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Details about Olivia Mitchell

Homepage:https://bepp.wharton.upenn.edu/profile/mitchelo/
Postal address:The Wharton School, Univ. of Pennsylvania 3620 Locust Walk, St 3302 Philadelphia, PA 19104-6302
Workplace:National Bureau of Economic Research (NBER), (more information at EDIRC)
Pension Research Council, Wharton School of Business, University of Pennsylvania, (more information at EDIRC)

Access statistics for papers by Olivia Mitchell.

Last updated 2025-03-14. Update your information in the RePEc Author Service.

Short-id: pmi73


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Working Papers

2024

  1. Employer 401(k) Matches for Student Debt Repayment: Killing Two Birds with One Stone?
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads
  2. Protective Behavior and Life Insurance
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads

2023

  1. Fixed and Variable Longevity Annuities in Defined Contribution Plans: Optimal Retirement Portfolios Taking Social Security into Account
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (1)
    Also in CFS Working Paper Series, Center for Financial Studies (CFS) (2023) Downloads View citations (1)
  2. Selection into Financial Education and Effects on Portfolio Choice
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (1)
    Also in Cahiers de recherche / Working Papers, Institut sur la retraite et l'épargne / Retirement and Savings Institute (2023) Downloads View citations (1)
    CIRANO Working Papers, CIRANO (2023) Downloads View citations (1)
  3. Suboptimal Household Investment and Information-Processing Frictions: Evidence from 529 College Savings Plans
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads
  4. The Importance of Financial Literacy: Opening a New Field
    CEPR Discussion Papers, C.E.P.R. Discussion Papers Downloads
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2023) Downloads View citations (31)

    See also Journal Article The Importance of Financial Literacy: Opening a New Field, Journal of Economic Perspectives, American Economic Association (2023) Downloads View citations (14) (2023)

2022

  1. Factors Influencing the Choice of Pension Distribution at Retirement
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (2)
  2. Financial Regret at Older Ages and Longevity Awareness
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (1)
  3. How would 401(k) "Rothification" alter saving, retirement security, and inequality?
    SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE Downloads
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2019) Downloads

    See also Journal Article How would 401(k) ‘Rothification’ alter saving, retirement security, and inequality?, Journal of Pension Economics and Finance, Cambridge University Press (2023) Downloads (2023)
  4. Testing methods to enhance longevity awareness
    SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE Downloads View citations (4)
    See also Journal Article Testing methods to enhance longevity awareness, Journal of Economic Behavior & Organization, Elsevier (2022) Downloads (2022)

2021

  1. Auto-Enrollment Retirement Plans for the People: Choices and Outcomes in OregonSaves
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (2)
  2. Auto-Enrollment Retirement Plans in OregonSaves
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads
  3. Do Required Minimum Distribution 401(k) Rules Matter, and For Whom? Insights from a Lifecycle Model
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (1)
    Also in LawFin Working Paper Series, Goethe University, Center for Advanced Studies on the Foundations of Law and Finance (LawFin) (2021) Downloads

    See also Journal Article Do required minimum distribution 401(k) rules matter, and for whom? Insights from a lifecycle model, Journal of Banking & Finance, Elsevier (2023) Downloads View citations (2) (2023)
  4. Longevity Perceptions and Saving Decisions during the COVID-19 Outbreak: An Experimental Investigation
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (6)
    See also Journal Article Longevity Perceptions and Saving Decisions during the COVID-19 Outbreak: An Experimental Investigation, AEA Papers and Proceedings, American Economic Association (2021) Downloads View citations (6) (2021)
  5. Target date funds and portfolio choice in 401(k) plans
    CFS Working Paper Series, Center for Financial Studies (CFS) Downloads View citations (2)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2020) Downloads View citations (3)

    See also Journal Article Target-date funds and portfolio choice in 401(k) plans, Journal of Pension Economics and Finance, Cambridge University Press (2022) Downloads (2022)
  6. What Explains Low Old-Age Income? Evidence from the Health and Retirement Study
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads

2020

  1. Building Better Retirement Systems in the Wake of the Global Pandemic
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (2)
    Also in CFS Working Paper Series, Center for Financial Studies (CFS) (2020) Downloads View citations (2)
  2. Financial Fragility during the COVID-19 Pandemic
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (8)
    Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2020) Downloads View citations (8)

    See also Journal Article Financial Fragility during the COVID-19 Pandemic, AEA Papers and Proceedings, American Economic Association (2021) Downloads View citations (12) (2021)
  3. Understanding Debt in the Older Population
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (2)
    Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2020) Downloads View citations (2)

2019

  1. Ambiguity Attitudes about Investments: Evidence from the Field
    CEPR Discussion Papers, C.E.P.R. Discussion Papers Downloads View citations (13)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2019) Downloads View citations (13)
  2. Behavioral Impediments to Valuing Annuities: Complexity and Choice Bracketing
    IZA Discussion Papers, Institute of Labor Economics (IZA) Downloads View citations (12)
    See also Journal Article Behavioral Impediments to Valuing Annuities: Complexity and Choice Bracketing, The Review of Economics and Statistics, MIT Press (2021) Downloads View citations (23) (2021)
  3. Debt close to retirement and its implications for retirement well-being
    CFS Working Paper Series, Center for Financial Studies (CFS) Downloads View citations (3)
  4. Financial literacy and suboptimal financial decisions at older ages
    CFS Working Paper Series, Center for Financial Studies (CFS) Downloads View citations (3)
  5. How Cognitive Ability and Financial Literacy Shape the Demand for Financial Advice at Older Ages
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (7)
  6. How Would 401(k) ‘Rothification’ Alter Saving, Retirement Security, and Inequality?
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads
  7. Implications of money-back guarantees for individual retirement accounts: Protection then and now
    SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE Downloads View citations (3)
  8. Money-Back Guarantees in Individual Retirement Accounts: Are They Good Policy?
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (1)
  9. Optimal social security claiming behavior under lump sum incentives: Theory and evidence
    CFS Working Paper Series, Center for Financial Studies (CFS) Downloads View citations (1)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2017) Downloads View citations (3)
    SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE (2017) Downloads View citations (3)

    See also Journal Article Optimal social security claiming behavior under lump sum incentives: Theory and evidence, Journal of Risk & Insurance, The American Risk and Insurance Association (2021) Downloads View citations (4) (2021)

2018

  1. Financial Fraud among Older Americans: Evidence and Implications
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (3)
    See also Journal Article Financial Fraud Among Older Americans: Evidence and Implications, The Journals of Gerontology: Series B, The Gerontological Society of America (2020) Downloads View citations (22) (2020)
  2. Household Portfolio Underdiversification and Probability Weighting: Evidence from the Field
    CEPR Discussion Papers, C.E.P.R. Discussion Papers Downloads View citations (7)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2018) Downloads View citations (7)

    See also Journal Article Household Portfolio Underdiversification and Probability Weighting: Evidence from the Field, The Review of Financial Studies, Society for Financial Studies (2021) Downloads View citations (10) (2021)
  3. How Persistent Low Expected Returns Alter Optimal Life Cycle Saving, Investment, and Retirement Behavior
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (7)
    Also in SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE (2017) Downloads
  4. How Will Persistent Low Expected Returns Shape Household Economic Behavior?
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (3)
    See also Chapter How Will Persistent Low Expected Returns Shape Household Economic Behavior?, NBER Chapters, National Bureau of Economic Research, Inc (2018) View citations (3) (2018)
    Journal Article How will persistent low expected returns shape household economic behavior?, Journal of Pension Economics and Finance, Cambridge University Press (2019) Downloads View citations (4) (2019)
  5. Putting the pension back in 401(k) retirement plans: Optimal versus default longevity income annuities
    CFS Working Paper Series, Center for Financial Studies (CFS) Downloads View citations (1)

2017

  1. Behavioral Impediments to Valuing Annuities: Evidence on the Effects of Complexity and Choice Bracketing
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (5)
  2. Debt and Financial Vulnerability on the Verge of Retirement
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (13)
    Also in CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) (2017) Downloads View citations (7)
    CFS Working Paper Series, Center for Financial Studies (CFS) (2017) Downloads View citations (13)

    See also Journal Article Debt and Financial Vulnerability on the Verge of Retirement, Journal of Money, Credit and Banking, Blackwell Publishing (2020) Downloads View citations (25) (2020)
  3. Exploring the Risks and Consequences of Elder Fraud Victimization: Evidence from the Health and Retirement Study
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads
  4. Incentivizing older people to delay social security claiming
    SAFE Policy Letters, Leibniz Institute for Financial Research SAFE Downloads
  5. Simplifying choices in defined contribution retirement plan design: A case study
    CFS Working Paper Series, Center for Financial Studies (CFS) Downloads View citations (1)
    See also Journal Article Simplifying choices in defined contribution retirement plan design: a case study, Journal of Pension Economics and Finance, Cambridge University Press (2018) Downloads View citations (3) (2018)

