisons using the Japanese Study of Aging and Retirement (JSTAR) and the U.S. Health and Retirement Study (HRS)
    Working Papers, University of Michigan, Michigan Retirement Research Center View citations (1)
60. Target-Date Funds in 401(k) Retirement Plans
    Working Papers, University of Pennsylvania, Wharton School, Weiss Center View citations (1)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2012) View citations (6)

2011

61. Financial Literacy Around the World: An Overview
    CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) View citations (260)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2011) View citations (263)
    See also Journal Article in Journal of Pension Economics and Finance (2011)
62. Financial Literacy and Planning: Implications for Retirement Wellbeing
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (120)
    Also in Working Papers, University of Michigan, Michigan Retirement Research Center (2005) View citations (36)
    CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) (2005) View citations (25)
    DNB Working Papers, Netherlands Central Bank, Research Department (2006) View citations (106)
63. Financial Literacy and Retirement Planning in the United States
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (25)
    Also in CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) (2011) View citations (25)
    See also Journal Article in Journal of Pension Economics and Finance (2011)
64. First-Round Impacts of the 2008 Chilean Pension System Reform
    Working Papers, University of Michigan, Michigan Retirement Research Center View citations (9)
65. Framing Effects and Expected Social Security Claiming Behavior
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (12)
    Also in Working Papers, RAND Corporation (2011) View citations (9)
66. Framing and Claiming: How Information-Framing Affects Expected Social Security Claiming Behavior
    Working Papers, University of Pennsylvania, Wharton School, Weiss Center
    See also Journal Article in Journal of Risk & Insurance (2016)
67. How Financial Literacy and Impatience Shape Retirement Wealth and Investment Behaviors
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (43)
    Also in Working Papers, University of Michigan, Michigan Retirement Research Center (2010) View citations (1)
    See also Journal Article in Journal of Pension Economics and Finance (2020)
68. Lifecycle Impacts of the Financial and Economic Crisis on Household Optimal Consumption, Portfolio Choice, and Labor Supply
    Working Papers, University of Michigan, Michigan Retirement Research Center View citations (2)
    Also in CFS Working Paper Series, Center for Financial Studies (CFS) (2011) View citations (3)
    NBER Working Papers, National Bureau of Economic Research, Inc (2011) View citations (4)
69. Lifecycle Portfolio Choice with Systematic Longevity Risk and Variable Investment-Linked Deferred Annuities
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
    See also Journal Article in Journal of Risk & Insurance (2013)
70. Optimal Financial Literacy and Saving for Retirement
    Working Papers, RAND Corporation View citations (8)
71. Optimal Portfolio Choice over the Life-Cycle with Flexible Work, Endogenous Retirement, and Lifetime Payouts
    Working Papers, University of Pennsylvania, Wharton School, Weiss Center View citations (28)
    See also Journal Article in Review of Finance (2011)
72. The Outlook for Financial Literacy
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (9)

2010

73. Borrowing from Yourself: The Determinants of 401(k) Loan Patterns
    Working Papers, University of Michigan, Michigan Retirement Research Center View citations (4)
74. Financial Literacy, Schooling, and Wealth Accumulation
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (47)
75. Financial literacy among the young: Evidence and implications for consumer policy
    CFS Working Paper Series, Center for Financial Studies (CFS) View citations (29)
    Also in CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) (2009) View citations (12)
    NBER Working Papers, National Bureau of Economic Research, Inc (2009) View citations (11)
76. How ordinary consumers make complex economic decisions: Financial literacy and retirement readiness
    CFS Working Paper Series, Center for Financial Studies (CFS) View citations (2)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2009) View citations (101)
    CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) (2009) View citations (103)
    See also Journal Article in Quarterly Journal of Finance (QJF) (2017)
77. The Effect of Uncertain Labor Income and Social Security on Life-cycle Portfolios
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (5)

2009

78. Default, Framing and Spillover Effects: The Case of Lifecycle Funds in 401(k) Plans
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (6)
79. Extending Life Cycle Models of Optimal Portfolio Choice: Integrating Flexible Work, Endogenous Retirement, and Investment Decisions with Lifetime Payouts
    Working Papers, University of Michigan, Michigan Retirement Research Center View citations (6)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2009) View citations (9)
80. Financial Literacy among the Young
    Working Papers, University of Michigan, Michigan Retirement Research Center View citations (11)
81. Financial Literacy and Financial Sophistication Among Older Americans
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (14)
82. Financial Literacy and Financial Sophistication in the Older Population: Evidence from the 2008 HRS
    Working Papers, University of Michigan, Michigan Retirement Research Center View citations (2)
83. The Efficiency of Pension Menus and Individual Portfolio Choice in 401(k) Pensions
    Working Papers, University of Michigan, Michigan Retirement Research Center
84. The Efficiency of Sponsor and Participant Portfolio Choices in 401(k) Plans
    NBER Working Papers, National Bureau of Economic Research, Inc
    See also Journal Article in Journal of Public Economics (2010)