2016

  1. Older Peoples’ Willingness to Delay Social Security Claiming
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads
    Also in SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE (2016) Downloads
    Working Papers, University of Michigan, Michigan Retirement Research Center (2016) Downloads

    See also Journal Article Older peoples' willingness to delay social security claiming, Journal of Pension Economics and Finance, Cambridge University Press (2021) Downloads (2021)
    Chapter Older Peoples’ Willingness to Delay Social Security Claiming, NBER Chapters, National Bureau of Economic Research, Inc (2019) (2019)
  2. Older Women’s Labor Market Attachment, Retirement Planning, and Household Debt
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (5)
    See also Chapter Older Women's Labor Market Attachment, Retirement Planning, and Household Debt, NBER Chapters, National Bureau of Economic Research, Inc (2017) Downloads View citations (2) (2017)
  3. Putting the Pension Back in 401(k) Plans: Optimal versus Default Longevity Income Annuities
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (4)
    Also in SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE (2016) Downloads View citations (4)
  4. Simplifying Choices in Defined Contribution Retirement Plan Design
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (4)
  5. Time Discounting and Economic Decision-making Among the Elderly
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (8)
    Also in Working Papers, University of Michigan, Michigan Retirement Research Center (2016) Downloads View citations (8)

2015

  1. Accounting-based asset return smoothing in participating life annuities: Implications for annuitants, insurers, and policymakers
    CFS Working Paper Series, Center for Financial Studies (CFS) Downloads
  2. Are Cognitive Constraints a Barrier to Annuitization?
    Issues in Brief, Center for Retirement Research Downloads
  3. Borrowing from the Future: 401(k) Plan Loans and Loan Defaults
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (3)
    See also Journal Article Borrowing From the Future? 401(K) Plan Loans and Loan Defaults, National Tax Journal, National Tax Association (2017) Downloads View citations (3) (2017)
  4. Employee Financial Literacy and Retirement Plan Behavior: A Case Study
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (5)
    See also Journal Article EMPLOYEE FINANCIAL LITERACY AND RETIREMENT PLAN BEHAVIOR: A CASE STUDY, Economic Inquiry, Western Economic Association International (2017) Downloads View citations (24) (2017)
  5. Lessons for Public Pensions from Utah’s Move to Pension Choice
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (4)
    See also Chapter Lessons for Public Pensions from Utah's Move to Pension Choice, NBER Chapters, National Bureau of Economic Research, Inc (2015) (2015)
    Journal Article Lessons for public pensions from Utah's move to pension choice*, Journal of Pension Economics and Finance, Cambridge University Press (2016) Downloads View citations (6) (2016)
  6. Narrow Framing and Long-Term Care Insurance
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (18)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2015) Downloads View citations (18)

    See also Journal Article Narrow Framing and Long‐Term Care Insurance, Journal of Risk & Insurance, The American Risk and Insurance Association (2020) Downloads View citations (7) (2020)
  7. The potential effect of offering lump sums as retirement payments
    SAFE Policy Letters, Leibniz Institute for Financial Research SAFE Downloads
  8. Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness
    Cahiers de recherche, Chaire de recherche Industrielle Alliance sur les enjeux économiques des changements démographiques Downloads View citations (2)
    Also in CIRANO Working Papers, CIRANO (2015) Downloads View citations (2)
  9. Will they take the money and work? An empirical analysis of people's willingness to delay claiming social security benefits for a lump sum
    SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE Downloads
    Also in Working Papers, University of Michigan, Michigan Retirement Research Center (2014) Downloads View citations (1)
    NBER Working Papers, National Bureau of Economic Research, Inc (2014) Downloads View citations (1)

2014

  1. Accounting and Actuarial Smoothing of Retirement Payouts in Participating Life Annuities
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (3)
    See also Journal Article Accounting and actuarial smoothing of retirement payouts in participating life annuities, Insurance: Mathematics and Economics, Elsevier (2016) Downloads View citations (9) (2016)
  2. Family status, social security claiming options, and life cycle portfolios
    SAFE Policy Letters, Leibniz Institute for Financial Research SAFE Downloads
  3. Financial Knowledge and 401(k) Investment Performance
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (1)

2013

  1. Ambiguity Aversion and Household Portfolio Choice: Empirical Evidence
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (24)
  2. Cognitive Constraints on Valuing Annuities
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (2)
  3. Evaluating Web-based Savings Interventions: A Preliminary Assessment
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads
  4. Exchanging Delayed Social Security Benefits For Lump Sums: Could This Incentivize Longer Work Careers?
    Discussion Papers, Stanford Institute for Economic Policy Research Downloads View citations (11)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2013) Downloads View citations (11)
    Working Papers, University of Michigan, Michigan Retirement Research Center (2012) Downloads
  5. How Does Retiree Health Insurance Influence Public Sector Employee Saving?
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (3)
    See also Journal Article How does retiree health insurance influence public sector employee saving?, Journal of Health Economics, Elsevier (2014) Downloads View citations (3) (2014)
    Chapter How Does Retiree Health Insurance Influence Public Sector Employee Saving?, NBER Chapters, National Bureau of Economic Research, Inc (2013) View citations (3) (2013)
  6. How Family Status and Social Security Claiming Options Shape Optimal Life Cycle Portfolios
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads
    Also in CFS Working Paper Series, Center for Financial Studies (CFS) (2013) Downloads
    Working Papers, University of Michigan, Michigan Retirement Research Center (2013) Downloads

    See also Journal Article How Family Status and Social Security Claiming Options Shape Optimal Life Cycle Portfolios, The Review of Financial Studies, Society for Financial Studies (2016) Downloads View citations (46) (2016)
  7. Older Adult Debt and Financial Frailty
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (5)
  8. Optimal Financial Knowledge and Wealth Inequality
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (28)
    Also in CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) (2013) Downloads View citations (32)

    See also Journal Article Optimal Financial Knowledge and Wealth Inequality, Journal of Political Economy, University of Chicago Press (2017) Downloads View citations (213) (2017)
  9. Optimal Life Cycle Portfolio Choice with Variable Annuities Offering Liquidity and Investment Downside Protection
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (4)
    Also in Working Papers, University of Michigan, Michigan Retirement Research Center (2013) Downloads View citations (4)

    See also Journal Article Optimal life cycle portfolio choice with variable annuities offering liquidity and investment downside protection, Insurance: Mathematics and Economics, Elsevier (2015) Downloads View citations (35) (2015)
  10. Technical Review Panel for the Pension Insurance Modeling System (PIMS)
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (1)
  11. The Economic Importance of Financial Literacy: Theory and Evidence
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (41)
    Also in CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) (2013) Downloads View citations (41)

    See also Journal Article The Economic Importance of Financial Literacy: Theory and Evidence, Journal of Economic Literature, American Economic Association (2014) Downloads View citations (1259) (2014)
  12. Time is Money: Life Cycle Rational Inertia and Delegation of Investment Management
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (6)
    Also in CFS Working Paper Series, Center for Financial Studies (CFS) (2013) Downloads View citations (6)

2012

  1. Do Consumers Know How to Value Annuities? Complexity as a Barrier to Annuitization
    Working Papers, RAND Corporation Downloads View citations (5)
  2. Financial Sophistication in the Older Population
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (17)
    Also in CFS Working Paper Series, Center for Financial Studies (CFS) (2012) Downloads View citations (16)
  3. Retirement in Japan and the United States: Cross-national Comparisons using the Japanese Study of Aging and Retirement (JSTAR) and the U.S. Health and Retirement Study (HRS)
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (1)
  4. Target-Date Funds in 401(k) Retirement Plans
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (7)
    Also in Working Papers, University of Pennsylvania, Wharton School, Weiss Center (2012) Downloads View citations (2)

2011

  1. Financial Literacy Around the World: An Overview
    CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) Downloads View citations (507)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2011) Downloads View citations (509)

    See also Journal Article Financial literacy around the world: an overview, Journal of Pension Economics and Finance, Cambridge University Press (2011) Downloads View citations (541) (2011)
  2. Financial Literacy and Planning: Implications for Retirement Wellbeing
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (262)
    Also in Working Papers, University of Michigan, Michigan Retirement Research Center (2005) Downloads View citations (53)
    CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) (2005) Downloads View citations (42)
  3. Financial Literacy and Retirement Planning in the United States
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (133)
    Also in CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) (2011) Downloads View citations (133)