2008

85. Asset Allocation and Location over the Life Cycle with Survival-Contingent Payouts
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (4)
86. Encuesta de protección social 2006: Presentación general y principales resultados
    Working Papers, University of Chile, Department of Economics View citations (6)
87. Footnotes Aren't Enough: The Impact of Pension Accounting on Stock Values
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (7)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (2008) View citations (6)
    See also Journal Article in Journal of Pension Economics and Finance (2008)
88. Managing Contribution and Capital Market Risk in a Funded Public Defined Benefit Plan: Impact of CVaR Cost Constraints
    NBER Working Papers, National Bureau of Economic Research, Inc
    See also Journal Article in Insurance: Mathematics and Economics (2009)
89. Managing Public Investment Funds: Best Practices and New Challenges
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (11)
90. Planning and Financial Literacy: How Do Women Fare?
    CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) View citations (312)
    Also in CFS Working Paper Series, Center for Financial Studies (CFS) (2008) View citations (301)
    NBER Working Papers, National Bureau of Economic Research, Inc (2008) View citations (297)
    See also Journal Article in American Economic Review (2008)
91. The Efficiency of Pension Plan Investment Menus: Investment Choices in Defined Contribution Pension Plans
    Working Papers, University of Michigan, Michigan Retirement Research Center

2007

92. Financial Literacy and Retirement Planning: New Evidence from the Rand American Life Panel
    Working Papers, University of Michigan, Michigan Retirement Research Center View citations (43)
    Also in CFS Working Paper Series, Center for Financial Studies (CFS) (2007) View citations (45)
93. Financial literacy and retirement preparedness: Evidence and implications for financial education programs
    CFS Working Paper Series, Center for Financial Studies (CFS) View citations (196)
    Also in Working Papers, University of Michigan, Michigan Retirement Research Center (2006) View citations (10)
94. Learning from the Chilean Experience: The Determinants of Pension Switching
    Working Papers, University of Chile, Department of Economics View citations (8)
95. Money in Motion: Dynamic Portfolio Choice in Retirement
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (8)
    Also in CFS Working Paper Series, Center for Financial Studies (CFS) (2007) View citations (6)
    Working Papers, University of Michigan, Michigan Retirement Research Center (2007) View citations (5)
96. The reaction of consumer spending and debt to tax rebates: Evidence from consumer credit data
    CFS Working Paper Series, Center for Financial Studies (CFS)
97. Winners and Losers: 401(k) Trading and Portfolio Performance
    Working Papers, University of Michigan, Michigan Retirement Research Center View citations (1)

2006

98. Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth
    CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) View citations (27)
    Also in CFS Working Paper Series, Center for Financial Studies (CFS) (2006) View citations (5)
    CFS Working Paper Series, Center for Financial Studies (2006)
    NBER Working Papers, National Bureau of Economic Research, Inc (2006) View citations (8)
    Working Papers, University of Michigan, Michigan Retirement Research Center (2006) View citations (7)
    See also Journal Article in Journal of Monetary Economics (2007)
99. Cross-Cohort Differences in Health on the Verge of Retirement
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (5)
100. Financial Innovation for an Aging World
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (10)
     See also Chapter (2006)
101. Optimizing the Retirement Portfolio: Asset Allocation, Annuitization, and Risk Aversion
     Working Papers, University of Michigan, Michigan Retirement Research Center View citations (10)
     Also in NBER Working Papers, National Bureau of Economic Research, Inc (2006) View citations (7)
102. Social Security Replacement Rates for Alternative Earnings Benchmarks
     Working Papers, University of Michigan, Michigan Retirement Research Center View citations (26)
103. The Chilean Pension Reform Turns 25: Lessons From the Social Protection Survey
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (21)
104. The Inattentive Participant: Portfolio Trading Behavior in 401(k) Plans
     Working Papers, University of Michigan, Michigan Retirement Research Center View citations (25)

2005

105. Betting on Death and Capital Markets in Retirement: A Shortfall Risk Analysis of Life Annuities
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (17)
106. Saving Shortfalls and Delayed Retirement
     Working Papers, University of Michigan, Michigan Retirement Research Center View citations (1)
107. Socially Responsible Investment in Japanese Pensions
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
     See also Journal Article in Pacific-Basin Finance Journal (2006)
108. Turning Workers into Savers? Incentives, Liquidity, and Choice in 401(k) Plan Design
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (6)
     See also Journal Article in National Tax Journal (2007)

2004

109. Aged-Care Support in Japan: Perspectives and Challenges
     ESRI Discussion paper series, Economic and Social Research Institute (ESRI) View citations (9)
     Also in NBER Working Papers, National Bureau of Economic Research, Inc (2004) View citations (28)
110. Betting on death and capital markets in retirement: A shortfall risk analysis of life annuities versus phased withdrawal plans
     CFS Working Paper Series, Center for Financial Studies (CFS) View citations (3)
     Also in Working Papers, University of Michigan, Michigan Retirement Research Center (2003) View citations (13)
111. Death Spiral or Euthanasia? The Demise of Generous Group Health Insurance Coverage
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (3)
112. Modeling Lifetime Earnings Paths: Hypothetical versus Actual Workers
     Working Papers, University of Michigan, Michigan Retirement Research Center View citations (4)
113. The Impact of Health Status and Out-of-Pocket Medical Expenditures on Annuity Valuation
     Working Papers, University of Michigan, Michigan Retirement Research Center View citations (41)
114. Unlocking Housing Equity in Japan
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (24)
     See also Journal Article in Journal of the Japanese and International Economies (2004)

2003

115. International Adverse Selection in Life Insurance and Annuities
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (25)
116. Lifetime Earnings Variability and Retirement Wealth
     Working Papers, University of Michigan, Michigan Retirement Research Center
117. The Demand for Guarantees in Social Security Personal Retirement Accounts
     Working Papers, University of Michigan, Michigan Retirement Research Center
118. Understanding Individual Account Guarantees
     Working Papers, University of Michigan, Michigan Retirement Research Center View citations (4)
     Also in NBER Working Papers, National Bureau of Economic Research, Inc (2002) View citations (3)