    See also Journal Article Financial literacy and retirement planning in the United States*, Journal of Pension Economics and Finance, Cambridge University Press (2011) Downloads View citations (171) (2011)
  4. First-Round Impacts of the 2008 Chilean Pension System Reform
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (12)
  5. Framing Effects and Expected Social Security Claiming Behavior
    Working Papers, RAND Corporation Downloads View citations (27)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2011) Downloads View citations (20)
  6. Framing and Claiming: How Information-Framing Affects Expected Social Security Claiming Behavior
    Working Papers, University of Pennsylvania, Wharton School, Weiss Center Downloads View citations (1)
    See also Journal Article FRAMING AND CLAIMING: HOW INFORMATION-FRAMING AFFECTS EXPECTED SOCIAL SECURITY CLAIMING BEHAVIOR, Journal of Risk & Insurance, The American Risk and Insurance Association (2016) Downloads View citations (36) (2016)
  7. How Financial Literacy and Impatience Shape Retirement Wealth and Investment Behaviors
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (69)
    Also in Working Papers, University of Michigan, Michigan Retirement Research Center (2010) Downloads View citations (3)

    See also Journal Article How financial literacy and impatience shape retirement wealth and investment behaviors, Journal of Pension Economics and Finance, Cambridge University Press (2020) Downloads View citations (30) (2020)
  8. Lifecycle Impacts of the Financial and Economic Crisis on Household Optimal Consumption, Portfolio Choice, and Labor Supply
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (6)
    Also in CFS Working Paper Series, Center for Financial Studies (CFS) (2011) Downloads View citations (7)
    NBER Working Papers, National Bureau of Economic Research, Inc (2011) Downloads View citations (5)
  9. Lifecycle Portfolio Choice with Systematic Longevity Risk and Variable Investment-Linked Deferred Annuities
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (1)
    See also Journal Article Lifecycle Portfolio Choice With Systematic Longevity Risk and Variable Investment—Linked Deferred Annuities, Journal of Risk & Insurance, The American Risk and Insurance Association (2013) Downloads View citations (43) (2013)
  10. Optimal Financial Literacy and Saving for Retirement
    Working Papers, RAND Corporation Downloads View citations (17)
  11. Optimal Portfolio Choice over the Life-Cycle with Flexible Work, Endogenous Retirement, and Lifetime Payouts
    Working Papers, University of Pennsylvania, Wharton School, Weiss Center Downloads View citations (64)
    See also Journal Article Optimal Portfolio Choice over the Life Cycle with Flexible Work, Endogenous Retirement, and Lifetime Payouts, Review of Finance, European Finance Association (2011) Downloads View citations (67) (2011)
  12. The Outlook for Financial Literacy
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (14)

2010

  1. Borrowing from Yourself: The Determinants of 401(k) Loan Patterns
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (5)
  2. Financial Literacy, Schooling, and Wealth Accumulation
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (60)
  3. Financial literacy among the young: Evidence and implications for consumer policy
    CFS Working Paper Series, Center for Financial Studies (CFS) Downloads View citations (39)
    Also in CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) (2009) Downloads View citations (29)
    NBER Working Papers, National Bureau of Economic Research, Inc (2009) Downloads View citations (30)
  4. How ordinary consumers make complex economic decisions: Financial literacy and retirement readiness
    CFS Working Paper Series, Center for Financial Studies (CFS) Downloads View citations (7)
    Also in CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) (2009) Downloads View citations (173)
    NBER Working Papers, National Bureau of Economic Research, Inc (2009) Downloads View citations (174)

    See also Journal Article How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness, Quarterly Journal of Finance (QJF), World Scientific Publishing Co. Pte. Ltd. (2017) Downloads View citations (75) (2017)
  5. The Effect of Uncertain Labor Income and Social Security on Life-cycle Portfolios
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (6)

2009

  1. Default, Framing and Spillover Effects: The Case of Lifecycle Funds in 401(k) Plans
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (8)
  2. Extending Life Cycle Models of Optimal Portfolio Choice: Integrating Flexible Work, Endogenous Retirement, and Investment Decisions with Lifetime Payouts
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (9)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2009) Downloads View citations (11)
  3. Financial Literacy among the Young
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (47)
  4. Financial Literacy and Financial Sophistication Among Older Americans
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (23)
  5. Financial Literacy and Financial Sophistication in the Older Population: Evidence from the 2008 HRS
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (5)
  6. The Efficiency of Pension Menus and Individual Portfolio Choice in 401(k) Pensions
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (1)
  7. The Efficiency of Sponsor and Participant Portfolio Choices in 401(k) Plans
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads
    See also Journal Article The efficiency of sponsor and participant portfolio choices in 401(k) plans, Journal of Public Economics, Elsevier (2010) Downloads View citations (22) (2010)

2008

  1. Asset Allocation and Location over the Life Cycle with Survival-Contingent Payouts
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (5)
  2. Encuesta de protección social 2006: Presentación general y principales resultados
    Working Papers, University of Chile, Department of Economics Downloads View citations (7)
  3. Footnotes Aren't Enough: The Impact of Pension Accounting on Stock Values
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (8)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (2008) Downloads View citations (6)

    See also Journal Article Footnotes aren't enough: the impact of pension accounting on stock values*, Journal of Pension Economics and Finance, Cambridge University Press (2008) Downloads View citations (16) (2008)
  4. Managing Contribution and Capital Market Risk in a Funded Public Defined Benefit Plan: Impact of CVaR Cost Constraints
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads
    See also Journal Article Managing contribution and capital market risk in a funded public defined benefit plan: Impact of CVaR cost constraints, Insurance: Mathematics and Economics, Elsevier (2009) Downloads View citations (8) (2009)
  5. Managing Public Investment Funds: Best Practices and New Challenges
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (12)
  6. Planning and Financial Literacy: How Do Women Fare?
    CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) Downloads View citations (604)
    Also in CFS Working Paper Series, Center for Financial Studies (CFS) (2008) Downloads View citations (603)
    NBER Working Papers, National Bureau of Economic Research, Inc (2008) Downloads View citations (590)

    See also Journal Article Planning and Financial Literacy: How Do Women Fare?, American Economic Review, American Economic Association (2008) Downloads View citations (604) (2008)
  7. The Efficiency of Pension Plan Investment Menus: Investment Choices in Defined Contribution Pension Plans
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads

2007

  1. Financial Literacy and Retirement Planning: New Evidence from the Rand American Life Panel
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (129)
    Also in CFS Working Paper Series, Center for Financial Studies (CFS) (2007) Downloads View citations (131)
  2. Financial literacy and retirement preparedness: Evidence and implications for financial education programs
    CFS Working Paper Series, Center for Financial Studies (CFS) Downloads View citations (379)
    Also in Working Papers, University of Michigan, Michigan Retirement Research Center (2006) Downloads View citations (19)
  3. Learning from the Chilean Experience: The Determinants of Pension Switching
    Working Papers, University of Chile, Department of Economics Downloads View citations (8)
  4. Money in Motion: Dynamic Portfolio Choice in Retirement
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (9)
    Also in CFS Working Paper Series, Center for Financial Studies (CFS) (2007) Downloads View citations (10)
    Working Papers, University of Michigan, Michigan Retirement Research Center (2007) Downloads View citations (10)
  5. The reaction of consumer spending and debt to tax rebates: Evidence from consumer credit data
    CFS Working Paper Series, Center for Financial Studies (CFS) Downloads
  6. Winners and Losers: 401(k) Trading and Portfolio Performance
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (1)

2006

  1. Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (22)
    Also in CFS Working Paper Series, Center for Financial Studies (CFS) (2006) Downloads View citations (24)
    NBER Working Papers, National Bureau of Economic Research, Inc (2006) Downloads View citations (23)
    CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) (2006) Downloads View citations (43)

    See also Journal Article Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth, Journal of Monetary Economics, Elsevier (2007) Downloads View citations (742) (2007)
  2. Cross-Cohort Differences in Health on the Verge of Retirement
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (6)
  3. Financial Innovation for an Aging World
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (14)
    See also Chapter Financial Innovation for an Ageing World, RBA Annual Conference Volume (Discontinued), Reserve Bank of Australia (2006) Downloads View citations (1) (2006)
  4. Optimizing the Retirement Portfolio: Asset Allocation, Annuitization, and Risk Aversion
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (18)
    Also in Working Papers, University of Michigan, Michigan Retirement Research Center (2006) Downloads View citations (18)
  5. Social Security Replacement Rates for Alternative Earnings Benchmarks
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (40)
  6. The Chilean Pension Reform Turns 25: Lessons From the Social Protection Survey
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (27)
  7. The Inattentive Participant: Portfolio Trading Behavior in 401(k) Plans
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (30)