2002

119. Annuities for an Ageing World
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (9)
     Also in CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) (2002) View citations (9)
120. Applications, Denials, and Appeals for Social Security Disability Insurance
     Working Papers, University of Michigan, Michigan Retirement Research Center View citations (1)
121. Guaranteeing Defined Contribution Pensions: The Option to Buy-Back a Defined Benefit Promise
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (7)
     See also Journal Article in Journal of Risk & Insurance (2003)
122. Strengthening Employment-Based Pensions in Japan
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (4)
123. The Role of Company Stock in Defined Contribution Plans
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (11)
124. The Role of Economic Policy in Social Security Reform: Perspectives from the President's Commission
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (4)

2001

125. Annuity Values in Defined Contribution Retirement Systems: The Case of Singapore and Australia
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (7)
126. Developments in Decumulation: The Role of Annuity Products in Financing Retirement
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (10)
127. Eligibility for Social Security Disability Insurance
     Working Papers, University of Michigan, Michigan Retirement Research Center View citations (2)

2000

128. Developments in Retirement Provision: Global Trends and Lessons from Australia and the US
     Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (2)
     Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (2)
129. Holders of the Purse Strings: Governance and Performance of Public Retirement Systems
     Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (10)
     Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (9)
130. Mortality Risk, Inflation Risk, and Annuity Products
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (17)
131. New Trends in Pension Benefit and Retirement Provisions
     Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (9)
     Also in NBER Working Papers, National Bureau of Economic Research, Inc (1999) View citations (14)
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (8)
132. Retirement Responses to Early Social Security Benefit Reductions
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (19)
     Also in Working Papers, University of Michigan, Michigan Retirement Research Center (2000) View citations (17)
133. Social Security Money's Worth
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (5)
     Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (25)
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (9)
     Cowles Foundation Discussion Papers, Cowles Foundation for Research in Economics, Yale University (1998) View citations (10)
     Working Papers, Columbia - Graduate School of Business (1998) View citations (10)
     Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania (1998) View citations (10)
134. Would a Privatized Social Security System Really Pay a Higher Rate of Return
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (2)
     Also in Cowles Foundation Discussion Papers, Cowles Foundation for Research in Economics, Yale University (1998) View citations (9)
     Working Papers, Columbia - Graduate School of Business (1998) View citations (9)
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (9)
     Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania (1998) View citations (9)

1999

135. Taxing Retirement Income: Nonqualified Annuities and Distributions from Qualified Accounts
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (12)
     Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (9)
     See also Journal Article in National Tax Journal (1999)
136. The Role of Real Annuities and Indexed Bonds in an Individual Accounts Retirement Program
     Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (26)
     Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (12)
     NBER Working Papers, National Bureau of Economic Research, Inc (1999) View citations (17)
     See also Chapter (2001)
137. Worklife Determinants of Retirement Income Differentials Between Men and Women
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (5)
     Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (8)

1998

138. Building an environment for pension reform in developing countries
     Social Protection Discussion Papers and Notes, The World Bank View citations (3)
     Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (5)
139. Health Problems as Determinants of Retirement: Are Self-Rated Measures Endogenous?
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (25)
     Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (33)
     See also Journal Article in Journal of Health Economics (1999)

1997

140. After Chile, What? Second-Round Pension Reforms in Latin America
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (9)
141. New Evidence on the Money's Worth of Individual Annuities
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (11)
     Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (50)
     See also Journal Article in American Economic Review (1999)
142. Pension and Social Security Wealth in the Health and Retirement Study
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (25)
     Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (37)
143. Projected Retirement Wealth and Savings Adequacy in the Health and Retirement Study
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (29)
144. Retirement Wealth Accumulation and Decumulation: New Developments and Outstanding Opportunities
     Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (19)
     Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (21)
     NBER Working Papers, National Bureau of Economic Research, Inc (1997) View citations (20)
145. The Competitive Performance of Life Insurance Firms in the Retirement Asset Market
     Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (1)

1996

146. Administrative Costs in Public and Private Retirement Systems
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (18)
     Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (14)
     See also Chapter (1998)
147. Construction of the Earnings and Benefits File (EBF) for Use With the Health and Retirement Survey
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (15)
     Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (4)
148. Social Security Privatization: A Structure for Analysis
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (49)
     See also Journal Article in American Economic Review (1996)

1995

149. Evaluating Mental Health Capitation Treatment: Lessons from Panel Data
     NBER Working Papers, National Bureau of Economic Research, Inc
150. State and Local Pension Plans
     NBER Working Papers, National Bureau of Economic Research, Inc
     Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (6)

1994

151. Public Sector Pension Governance and Performance
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (11)
152. Retirement Research Using the Health and Retirement Survey
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (6)

1993

153. Publicpension governance and performance: lessons for developing countries
     Policy Research Working Paper Series, The World Bank View citations (1)
154. Retirement Systems in Developed and Developing Countries: Institutional Features, Economic Effects, and Lessons for Economies in Transition
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (3)
     Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania
155. The Role of Pensions in the Labor Market
     Working Papers, Cornell - Center for Advanced Human Resource Studies View citations (23)
     Also in NBER Working Papers, National Bureau of Economic Research, Inc (1993) View citations (3)
156. Trends in retirement systems and lessons for reform
     Policy Research Working Paper Series, The World Bank View citations (1)

1992

157. Retirement Systems in Developed and Developing Countries
     Working Papers, Cornell - Center for Advanced Human Resource Studies

1991

158. Expected Changes in the Workforce and Implications for Labor Markets
     NBER Working Papers, National Bureau of Economic Research, Inc
159. Pension Funding in the Public Sector
     NBER Working Papers, National Bureau of Economic Research, Inc
     See also Journal Article in The Review of Economics and Statistics (1994)
160. Trends in Pension Benefit Formulas and Retirement Provisions
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (8)

1990

161. Pensions and the U.S. Labor Market
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (14)
162. The Effects of Mandating Benefits Packages
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (12)

1989

163. Explaining Pension Dynamics
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (12)
     See also Journal Article in Journal of Human Resources (1991)

1988

164. The Baby Boom's Legacy: Relative Wages in the 21st Century
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (3)

1987

165. Social Security Reforms and Poverty Among Older Dual-Earner Couples
     NBER Working Papers, National Bureau of Economic Research, Inc
     See also Journal Article in Journal of Population Economics (1991)
166. Worker Knowledge of Pension Provisions
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (4)
     See also Journal Article in Journal of Labor Economics (1988)

1986

167. Married Women's Retirement Behavior
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (4)
     See also Journal Article in Journal of Population Economics (1989)

1985

168. Firm-Level Policy Toward Older Workers
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)

1984

169. The Effects of Social Security Reforms on Retirement Ages and RetirementIncomes
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (38)
     See also Journal Article in Journal of Public Economics (1984)

1983

170. Economic Incentives to Retire: A Qualitative Choice Approach
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (5)
171. Rewards to Continued Work: The Economic Incentives For Postponing Retirement
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
     See also Chapter (1985)
172. The Economics of Retirement Behavior
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (3)
     See also Journal Article in Journal of Labor Economics (1984)

1982

173. Economic Determinants of the Optimal Retirement Age: An Empirical Investigation
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (20)
     See also Journal Article in Journal of Human Resources (1984)
174. The Labor Market Impact of Federal Regulation: OSHA, ERISA, EEO, and Minimum Wage
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)

1981

175. The Effects of Pensions and Earnings on Retirement: A Review Essay
     NBER Working Papers, National Bureau of Economic Research, Inc View citations (18)

Undated

176. A Benefit of One's Own: Older Women's Retirement Entitlements Under Social Security
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (2)
     Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (2)
177. A Framework for Analyzing Social Security Privatization
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (2)
178. A Framework for Analyzing and Managing Retirement Risks
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (2)
179. After Chile, What? Second-Round Social Security Reforms in Latin America
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (8)
     See also Journal Article in Revista de Analisis Economico – Economic Analysis Review (1997)
180. An Examination of Social Security Administration Costs in the United States
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (3)
181. An International Comparison of Social Security Administration Costs
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (2)
182. Assessing the Challenges to the Pension System
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (4)
183. Building Better Retirement Income Models
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (1)
     See also Journal Article in North American Actuarial Journal (1997)
184. Defined Contribution Pensions: New Opportunities, New Risks
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (1)
185. Designing Pension systems for Developing Countries
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (2)
186. Developments in Pensions
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (4)
187. Developments in State and Local Pension Plans
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (7)
188. Evaluating Administrative Costs in Mexico's AFORES Pension System
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (3)
189. Evaluating Pension Entitlements
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (12)
190. Explaining Retirement Saving Shortfalls
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (10)
191. Exporting Chilean Social Security Reform
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (1)
192. Holders of the Public Pension Strings: Governance and Performance of Public Retirement Systems
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (1)
193. Insulating Old-Age Systems from Political Risk
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania
194. International Models for Pension Reform
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (1)
195. Managing Pensions in the 21st Century: Design Innovations, Market Impact, and Regulatory Issues for Japan
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (1)
196. New Developments in the Economic Analysis of Retirement
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (43)
     See also Chapter (1999)
197. Pensions in an Aging World
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (2)
198. Projected Retirement Wealth and Saving Adequacy
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (31)
199. Public Pension Governance and Performance
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (6)
200. Public Pension Plan Efficiency
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (3)
201. Public Sector Pension Funding
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (15)
202. Retirement Measures in the Health and Retirement Survey
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (22)
203. Social Security Reform in Uruguay: An Economic Assessment
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (1)
204. Social Security on the Table
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (8)
205. The Political Economy of Public Pensions: Pension Funding, Governance, and Fiscal Stress
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (8)
     See also Journal Article in Revista de Analisis Economico – Economic Analysis Review (1994)
206. Women on the Verge of Retirement: Predictors of Retiree Well-being
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (11)
207. Work and Family Benefits
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania
208. Workers' Preferences Among Company-Provided Health Insurance Plans
     Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (10)
     See also Journal Article in ILR Review (1994)

Journal Articles

2021

1. Financial literacy and financial decision-making at older ages
   Pacific-Basin Finance Journal, 2021, 65, (C)
2. Optimal social security claiming behavior under lump sum incentives: Theory and evidence
   Journal of Risk & Insurance, 2021, 88, (1), 5-27
   See also Working Paper (2019)
3. Trust and retirement preparedness: Evidence from Singapore
   The Journal of the Economics of Ageing, 2021, 18, (C)