2005

  1. Betting on Death and Capital Markets in Retirement: A Shortfall Risk Analysis of Life Annuities
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (28)
  2. Saving Shortfalls and Delayed Retirement
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (2)
  3. Socially Responsible Investment in Japanese Pensions
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (1)
    See also Journal Article Socially responsible investment in Japanese pensions, Pacific-Basin Finance Journal, Elsevier (2006) Downloads View citations (6) (2006)
  4. Turning Workers into Savers? Incentives, Liquidity, and Choice in 401(k) Plan Design
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (12)
    See also Journal Article Turning Workers Into Savers? Incentives, Liquidity, and Choice in 401(K) Plan Design, National Tax Journal, National Tax Association (2007) Downloads View citations (18) (2007)

2004

  1. Aged-Care Support in Japan: Perspectives and Challenges
    ESRI Discussion paper series, Economic and Social Research Institute (ESRI) Downloads View citations (18)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2004) Downloads View citations (30)
  2. Betting on death and capital markets in retirement: A shortfall risk analysis of life annuities versus phased withdrawal plans
    CFS Working Paper Series, Center for Financial Studies (CFS) Downloads View citations (6)
    Also in Working Papers, University of Michigan, Michigan Retirement Research Center (2003) Downloads View citations (14)
  3. Death Spiral or Euthanasia? The Demise of Generous Group Health Insurance Coverage
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (3)
  4. Modeling Lifetime Earnings Paths: Hypothetical versus Actual Workers
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (5)
  5. The Impact of Health Status and Out-of-Pocket Medical Expenditures on Annuity Valuation
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (42)
  6. Unlocking Housing Equity in Japan
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (29)
    See also Journal Article Unlocking housing equity in Japan, Journal of the Japanese and International Economies, Elsevier (2004) Downloads View citations (30) (2004)

2003

  1. International Adverse Selection in Life Insurance and Annuities
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (29)
  2. Lifetime Earnings Variability and Retirement Wealth
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (2)
  3. The Demand for Guarantees in Social Security Personal Retirement Accounts
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads
  4. Understanding Individual Account Guarantees
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (9)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2002) Downloads View citations (3)

2002

  1. Annuities for an Ageing World
    CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) Downloads View citations (13)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2002) Downloads View citations (14)

    See also Chapter Annuities for an ageing world, Chapters, Edward Elgar Publishing (2004) Downloads (2004)
  2. Applications, Denials, and Appeals for Social Security Disability Insurance
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (1)
  3. Guaranteeing Defined Contribution Pensions: The Option to Buy-Back a Defined Benefit Promise
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (7)
    See also Journal Article Guaranteeing Defined Contribution Pensions: The Option to Buy Back a Defined Benefit Promise, Journal of Risk & Insurance, The American Risk and Insurance Association (2003) Downloads View citations (23) (2003)
  4. Strengthening Employment-Based Pensions in Japan
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (4)
  5. The Role of Company Stock in Defined Contribution Plans
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (14)
  6. The Role of Economic Policy in Social Security Reform: Perspectives from the President's Commission
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (4)

2001

  1. Annuity Values in Defined Contribution Retirement Systems: The Case of Singapore and Australia
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (7)
  2. Developments in Decumulation: The Role of Annuity Products in Financing Retirement
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (11)
  3. Eligibility for Social Security Disability Insurance
    Working Papers, University of Michigan, Michigan Retirement Research Center Downloads View citations (5)

2000

  1. Developments in Retirement Provision: Global Trends and Lessons from Australia and the US
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania Downloads View citations (2)
    Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania Downloads View citations (2)
  2. Holders of the Purse Strings: Governance and Performance of Public Retirement Systems
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania Downloads View citations (17)
    Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (15)
  3. Mortality Risk, Inflation Risk, and Annuity Products
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (20)
  4. New Trends in Pension Benefit and Retirement Provisions
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania Downloads View citations (9)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (1999) Downloads View citations (18)
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania Downloads View citations (8)
  5. Retirement Responses to Early Social Security Benefit Reductions
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (23)
    Also in Working Papers, University of Michigan, Michigan Retirement Research Center (2000) Downloads View citations (22)
  6. Social Security Money's Worth
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (5)
    Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (26)
    Working Papers, Columbia - Graduate School of Business (1998) View citations (10)
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (9)
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania (1998) Downloads View citations (10)
    Cowles Foundation Discussion Papers, Cowles Foundation for Research in Economics, Yale University (1998) Downloads View citations (10)
  7. Would a Privatized Social Security System Really Pay a Higher Rate of Return
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (5)
    Also in Working Papers, Columbia - Graduate School of Business (1998) View citations (9)
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (28)
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania (1998) View citations (13)
    Cowles Foundation Discussion Papers, Cowles Foundation for Research in Economics, Yale University (1998) Downloads View citations (25)

1999

  1. Taxing Retirement Income: Nonqualified Annuities and Distributions from Qualified Accounts
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (13)
    Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (13)

    See also Journal Article Taxing Retirement Income: Nonqualified Annuities and Distributions From Qualified Accounts, National Tax Journal, National Tax Association (1999) Downloads View citations (14) (1999)
  2. The Role of Real Annuities and Indexed Bonds in an Individual Accounts Retirement Program
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (18)
    Also in Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania (1999) Downloads View citations (30)
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania Downloads View citations (17)

    See also Chapter The Role of Real Annuities and Indexed Bonds in an Individual Accounts Retirement Program, NBER Chapters, National Bureau of Economic Research, Inc (2001) Downloads View citations (53) (2001)
  3. Worklife Determinants of Retirement Income Differentials Between Men and Women
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (7)
    Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania Downloads View citations (11)

1998

  1. Building an environment for pension reform in developing countries
    Social Protection Discussion Papers and Notes, The World Bank Downloads View citations (5)
    Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania Downloads View citations (6)
  2. Health Problems as Determinants of Retirement: Are Self-Rated Measures Endogenous?
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (25)
    Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (36)

    See also Journal Article Health problems as determinants of retirement: Are self-rated measures endogenous?, Journal of Health Economics, Elsevier (1999) Downloads View citations (323) (1999)

1997

  1. After Chile, What? Second-Round Pension Reforms in Latin America
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (15)
  2. New Evidence on the Money's Worth of Individual Annuities
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (28)
    Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (50)

    See also Journal Article New Evidence on the Money's Worth of Individual Annuities, American Economic Review, American Economic Association (1999) Downloads View citations (215) (1999)
  3. Pension and Social Security Wealth in the Health and Retirement Study
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (29)
    Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (41)
  4. Projected Retirement Wealth and Savings Adequacy in the Health and Retirement Study
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (35)
  5. Retirement Wealth Accumulation and Decumulation: New Developments and Outstanding Opportunities
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania Downloads View citations (19)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (1997) Downloads View citations (21)
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (22)
  6. The Competitive Performance of Life Insurance Firms in the Retirement Asset Market
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania Downloads View citations (1)

1996

  1. Administrative Costs in Public and Private Retirement Systems
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (22)
    Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (21)

    See also Chapter Administrative Costs in Public and Private Retirement Systems, NBER Chapters, National Bureau of Economic Research, Inc (1998) Downloads View citations (36) (1998)
  2. Construction of the Earnings and Benefits File (EBF) for Use With the Health and Retirement Survey
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (16)
    Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (4)
  3. Social Security Privatization: A Structure for Analysis
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (54)
    See also Journal Article Social Security Privatization: A Structure for Analysis, American Economic Review, American Economic Association (1996) Downloads View citations (60) (1996)

1995

  1. Evaluating Mental Health Capitation Treatment: Lessons from Panel Data
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads
  2. State and Local Pension Plans
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads
    Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (6)

1994

  1. Public Sector Pension Governance and Performance
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (12)
  2. Retirement Research Using the Health and Retirement Survey
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (6)

1993

  1. Publicpension governance and performance: lessons for developing countries
    Policy Research Working Paper Series, The World Bank Downloads View citations (1)
  2. Retirement Systems in Developed and Developing Countries: Institutional Features, Economic Effects, and Lessons for Economies in Transition
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (7)
    Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania
  3. The Role of Pensions in the Labor Market
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (6)
    Also in Working Papers, Cornell - Center for Advanced Human Resource Studies (1993) View citations (24)
  4. Trends in retirement systems and lessons for reform
    Policy Research Working Paper Series, The World Bank Downloads View citations (1)

1992

  1. Retirement Systems in Developed and Developing Countries
    Working Papers, Cornell - Center for Advanced Human Resource Studies

1991

  1. Expected Changes in the Workforce and Implications for Labor Markets
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads
  2. Pension Funding in the Public Sector
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads
    See also Journal Article Pension Funding in the Public Sector, The Review of Economics and Statistics, MIT Press (1994) Downloads View citations (22) (1994)
  3. Trends in Pension Benefit Formulas and Retirement Provisions
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (8)

1990

  1. Pensions and the U.S. Labor Market
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (14)
  2. The Effects of Mandating Benefits Packages
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (14)

1989

  1. Explaining Pension Dynamics
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (12)
    See also Journal Article Explaining Pension Dynamics, Journal of Human Resources, University of Wisconsin Press (1991) Downloads View citations (17) (1991)

1988

  1. The Baby Boom's Legacy: Relative Wages in the 21st Century
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (6)

1987

  1. Social Security Reforms and Poverty Among Older Dual-Earner Couples
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads
    See also Journal Article Social Security Reforms and Poverty among Older Dual-Earner Couples, Journal of Population Economics, Springer (1991) View citations (1) (1991)
  2. Worker Knowledge of Pension Provisions
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (4)
    See also Journal Article Worker Knowledge of Pension Provisions, Journal of Labor Economics, University of Chicago Press (1988) Downloads View citations (78) (1988)

1986

  1. Married Women's Retirement Behavior
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (5)
    See also Journal Article Married Women's Retirement Behavior, Journal of Population Economics, Springer (1989) View citations (39) (1989)

1985

  1. Firm-Level Policy Toward Older Workers
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (1)

1984

  1. The Effects of Social Security Reforms on Retirement Ages and RetirementIncomes
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (41)
    See also Journal Article The effects of social security reforms on retirement ages and retirement incomes, Journal of Public Economics, Elsevier (1984) Downloads View citations (43) (1984)

1983

  1. Economic Incentives to Retire: A Qualitative Choice Approach
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (6)
  2. Rewards to Continued Work: The Economic Incentives For Postponing Retirement
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (1)
    See also Chapter Rewards for Continued Work: The Economic Incentives for Postponing Retirement, NBER Chapters, National Bureau of Economic Research, Inc (1985) Downloads View citations (1) (1985)
  3. The Economics of Retirement Behavior
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (4)
    See also Journal Article The Economics of Retirement Behavior, Journal of Labor Economics, University of Chicago Press (1984) Downloads View citations (65) (1984)

1982

  1. Economic Determinants of the Optimal Retirement Age: An Empirical Investigation
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (22)
    See also Journal Article Economic Determinants of the Optimal Retirement Age: An Empirical Investigation, Journal of Human Resources, University of Wisconsin Press (1984) Downloads View citations (45) (1984)
  2. The Labor Market Impact of Federal Regulation: OSHA, ERISA, EEO, and Minimum Wage
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (1)

1981

  1. The Effects of Pensions and Earnings on Retirement: A Review Essay
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (20)

Undated

  1. A Benefit of One's Own: Older Women's Retirement Entitlements Under Social Security
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania Downloads View citations (2)
    Also in Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania Downloads View citations (2)
  2. A Framework for Analyzing Social Security Privatization
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (4)
  3. A Framework for Analyzing and Managing Retirement Risks
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania Downloads View citations (2)
  4. After Chile, What? Second-Round Social Security Reforms in Latin America
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (15)
    See also Journal Article After Chile, What? Second-Round Social Security Reforms in Latin America, Revista de Analisis Economico – Economic Analysis Review, Universidad Alberto Hurtado/School of Economics and Business (1997) Downloads View citations (7) (1997)
  5. An Examination of Social Security Administration Costs in the United States
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (5)
  6. An International Comparison of Social Security Administration Costs
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (2)
  7. Assessing the Challenges to the Pension System
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (4)
  8. Building Better Retirement Income Models
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (1)
    See also Journal Article Building Better Retirement Income Models, North American Actuarial Journal, Taylor & Francis Journals (1997) Downloads (1997)
  9. Defined Contribution Pensions: New Opportunities, New Risks
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (1)
  10. Designing Pension systems for Developing Countries
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (3)
  11. Developments in Pensions
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania Downloads View citations (5)
  12. Developments in State and Local Pension Plans
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania Downloads View citations (7)
  13. Evaluating Administrative Costs in Mexico's AFORES Pension System
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania Downloads View citations (3)
  14. Evaluating Pension Entitlements
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (13)
  15. Explaining Retirement Saving Shortfalls
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (11)
  16. Exporting Chilean Social Security Reform
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (1)
  17. Holders of the Public Pension Strings: Governance and Performance of Public Retirement Systems
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (1)
  18. Insulating Old-Age Systems from Political Risk
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania Downloads
  19. International Models for Pension Reform
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania Downloads View citations (1)
  20. Managing Pensions in the 21st Century: Design Innovations, Market Impact, and Regulatory Issues for Japan
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania Downloads View citations (1)
  21. New Developments in the Economic Analysis of Retirement
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (44)
    See also Chapter New developments in the economic analysis of retirement, Handbook of Labor Economics, Elsevier (1999) Downloads View citations (177) (1999)
  22. Pensions in an Aging World
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (2)
  23. Projected Retirement Wealth and Saving Adequacy
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (32)
  24. Public Pension Governance and Performance
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (10)
  25. Public Pension Plan Efficiency
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (3)
  26. Public Sector Pension Funding
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (27)
  27. Retirement Measures in the Health and Retirement Survey
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (22)
  28. Social Security Reform in Uruguay: An Economic Assessment
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania Downloads View citations (1)
  29. Social Security on the Table
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (8)
  30. The Political Economy of Public Pensions: Pension Funding, Governance, and Fiscal Stress
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (12)
    See also Journal Article The Political Economy of Public Pensions: Pension Funding, Governance, and Fiscal Stress, Revista de Analisis Economico – Economic Analysis Review, Universidad Alberto Hurtado/School of Economics and Business (1994) Downloads View citations (11) (1994)
  31. Women on the Verge of Retirement: Predictors of Retiree Well-being
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (11)
  32. Work and Family Benefits
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania
  33. Workers' Preferences Among Company-Provided Health Insurance Plans
    Pension Research Council Working Papers, Wharton School Pension Research Council, University of Pennsylvania View citations (15)
    See also Journal Article Workers' Preferences among Company-Provided Health Insurance Plans, ILR Review, Cornell University, ILR School (1994) Downloads View citations (10) (1994)

Journal Articles

2025

  1. Evaluating the effects of a low-cost, online financial education program
    Journal of Economic Behavior & Organization, 2025, 232, (C) Downloads

2024

  1. Ambiguity attitudes for real-world sources: field evidence from a large sample of investors
    Experimental Economics, 2024, 27, (3), 548-581 Downloads View citations (1)
  2. Influencing the choice of pension distribution at retirement
    Journal of Pension Economics and Finance, 2024, 23, (1), 72-88 Downloads

2023

  1. Do required minimum distribution 401(k) rules matter, and for whom? Insights from a lifecycle model
    Journal of Banking & Finance, 2023, 154, (C) Downloads View citations (2)
    See also Working Paper Do Required Minimum Distribution 401(k) Rules Matter, and For Whom? Insights from a Lifecycle Model, NBER Working Papers (2021) Downloads View citations (1) (2021)
  2. Fixed and variable longevity income annuities in defined contribution plans: Optimal retirement portfolios taking social security into account
    Journal of Risk & Insurance, 2023, 90, (4), 831-860 Downloads
  3. How would 401(k) ‘Rothification’ alter saving, retirement security, and inequality?
    Journal of Pension Economics and Finance, 2023, 22, (3), 265-283 Downloads
    See also Working Paper How would 401(k) "Rothification" alter saving, retirement security, and inequality?, SAFE Working Paper Series (2022) Downloads (2022)
  4. The Importance of Financial Literacy: Opening a New Field
    Journal of Economic Perspectives, 2023, 37, (4), 137-54 Downloads View citations (14)
    See also Working Paper The Importance of Financial Literacy: Opening a New Field, CEPR Discussion Papers (2023) Downloads (2023)