2020

4. Assessing the impact of financial education programs: A quantitative model
   Economics of Education Review, 2020, 78, (C)
5. Debt and Financial Vulnerability on the Verge of Retirement
   Journal of Money, Credit and Banking, 2020, 52, (5), 1005-1034 View citations (6)
   See also Working Paper (2017)
6. Financial Fraud Among Older Americans: Evidence and Implications
   Journals of Gerontology: Series B, 2020, 75, (4), 861-868 View citations (2)
   See also Working Paper (2018)
7. Financial knowledge and portfolio complexity in Singapore
   The Journal of the Economics of Ageing, 2020, 17, (C)
8. How financial literacy and impatience shape retirement wealth and investment behaviors
   Journal of Pension Economics and Finance, 2020, 19, (1), 1-20
   See also Working Paper (2011)
9. Narrow Framing and Long‐Term Care Insurance
   Journal of Risk & Insurance, 2020, 87, (4), 861-893
   See also Working Paper (2015)
10. Putting the pension back in 401(k) retirement plans: Optimal versus default deferred longevity income annuities
    Journal of Banking & Finance, 2020, 114, (C)
11. Target Date Defaults in a Public Sector Retirement Saving Plan
    Southern Economic Journal, 2020, 86, (3), 1133-1149

2019

12. How will persistent low expected returns shape household economic behavior?
    Journal of Pension Economics and Finance, 2019, 18, (4), 612-622 View citations (4)
    See also Working Paper (2018)
    Chapter (2018)

2018

13. Does financial education enhance financial preparedness? Evidence from a natural experiment in Singapore
    Journal of Pension Economics and Finance, 2018, 17, (3), 254-277 View citations (1)
14. Enhancing risk management for an aging world
    The Geneva Papers on Risk and Insurance Theory, 2018, 43, (2), 115-136
    Also in The Geneva Risk and Insurance Review, 2018, 43, (2), 115-136 (2018)
15. Simplifying choices in defined contribution retirement plan design: a case study
    Journal of Pension Economics and Finance, 2018, 17, (3), 363-384 View citations (1)
    See also Working Paper (2017)
16. The Changing Face of Debt and Financial Fragility at Older Ages
    AEA Papers and Proceedings, 2018, 108, 407-11 View citations (6)
17. WILL THEY TAKE THE MONEY AND WORK? PEOPLE'S WILLINGNESS TO DELAY CLAIMING SOCIAL SECURITY BENEFITS FOR a LUMP SUM
    Journal of Risk & Insurance, 2018, 85, (4), 877-909 View citations (4)

2017

18. Assessing the demand for micropensions among India’s poor
    The Journal of the Economics of Ageing, 2017, 9, (C), 30-40 View citations (1)
19. Borrowing From the Future? 401(K) Plan Loans and Loan Defaults
    National Tax Journal, 2017, 70, (1), 77-110 View citations (3)
    See also Working Paper (2015)
20. EMPLOYEE FINANCIAL LITERACY AND RETIREMENT PLAN BEHAVIOR: A CASE STUDY
    Economic Inquiry, 2017, 55, (1), 248-259 View citations (6)
    See also Working Paper (2015)
21. Financial knowledge and 401(k) investment performance: a case study
    Journal of Pension Economics and Finance, 2017, 16, (3), 324-347 View citations (18)
22. Financial knowledge and key retirement outcomes: an overview of the issue
    Journal of Pension Economics and Finance, 2017, 16, (3), 273-276
23. How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness
    Quarterly Journal of Finance (QJF), 2017, 07, (03), 1-31 View citations (23)
    See also Working Paper (2010)
24. Optimal Financial Knowledge and Wealth Inequality
    Journal of Political Economy, 2017, 125, (2), 431 - 477 View citations (82)
    See also Working Paper (2013)

2016

25. Accounting and actuarial smoothing of retirement payouts in participating life annuities
    Insurance: Mathematics and Economics, 2016, 71, (C), 268-283 View citations (6)
    See also Working Paper (2014)
26. Ambiguity aversion and household portfolio choice puzzles: Empirical evidence
    Journal of Financial Economics, 2016, 119, (3), 559-577 View citations (78)
27. FRAMING AND CLAIMING: HOW INFORMATION-FRAMING AFFECTS EXPECTED SOCIAL SECURITY CLAIMING BEHAVIOR
    Journal of Risk & Insurance, 2016, 83, (1), 139-162 View citations (21)
    See also Working Paper (2011)
28. How Family Status and Social Security Claiming Options Shape Optimal Life Cycle Portfolios
    Review of Financial Studies, 2016, 29, (4), 937-978 View citations (21)
    See also Working Paper (2013)
29. La importancia económica de la alfabetización financiera: teorías y pruebas
    Boletín, 2016, LXII, (4), 301-348
30. Lessons for public pensions from Utah's move to pension choice*
    Journal of Pension Economics and Finance, 2016, 15, (3), 285-310 View citations (1)
    See also Working Paper (2015)
    Chapter (2015)
31. Public and Private Challenges of an Aging U.S. Population
    Business Economics, 2016, 51, (1), 8-10
32. Time is money: Rational life cycle inertia and the delegation of investment management
    Journal of Financial Economics, 2016, 121, (2), 427-447 View citations (27)

2015

33. Estimating ambiguity preferences and perceptions in multiple prior models: Evidence from the field
    Journal of Risk and Uncertainty, 2015, 51, (3), 219-244 View citations (26)
34. Optimal life cycle portfolio choice with variable annuities offering liquidity and investment downside protection
    Insurance: Mathematics and Economics, 2015, 63, (C), 91-107 View citations (18)
    See also Working Paper (2013)
35. Overviewing the findings: the Technical Panel Review of the Pension Insurance Modeling System – ERRATUM
    Journal of Pension Economics and Finance, 2015, 14, (2), 125-126 View citations (1)
36. Overviewing the findings: the Technical Panel Review of the Pension Insurance Modeling System*‡
    Journal of Pension Economics and Finance, 2015, 14, (2), 115-124 View citations (3)
37. Valuing variable annuities with guaranteed minimum lifetime withdrawal benefits
    Insurance: Mathematics and Economics, 2015, 64, (C), 246-258 View citations (4)