2022

  1. Do State-Sponsored Retirement Plans Boost Retirement Saving?
    AEA Papers and Proceedings, 2022, 112, 142-46 Downloads View citations (2)
  2. Income trajectories in later life: Longitudinal evidence from the Health and Retirement Study
    The Journal of the Economics of Ageing, 2022, 22, (C) Downloads View citations (2)
  3. Target-date funds and portfolio choice in 401(k) plans
    Journal of Pension Economics and Finance, 2022, 21, (4), 519-536 Downloads
    See also Working Paper Target date funds and portfolio choice in 401(k) plans, CFS Working Paper Series (2021) Downloads View citations (2) (2021)
  4. Testing methods to enhance longevity awareness
    Journal of Economic Behavior & Organization, 2022, 204, (C), 466-475 Downloads
    See also Working Paper Testing methods to enhance longevity awareness, SAFE Working Paper Series (2022) Downloads View citations (4) (2022)

2021

  1. Behavioral Impediments to Valuing Annuities: Complexity and Choice Bracketing
    The Review of Economics and Statistics, 2021, 103, (3), 533-546 Downloads View citations (23)
    See also Working Paper Behavioral Impediments to Valuing Annuities: Complexity and Choice Bracketing, IZA Discussion Papers (2019) Downloads View citations (12) (2019)
  2. Building readiness for inclusive practice in mainstream health services: A pre-inclusion framework to deconstruct exclusion
    Social Science & Medicine, 2021, 289, (C) Downloads View citations (1)
  3. Financial Fragility during the COVID-19 Pandemic
    AEA Papers and Proceedings, 2021, 111, 292-96 Downloads View citations (12)
    See also Working Paper Financial Fragility during the COVID-19 Pandemic, NBER Working Papers (2020) Downloads View citations (8) (2020)
  4. Financial literacy and financial decision-making at older ages
    Pacific-Basin Finance Journal, 2021, 65, (C) Downloads View citations (5)
  5. Household Portfolio Underdiversification and Probability Weighting: Evidence from the Field
    The Review of Financial Studies, 2021, 34, (9), 4524-4563 Downloads View citations (10)
    See also Working Paper Household Portfolio Underdiversification and Probability Weighting: Evidence from the Field, CEPR Discussion Papers (2018) Downloads View citations (7) (2018)
  6. How financial literacy shapes the demand for financial advice at older ages
    The Journal of the Economics of Ageing, 2021, 20, (C) Downloads View citations (5)
  7. Longevity Perceptions and Saving Decisions during the COVID-19 Outbreak: An Experimental Investigation
    AEA Papers and Proceedings, 2021, 111, 297-301 Downloads View citations (6)
    See also Working Paper Longevity Perceptions and Saving Decisions during the COVID-19 Outbreak: An Experimental Investigation, NBER Working Papers (2021) Downloads View citations (6) (2021)
  8. Older peoples' willingness to delay social security claiming
    Journal of Pension Economics and Finance, 2021, 20, (3), 410-425 Downloads
    See also Chapter Older Peoples’ Willingness to Delay Social Security Claiming, NBER Chapters, 2019 (2019) (2019)
    Working Paper Older Peoples’ Willingness to Delay Social Security Claiming, NBER Working Papers (2016) Downloads (2016)
  9. Optimal social security claiming behavior under lump sum incentives: Theory and evidence
    Journal of Risk & Insurance, 2021, 88, (1), 5-27 Downloads View citations (4)
    See also Working Paper Optimal social security claiming behavior under lump sum incentives: Theory and evidence, CFS Working Paper Series (2019) Downloads View citations (1) (2019)
  10. Trust and retirement preparedness: Evidence from Singapore
    The Journal of the Economics of Ageing, 2021, 18, (C) Downloads View citations (9)

2020

  1. Assessing the impact of financial education programs: A quantitative model
    Economics of Education Review, 2020, 78, (C) Downloads View citations (12)
  2. Debt and Financial Vulnerability on the Verge of Retirement
    Journal of Money, Credit and Banking, 2020, 52, (5), 1005-1034 Downloads View citations (25)
    See also Working Paper Debt and Financial Vulnerability on the Verge of Retirement, NBER Working Papers (2017) Downloads View citations (13) (2017)
  3. Financial Fraud Among Older Americans: Evidence and Implications
    The Journals of Gerontology: Series B, 2020, 75, (4), 861-868 Downloads View citations (22)
    See also Working Paper Financial Fraud among Older Americans: Evidence and Implications, NBER Working Papers (2018) Downloads View citations (3) (2018)
  4. Financial knowledge and portfolio complexity in Singapore
    The Journal of the Economics of Ageing, 2020, 17, (C) Downloads View citations (4)
  5. How financial literacy and impatience shape retirement wealth and investment behaviors
    Journal of Pension Economics and Finance, 2020, 19, (1), 1-20 Downloads View citations (30)
    See also Working Paper How Financial Literacy and Impatience Shape Retirement Wealth and Investment Behaviors, NBER Working Papers (2011) Downloads View citations (69) (2011)
  6. Narrow Framing and Long‐Term Care Insurance
    Journal of Risk & Insurance, 2020, 87, (4), 861-893 Downloads View citations (7)
    See also Working Paper Narrow Framing and Long-Term Care Insurance, Working Papers (2015) Downloads View citations (18) (2015)
  7. Putting the pension back in 401(k) retirement plans: Optimal versus default deferred longevity income annuities
    Journal of Banking & Finance, 2020, 114, (C) Downloads View citations (7)
  8. Target Date Defaults in a Public Sector Retirement Saving Plan
    Southern Economic Journal, 2020, 86, (3), 1133-1149 Downloads View citations (1)

2019

  1. How will persistent low expected returns shape household economic behavior?
    Journal of Pension Economics and Finance, 2019, 18, (4), 612-622 Downloads View citations (4)
    See also Working Paper How Will Persistent Low Expected Returns Shape Household Economic Behavior?, NBER Working Papers (2018) Downloads View citations (3) (2018)
    Chapter How Will Persistent Low Expected Returns Shape Household Economic Behavior?, NBER Chapters, 2018 (2018) View citations (3) (2018)

2018

  1. Does financial education enhance financial preparedness? Evidence from a natural experiment in Singapore
    Journal of Pension Economics and Finance, 2018, 17, (3), 254-277 Downloads View citations (7)
  2. Enhancing risk management for an aging world
    The Geneva Papers on Risk and Insurance Theory, 2018, 43, (2), 115-136 Downloads View citations (3)
    Also in The Geneva Risk and Insurance Review, 2018, 43, (2), 115-136 (2018) Downloads View citations (3)
  3. Simplifying choices in defined contribution retirement plan design: a case study
    Journal of Pension Economics and Finance, 2018, 17, (3), 363-384 Downloads View citations (3)
    See also Working Paper Simplifying choices in defined contribution retirement plan design: A case study, CFS Working Paper Series (2017) Downloads View citations (1) (2017)
  4. The Changing Face of Debt and Financial Fragility at Older Ages
    AEA Papers and Proceedings, 2018, 108, 407-11 Downloads View citations (32)
  5. WILL THEY TAKE THE MONEY AND WORK? PEOPLE'S WILLINGNESS TO DELAY CLAIMING SOCIAL SECURITY BENEFITS FOR a LUMP SUM
    Journal of Risk & Insurance, 2018, 85, (4), 877-909 Downloads View citations (7)

2017

  1. Assessing the demand for micropensions among India’s poor
    The Journal of the Economics of Ageing, 2017, 9, (C), 30-40 Downloads View citations (3)
  2. Borrowing From the Future? 401(K) Plan Loans and Loan Defaults
    National Tax Journal, 2017, 70, (1), 77-110 Downloads View citations (3)
    See also Working Paper Borrowing from the Future: 401(k) Plan Loans and Loan Defaults, NBER Working Papers (2015) Downloads View citations (3) (2015)
  3. EMPLOYEE FINANCIAL LITERACY AND RETIREMENT PLAN BEHAVIOR: A CASE STUDY
    Economic Inquiry, 2017, 55, (1), 248-259 Downloads View citations (24)
    See also Working Paper Employee Financial Literacy and Retirement Plan Behavior: A Case Study, NBER Working Papers (2015) Downloads View citations (5) (2015)
  4. Financial knowledge and 401(k) investment performance: a case study
    Journal of Pension Economics and Finance, 2017, 16, (3), 324-347 Downloads View citations (29)
  5. Financial knowledge and key retirement outcomes: an overview of the issue
    Journal of Pension Economics and Finance, 2017, 16, (3), 273-276 Downloads
  6. How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness
    Quarterly Journal of Finance (QJF), 2017, 07, (03), 1-31 Downloads View citations (75)
    See also Working Paper How ordinary consumers make complex economic decisions: Financial literacy and retirement readiness, CFS Working Paper Series (2010) Downloads View citations (7) (2010)
  7. Optimal Financial Knowledge and Wealth Inequality
    Journal of Political Economy, 2017, 125, (2), 431 - 477 Downloads View citations (213)
    See also Working Paper Optimal Financial Knowledge and Wealth Inequality, NBER Working Papers (2013) Downloads View citations (28) (2013)