2014

38. Financial literacy and financial sophistication in the older population*
    Journal of Pension Economics and Finance, 2014, 13, (4), 347-366 View citations (26)
39. How does retiree health insurance influence public sector employee saving?
    Journal of Health Economics, 2014, 38, (C), 109-118 View citations (2)
    See also Working Paper (2013)
    Chapter (2013)
40. The Economic Importance of Financial Literacy: Theory and Evidence
    Journal of Economic Literature, 2014, 52, (1), 5-44 View citations (574)
    See also Working Paper (2013)

2013

41. Lifecycle Portfolio Choice With Systematic Longevity Risk and Variable Investment—Linked Deferred Annuities
    Journal of Risk & Insurance, 2013, 80, (3), 649-676 View citations (21)
    See also Working Paper (2011)

2012

42. How Financial Literacy Affects Household Wealth Accumulation
    American Economic Review, 2012, 102, (3), 300-304 View citations (73)

2011

43. Financial literacy and retirement planning in the United States*
    Journal of Pension Economics and Finance, 2011, 10, (4), 509-525 View citations (130)
    See also Working Paper (2011)
44. Financial literacy around the world: an overview
    Journal of Pension Economics and Finance, 2011, 10, (4), 497-508 View citations (297)
    See also Working Paper (2011)
45. Longevity Risk Management in Singapore's National Pension System
    Journal of Risk & Insurance, 2011, 78, (4), 961-982 View citations (13)
46. Optimal Portfolio Choice over the Life Cycle with Flexible Work, Endogenous Retirement, and Lifetime Payouts
    Review of Finance, 2011, 15, (4), 875-907 View citations (50)
    See also Working Paper (2011)

2010

47. The efficiency of sponsor and participant portfolio choices in 401(k) plans
    Journal of Public Economics, 2010, 94, (11-12), 1073-1085 View citations (17)
    See also Working Paper (2009)
48. Variable payout annuities and dynamic portfolio choice in retirement
    Journal of Pension Economics and Finance, 2010, 9, (2), 163-183 View citations (28)

2009

49. Asset allocation and location over the life cycle with investment-linked survival-contingent payouts
    Journal of Banking & Finance, 2009, 33, (9), 1688-1699 View citations (47)
50. Managing contribution and capital market risk in a funded public defined benefit plan: Impact of CVaR cost constraints
    Insurance: Mathematics and Economics, 2009, 45, (1), 25-34 View citations (6)
    See also Working Paper (2008)

2008

51. A Review of Tito Boeri, Lans Bovenberg, Benoît Coeuré, and Andrew Roberts's Dealing with the New Giants and Peter J. Orszag, Mark Iwry, and William G. Gale's Aging Gracefully
    Journal of Economic Literature, 2008, 46, (4), 983-88
52. An Empirical Analysis of Patterns in the Japanese Long-Term Care Insurance System
    The Geneva Papers on Risk and Insurance - Issues and Practice, 2008, 33, (4), 694-709 View citations (5)
53. Following the rules: Integrating asset allocation and annuitization in retirement portfolios
    Insurance: Mathematics and Economics, 2008, 42, (1), 396-408 View citations (29)
54. Footnotes aren't enough: the impact of pension accounting on stock values*
    Journal of Pension Economics and Finance, 2008, 7, (3), 257-276 View citations (11)
    See also Working Paper (2008)
55. Investment patterns in Singapore's Central Provident Fund System
    Journal of Pension Economics and Finance, 2008, 7, (1), 37-65 View citations (7)
56. Managing public investment funds: best practices and new questions
    Journal of Pension Economics and Finance, 2008, 7, (3), 321-356 View citations (8)
57. Notional defined contribution pensions with public reserve funds in ageing economies: An application to Japan
    International Social Security Review, 2008, 61, (4), 1-23
58. Pensions at a Glance: Public Policies across OECD Countries. Organisation for Economic Co-operation and Development. OECD Publishing, 2007, ISBN 978-92-64-03214-9, 220 pages. - Pensions Panorama: Retirement-Income Systems in 53 Countries. Edward Whitehouse. The International Bank for Reconstruction and Development/The World Bank, 2007, ISBN 0-8213-6764-1, 254 pages
    Journal of Pension Economics and Finance, 2008, 7, (3), 375-377 View citations (31)
59. Planning and Financial Literacy: How Do Women Fare?
    American Economic Review, 2008, 98, (2), 413-17 View citations (307)
    See also Working Paper (2008)

2007

60. Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth
    Journal of Monetary Economics, 2007, 54, (1), 205-224 View citations (515)
    See also Working Paper (2006)
61. Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education
    Business Economics, 2007, 42, (1), 35-44 View citations (260)
62. Turning Workers Into Savers? Incentives, Liquidity, and Choice in 401(K) Plan Design
    National Tax Journal, 2007, 60, (3), 469-89 View citations (12)
    See also Working Paper (2005)

2006

63. How Behavioral Finance Can Inform Retirement Plan Design1
    Journal of Applied Corporate Finance, 2006, 18, (1), 82-94 View citations (4)
64. Regret, portfolio choice, and guarantees in defined contribution schemes
    Insurance: Mathematics and Economics, 2006, 39, (2), 219-229 View citations (32)
65. Socially responsible investment in Japanese pensions
    Pacific-Basin Finance Journal, 2006, 14, (5), 427-438 View citations (6)
    See also Working Paper (2005)