2016

  1. Accounting and actuarial smoothing of retirement payouts in participating life annuities
    Insurance: Mathematics and Economics, 2016, 71, (C), 268-283 Downloads View citations (9)
    See also Working Paper Accounting and Actuarial Smoothing of Retirement Payouts in Participating Life Annuities, NBER Working Papers (2014) Downloads View citations (3) (2014)
  2. Ambiguity aversion and household portfolio choice puzzles: Empirical evidence
    Journal of Financial Economics, 2016, 119, (3), 559-577 Downloads View citations (160)
  3. FRAMING AND CLAIMING: HOW INFORMATION-FRAMING AFFECTS EXPECTED SOCIAL SECURITY CLAIMING BEHAVIOR
    Journal of Risk & Insurance, 2016, 83, (1), 139-162 Downloads View citations (36)
    See also Working Paper Framing and Claiming: How Information-Framing Affects Expected Social Security Claiming Behavior, Working Papers (2011) Downloads View citations (1) (2011)
  4. How Family Status and Social Security Claiming Options Shape Optimal Life Cycle Portfolios
    The Review of Financial Studies, 2016, 29, (4), 937-978 Downloads View citations (46)
    See also Working Paper How Family Status and Social Security Claiming Options Shape Optimal Life Cycle Portfolios, NBER Working Papers (2013) Downloads (2013)
  5. Lessons for public pensions from Utah's move to pension choice*
    Journal of Pension Economics and Finance, 2016, 15, (3), 285-310 Downloads View citations (6)
    See also Working Paper Lessons for Public Pensions from Utah’s Move to Pension Choice, NBER Working Papers (2015) Downloads View citations (4) (2015)
    Chapter Lessons for Public Pensions from Utah's Move to Pension Choice, NBER Chapters, 2015, 285-310 (2015) (2015)
  6. Public and Private Challenges of an Aging U.S. Population
    Business Economics, 2016, 51, (1), 8-10 Downloads
  7. Time is money: Rational life cycle inertia and the delegation of investment management
    Journal of Financial Economics, 2016, 121, (2), 427-447 Downloads View citations (47)

2015

  1. Estimating ambiguity preferences and perceptions in multiple prior models: Evidence from the field
    Journal of Risk and Uncertainty, 2015, 51, (3), 219-244 Downloads View citations (45)
  2. Optimal life cycle portfolio choice with variable annuities offering liquidity and investment downside protection
    Insurance: Mathematics and Economics, 2015, 63, (C), 91-107 Downloads View citations (35)
    See also Working Paper Optimal Life Cycle Portfolio Choice with Variable Annuities Offering Liquidity and Investment Downside Protection, NBER Working Papers (2013) Downloads View citations (4) (2013)
  3. Overviewing the findings: the Technical Panel Review of the Pension Insurance Modeling System – ERRATUM
    Journal of Pension Economics and Finance, 2015, 14, (2), 125-126 Downloads View citations (1)
  4. Overviewing the findings: the Technical Panel Review of the Pension Insurance Modeling System*‡
    Journal of Pension Economics and Finance, 2015, 14, (2), 115-124 Downloads View citations (3)
  5. Valuing variable annuities with guaranteed minimum lifetime withdrawal benefits
    Insurance: Mathematics and Economics, 2015, 64, (C), 246-258 Downloads View citations (14)

2014

  1. Financial literacy and financial sophistication in the older population*
    Journal of Pension Economics and Finance, 2014, 13, (4), 347-366 Downloads View citations (58)
  2. How does retiree health insurance influence public sector employee saving?
    Journal of Health Economics, 2014, 38, (C), 109-118 Downloads View citations (3)
    See also Working Paper How Does Retiree Health Insurance Influence Public Sector Employee Saving?, NBER Working Papers (2013) Downloads View citations (3) (2013)
    Chapter How Does Retiree Health Insurance Influence Public Sector Employee Saving?, NBER Chapters, 2013 (2013) View citations (3) (2013)
  3. The Economic Importance of Financial Literacy: Theory and Evidence
    Journal of Economic Literature, 2014, 52, (1), 5-44 Downloads View citations (1259)
    See also Working Paper The Economic Importance of Financial Literacy: Theory and Evidence, NBER Working Papers (2013) Downloads View citations (41) (2013)

2013

  1. Lifecycle Portfolio Choice With Systematic Longevity Risk and Variable Investment—Linked Deferred Annuities
    Journal of Risk & Insurance, 2013, 80, (3), 649-676 Downloads View citations (43)
    See also Working Paper Lifecycle Portfolio Choice with Systematic Longevity Risk and Variable Investment-Linked Deferred Annuities, NBER Working Papers (2011) Downloads View citations (1) (2011)

2012

  1. How Financial Literacy Affects Household Wealth Accumulation
    American Economic Review, 2012, 102, (3), 300-304 Downloads View citations (171)

2011

  1. Financial literacy and retirement planning in the United States*
    Journal of Pension Economics and Finance, 2011, 10, (4), 509-525 Downloads View citations (171)
    See also Working Paper Financial Literacy and Retirement Planning in the United States, NBER Working Papers (2011) Downloads View citations (133) (2011)
  2. Financial literacy around the world: an overview
    Journal of Pension Economics and Finance, 2011, 10, (4), 497-508 Downloads View citations (541)
    See also Working Paper Financial Literacy Around the World: An Overview, CeRP Working Papers (2011) Downloads View citations (507) (2011)
  3. Longevity Risk Management in Singapore's National Pension System
    Journal of Risk & Insurance, 2011, 78, (4), 961-982 Downloads View citations (14)
  4. Optimal Portfolio Choice over the Life Cycle with Flexible Work, Endogenous Retirement, and Lifetime Payouts
    Review of Finance, 2011, 15, (4), 875-907 Downloads View citations (67)
    See also Working Paper Optimal Portfolio Choice over the Life-Cycle with Flexible Work, Endogenous Retirement, and Lifetime Payouts, Working Papers (2011) Downloads View citations (64) (2011)

2010

  1. The efficiency of sponsor and participant portfolio choices in 401(k) plans
    Journal of Public Economics, 2010, 94, (11-12), 1073-1085 Downloads View citations (22)
    See also Working Paper The Efficiency of Sponsor and Participant Portfolio Choices in 401(k) Plans, NBER Working Papers (2009) Downloads (2009)
  2. Variable payout annuities and dynamic portfolio choice in retirement
    Journal of Pension Economics and Finance, 2010, 9, (2), 163-183 Downloads View citations (40)

2009

  1. Asset allocation and location over the life cycle with investment-linked survival-contingent payouts
    Journal of Banking & Finance, 2009, 33, (9), 1688-1699 Downloads View citations (65)
  2. Managing contribution and capital market risk in a funded public defined benefit plan: Impact of CVaR cost constraints
    Insurance: Mathematics and Economics, 2009, 45, (1), 25-34 Downloads View citations (8)
    See also Working Paper Managing Contribution and Capital Market Risk in a Funded Public Defined Benefit Plan: Impact of CVaR Cost Constraints, NBER Working Papers (2008) Downloads (2008)