2004

66. New evidence on pension plan design and administrative expenses: the Australian experience
    Journal of Pension Economics and Finance, 2004, 3, (1), 63-76 View citations (22)
67. Potential implications of mandating choice in corporate defined benefit plans
    Journal of Pension Economics and Finance, 2004, 3, (3), 339-354 View citations (1)
68. Unlocking housing equity in Japan
    Journal of the Japanese and International Economies, 2004, 18, (4), 466-505 View citations (27)
    See also Working Paper (2004)

2003

69. Guaranteeing Defined Contribution Pensions: The Option to Buy Back a Defined Benefit Promise
    Journal of Risk & Insurance, 2003, 70, (1), 1-16 View citations (18)
    See also Working Paper (2002)
70. Guaranteeing Individual Accounts
    American Economic Review, 2003, 93, (2), 257-260 View citations (6)
71. Perspectives from the President's Commission on Social Security Reform
    Journal of Economic Perspectives, 2003, 17, (2), 149-172 View citations (29)

2002

72. Asset rich and cash poor: retirement provision and housing policy in Singapore
    Journal of Pension Economics and Finance, 2002, 1, (3), 197-222 View citations (13)
73. Estimating International Adverse Selection in Annuities
    North American Actuarial Journal, 2002, 6, (4), 38-54 View citations (4)

1999

74. Health problems as determinants of retirement: Are self-rated measures endogenous?
    Journal of Health Economics, 1999, 18, (2), 173-193 View citations (248)
    See also Working Paper (1998)
75. New Evidence on the Money's Worth of Individual Annuities
    American Economic Review, 1999, 89, (5), 1299-1318 View citations (202)
    See also Working Paper (1997)
76. Taxing Retirement Income: Nonqualified Annuities and Distributions From Qualified Accounts
    National Tax Journal, 1999, 52, (3), 563-92 View citations (13)
    See also Working Paper (1999)

1998

77. Social security reform in Latin America
    Review, 1998, (Mar), 15-18 View citations (9)

1997

78. After Chile, What? Second-Round Social Security Reforms in Latin America
    Revista de Analisis Economico – Economic Analysis Review, 1997, 12, (2), 3-36 View citations (7)
    See also Working Paper
79. Authors’ Reply: Building Better Retirement Income Models - Discussion by Robert J. Myers; Anna Rappaport, January 1997
    North American Actuarial Journal, 1997, 1, (1), 11-12
80. Building Better Retirement Income Models
    North American Actuarial Journal, 1997, 1, (1), 1-10
    See also Working Paper

1996

81. Social Security Privatization: A Structure for Analysis
    American Economic Review, 1996, 86, (2), 363-67 View citations (55)
    See also Working Paper (1996)
82. The Hard Facts about Social Security
    Challenge, 1996, 39, (6), 16-18 View citations (2)

1994

83. Health Care and the Labor Market
    ILR Review, 1994, 48, (1), 65-67
84. Pension Funding in the Public Sector
    The Review of Economics and Statistics, 1994, 76, (2), 278-90 View citations (18)
    See also Working Paper (1991)
85. The Political Economy of Public Pensions: Pension Funding, Governance, and Fiscal Stress
    Revista de Analisis Economico – Economic Analysis Review, 1994, 9, (1), 151-168 View citations (7)
    See also Working Paper
86. The Role of Pensions in the Labor Market: A Survey of the Literature
    ILR Review, 1994, 47, (3), 417-438 View citations (32)
87. Workers' Preferences among Company-Provided Health Insurance Plans
    ILR Review, 1994, 48, (1), 141-152 View citations (3)
    See also Working Paper

1991

88. Explaining Pension Dynamics
    Journal of Human Resources, 1991, 26, (4), 679-703 View citations (16)
    See also Working Paper (1989)
89. Social Security Reforms and Poverty among Older Dual-Earner Couples
    Journal of Population Economics, 1991, 4, (4), 281-93 View citations (1)
    See also Working Paper (1987)

1989

90. Married Women's Retirement Behavior
    Journal of Population Economics, 1989, 2, (1), 39-53 View citations (37)
    See also Working Paper (1986)

1988

91. Changes in Pension Incentives through Time
    ILR Review, 1988, 42, (1), 100-108 View citations (9)
92. The Baby Boom's Legacy: Relative Wages in the Twenty-First Century
    American Economic Review, 1988, 78, (2), 66-69 View citations (6)
93. Worker Knowledge of Pension Provisions
    Journal of Labor Economics, 1988, 6, (1), 21-39 View citations (69)
    See also Working Paper (1987)

1985

94. Book Review: Income Security, Insurance, and Benefits: Retirement and Economic Behavior
    ILR Review, 1985, 38, (4), 669-671
95. Note---The Logic of Policy as Argument
    Management Science, 1985, 31, (1), 109-114

1984

96. Economic Determinants of the Optimal Retirement Age: An Empirical Investigation
    Journal of Human Resources, 1984, 19, (2), 245-262 View citations (37)
    See also Working Paper (1982)
97. The Economics of Retirement Behavior
    Journal of Labor Economics, 1984, 2, (1), 84-105 View citations (58)
    See also Working Paper (1983)
98. The effects of social security reforms on retirement ages and retirement incomes
    Journal of Public Economics, 1984, 25, (1-2), 143-159 View citations (41)
    See also Working Paper (1984)

1983

99. Fringe Benefits and the Cost of Changing Jobs
    ILR Review, 1983, 37, (1), 70-78 View citations (10)

1982

100. Fringe Benefits and Labor Mobility
     Journal of Human Resources, 1982, 17, (2), 286-298 View citations (47)

1981

101. Scale Economies in Private Multi-Employer Pension Systems
     ILR Review, 1981, 34, (4), 522-530 View citations (10)

Books

2018

1. Workable Pension Systems: Reforms in the Caribbean
   IDB Publications (Books), Inter-American Development Bank View citations (2)

2001

2. The Role of Annuity Markets in Financing Retirement, vol 1
   MIT Press Books, The MIT Press View citations (64)
   Also in MIT Press Books, The MIT Press (2001) View citations (64)

1984

3. Retirement, Pensions, and Social Security, vol 1
   MIT Press Books, The MIT Press View citations (44)

Edited books

2017

1. Financial Decision Making and Retirement Security in an Aging World
   OUP Catalogue, Oxford University Press View citations (3)

2016

2. Reimagining Pensions: The Next 40 Years
   OUP Catalogue, Oxford University Press View citations (5)
3. Retirement System Risk Management: Implications of the New Regulatory Order
   OUP Catalogue, Oxford University Press View citations (4)

2014

4. Recreating Sustainable Retirement: Resilience, Solvency, and Tail Risk
   OUP Catalogue, Oxford University Press

2013

5. The Market for Retirement Financial Advice
   OUP Catalogue, Oxford University Press View citations (7)

2012

6. Reshaping Retirement Security: Lessons from the Global Financial Crisis
   OUP Catalogue, Oxford University Press

2011

7. Financial Literacy: Implications for Retirement Security and the Financial Marketplace
   OUP Catalogue, Oxford University Press View citations (39)
8. Securing Lifelong Retirement Income: Global Annuity Markets and Policy
   OUP Catalogue, Oxford University Press View citations (17)

2010

9. Reorienting Retirement Risk Management
   OUP Catalogue, Oxford University Press View citations (2)

2009

10. The Future of Public Employee Retirement Systems
    OUP Catalogue, Oxford University Press View citations (1)

2008

11. Recalibrating Retirement Spending and Saving
    OUP Catalogue, Oxford University Press View citations (3)

2007

12. Redefining Retirement: How Will Boomers Fare?
    OUP Catalogue, Oxford University Press View citations (1)

2006

13. Restructuring Retirement Risks
    OUP Catalogue, Oxford University Press

2005

14. Reinventing the Retirement Paradigm
    OUP Catalogue, Oxford University Press View citations (1)

2004

15. Pension Design and Structure: New Lessons from Behavioral Finance
    OUP Catalogue, Oxford University Press View citations (34)

2003

16. The Pension Challenge: Risk Transfers and Retirement Income Security
    OUP Catalogue, Oxford University Press View citations (7)

Chapters

2019

1. Older Peoples’ Willingness to Delay Social Security Claiming
   A chapter in Incentives and Limitations of Employment Policies on Retirement Transitions: Comparisons of Public and Private Sectors, 2019
   See also Working Paper (2016)

2018

2. How Will Persistent Low Expected Returns Shape Household Economic Behavior?
   A chapter in Incentives and Limitations of Employment Policies on Retirement Transitions, 2018 View citations (3)
   See also Working Paper (2018)
   Journal Article in Journal of Pension Economics and Finance (2019)

2017

3. Older Women's Labor Market Attachment, Retirement Planning, and Household Debt
   A chapter in Women Working Longer: Increased Employment at Older Ages, 2017, pp 185-215
   See also Working Paper (2016)

2016

4. Workplace-Linked Pensions for an Aging Demographic
   Elsevier

2015

5. Lessons for Public Pensions from Utah's Move to Pension Choice
   A chapter in The Impact of Reforms of State Retirement Plans, 2015, pp 285-310
   See also Journal Article in Journal of Pension Economics and Finance (2016)
   Working Paper (2015)

2013

6. How Does Retiree Health Insurance Influence Public Sector Employee Saving?
   A chapter in State and Local Health Plans for Active and Retired Public Employees, 2013 View citations (1)
   See also Journal Article in Journal of Health Economics (2014)
   Working Paper (2013)

2008

7. Public Sector Pension Governance, Funding and Performance: A Longitudinal Appraisal
   Chapter 8 in Pension Fund Governance, 2008 View citations (3)
8. The Victory of Hope Over Angst? Funding, Asset Allocation and Risk Taking in German Public Sector Pension Reform
   Chapter 4 in Frontiers in Pension Finance, 2008 View citations (3)

2007

9. Retirement wealth and lifetime earnings variability
   Chapter 5 in Retirement Provision in Scary Markets, 2007

2006

10. Financial Innovation for an Ageing World
    A chapter in Demography and Financial Markets, 2006 View citations (1)
    See also Working Paper (2006)

2004

11. Strengthening employment-based pensions
    Chapter 6 in The Economics of Social Security in Japan, 2004

2001

12. The Role of Real Annuities and Indexed Bonds in an Individual Accounts Retirement Program
    A chapter in Risk Aspects of Investment-Based Social Security Reform, 2001, pp 321-370 View citations (32)
    See also Working Paper (1999)

1999

13. New developments in the economic analysis of retirement
    Chapter 49 in Handbook of Labor Economics, 1999, vol. 3, Part C, pp 3261-3307 View citations (119)
    See also Working Paper

1998

14. Administrative Costs in Public and Private Retirement Systems
    A chapter in Privatizing Social Security, 1998, pp 403-456 View citations (27)
    See also Working Paper (1996)

1985

15. Rewards for Continued Work: The Economic Incentives for Postponing Retirement
    A chapter in Horizontal Equity, Uncertainty, and Economic Well-Being, 1985, pp 269-292
    See also Working Paper (1983)