2008

  1. A Review of Tito Boeri, Lans Bovenberg, Benoît Coeuré, and Andrew Roberts's Dealing with the New Giants and Peter J. Orszag, Mark Iwry, and William G. Gale's Aging Gracefully
    Journal of Economic Literature, 2008, 46, (4), 983-88 Downloads
  2. An Empirical Analysis of Patterns in the Japanese Long-Term Care Insurance System
    The Geneva Papers on Risk and Insurance - Issues and Practice, 2008, 33, (4), 694-709 Downloads View citations (7)
  3. Following the rules: Integrating asset allocation and annuitization in retirement portfolios
    Insurance: Mathematics and Economics, 2008, 42, (1), 396-408 Downloads View citations (32)
  4. Footnotes aren't enough: the impact of pension accounting on stock values*
    Journal of Pension Economics and Finance, 2008, 7, (3), 257-276 Downloads View citations (16)
    See also Working Paper Footnotes Aren't Enough: The Impact of Pension Accounting on Stock Values, NBER Working Papers (2008) Downloads View citations (8) (2008)
  5. Investment patterns in Singapore's Central Provident Fund System
    Journal of Pension Economics and Finance, 2008, 7, (1), 37-65 Downloads View citations (7)
  6. Managing public investment funds: best practices and new questions
    Journal of Pension Economics and Finance, 2008, 7, (3), 321-356 Downloads View citations (12)
  7. Notional defined contribution pensions with public reserve funds in ageing economies: An application to Japan
    International Social Security Review, 2008, 61, (4), 1-23 Downloads View citations (2)
  8. Pensions at a Glance: Public Policies across OECD Countries. Organisation for Economic Co-operation and Development. OECD Publishing, 2007, ISBN 978-92-64-03214-9, 220 pages. - Pensions Panorama: Retirement-Income Systems in 53 Countries. Edward Whitehouse. The International Bank for Reconstruction and Development/The World Bank, 2007, ISBN 0-8213-6764-1, 254 pages
    Journal of Pension Economics and Finance, 2008, 7, (3), 375-377 Downloads View citations (33)
  9. Planning and Financial Literacy: How Do Women Fare?
    American Economic Review, 2008, 98, (2), 413-17 Downloads View citations (604)
    See also Working Paper Planning and Financial Literacy: How Do Women Fare?, CeRP Working Papers (2008) Downloads View citations (604) (2008)

2007

  1. Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth
    Journal of Monetary Economics, 2007, 54, (1), 205-224 Downloads View citations (742)
    See also Working Paper Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth, Working Papers (2006) Downloads View citations (22) (2006)
  2. Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education
    Business Economics, 2007, 42, (1), 35-44 Downloads View citations (405)
  3. Turning Workers Into Savers? Incentives, Liquidity, and Choice in 401(K) Plan Design
    National Tax Journal, 2007, 60, (3), 469-89 Downloads View citations (18)
    See also Working Paper Turning Workers into Savers? Incentives, Liquidity, and Choice in 401(k) Plan Design, NBER Working Papers (2005) Downloads View citations (12) (2005)

2006

  1. How Behavioral Finance Can Inform Retirement Plan Design1
    Journal of Applied Corporate Finance, 2006, 18, (1), 82-94 Downloads View citations (11)
  2. Regret, portfolio choice, and guarantees in defined contribution schemes
    Insurance: Mathematics and Economics, 2006, 39, (2), 219-229 Downloads View citations (43)
  3. Socially responsible investment in Japanese pensions
    Pacific-Basin Finance Journal, 2006, 14, (5), 427-438 Downloads View citations (6)
    See also Working Paper Socially Responsible Investment in Japanese Pensions, NBER Working Papers (2005) Downloads View citations (1) (2005)

2004

  1. Book Review: International and Comparative: Retiring the State: The Politics of Pension Privatization in Latin America and beyond
    ILR Review, 2004, 57, (4), 632-634 Downloads
  2. New evidence on pension plan design and administrative expenses: the Australian experience
    Journal of Pension Economics and Finance, 2004, 3, (1), 63-76 Downloads View citations (24)
  3. Potential implications of mandating choice in corporate defined benefit plans
    Journal of Pension Economics and Finance, 2004, 3, (3), 339-354 Downloads View citations (1)
  4. Unlocking housing equity in Japan
    Journal of the Japanese and International Economies, 2004, 18, (4), 466-505 Downloads View citations (30)
    See also Working Paper Unlocking Housing Equity in Japan, NBER Working Papers (2004) Downloads View citations (29) (2004)

2003

  1. Guaranteeing Defined Contribution Pensions: The Option to Buy Back a Defined Benefit Promise
    Journal of Risk & Insurance, 2003, 70, (1), 1-16 Downloads View citations (23)
    See also Working Paper Guaranteeing Defined Contribution Pensions: The Option to Buy-Back a Defined Benefit Promise, NBER Working Papers (2002) Downloads View citations (7) (2002)
  2. Guaranteeing Individual Accounts
    American Economic Review, 2003, 93, (2), 257-260 Downloads View citations (10)
  3. Perspectives from the President's Commission on Social Security Reform
    Journal of Economic Perspectives, 2003, 17, (2), 149-172 Downloads View citations (31)

2002

  1. Asset rich and cash poor: retirement provision and housing policy in Singapore
    Journal of Pension Economics and Finance, 2002, 1, (3), 197-222 Downloads View citations (18)
  2. Book Review: Economic and Social Security and Substandard Working Conditions: Themes in the Economics of Aging
    ILR Review, 2002, 55, (4), 747-749 Downloads
  3. Estimating International Adverse Selection in Annuities
    North American Actuarial Journal, 2002, 6, (4), 38-54 Downloads View citations (16)

1999

  1. Health problems as determinants of retirement: Are self-rated measures endogenous?
    Journal of Health Economics, 1999, 18, (2), 173-193 Downloads View citations (323)
    See also Working Paper Health Problems as Determinants of Retirement: Are Self-Rated Measures Endogenous?, NBER Working Papers (1998) Downloads View citations (25) (1998)
  2. New Evidence on the Money's Worth of Individual Annuities
    American Economic Review, 1999, 89, (5), 1299-1318 Downloads View citations (215)
    See also Working Paper New Evidence on the Money's Worth of Individual Annuities, NBER Working Papers (1997) Downloads View citations (28) (1997)
  3. Taxing Retirement Income: Nonqualified Annuities and Distributions From Qualified Accounts
    National Tax Journal, 1999, 52, (3), 563-92 Downloads View citations (14)
    See also Working Paper Taxing Retirement Income: Nonqualified Annuities and Distributions from Qualified Accounts, NBER Working Papers (1999) Downloads View citations (13) (1999)

1998

  1. Social security reform in Latin America
    Review, 1998, (Mar), 15-18 Downloads View citations (9)

1997

  1. After Chile, What? Second-Round Social Security Reforms in Latin America
    Revista de Analisis Economico – Economic Analysis Review, 1997, 12, (2), 3-36 Downloads View citations (7)
    See also Working Paper After Chile, What? Second-Round Social Security Reforms in Latin America, Pension Research Council Working Papers View citations (15)
  2. Authors’ Reply: Building Better Retirement Income Models - Discussion by Robert J. Myers; Anna Rappaport, January 1997
    North American Actuarial Journal, 1997, 1, (1), 11-12 Downloads
  3. Building Better Retirement Income Models
    North American Actuarial Journal, 1997, 1, (1), 1-10 Downloads
    See also Working Paper Building Better Retirement Income Models, Pension Research Council Working Papers View citations (1)

1996

  1. Social Security Privatization: A Structure for Analysis
    American Economic Review, 1996, 86, (2), 363-67 Downloads View citations (60)
    See also Working Paper Social Security Privatization: A Structure for Analysis, NBER Working Papers (1996) Downloads View citations (54) (1996)
  2. The Hard Facts about Social Security
    Challenge, 1996, 39, (6), 16-18 Downloads View citations (3)

1994

  1. Health Care and the Labor Market
    ILR Review, 1994, 48, (1), 65-67 Downloads
  2. Pension Funding in the Public Sector
    The Review of Economics and Statistics, 1994, 76, (2), 278-90 Downloads View citations (22)
    See also Working Paper Pension Funding in the Public Sector, NBER Working Papers (1991) Downloads (1991)
  3. The Political Economy of Public Pensions: Pension Funding, Governance, and Fiscal Stress
    Revista de Analisis Economico – Economic Analysis Review, 1994, 9, (1), 151-168 Downloads View citations (11)
    See also Working Paper The Political Economy of Public Pensions: Pension Funding, Governance, and Fiscal Stress, Pension Research Council Working Papers View citations (12)
  4. The Role of Pensions in the Labor Market: A Survey of the Literature
    ILR Review, 1994, 47, (3), 417-438 Downloads View citations (52)
  5. Workers' Preferences among Company-Provided Health Insurance Plans
    ILR Review, 1994, 48, (1), 141-152 Downloads View citations (10)
    See also Working Paper Workers' Preferences Among Company-Provided Health Insurance Plans, Pension Research Council Working Papers View citations (15)

1991

  1. Explaining Pension Dynamics
    Journal of Human Resources, 1991, 26, (4), 679-703 Downloads View citations (17)
    See also Working Paper Explaining Pension Dynamics, NBER Working Papers (1989) Downloads View citations (12) (1989)
  2. Social Security Reforms and Poverty among Older Dual-Earner Couples
    Journal of Population Economics, 1991, 4, (4), 281-93 View citations (1)
    See also Working Paper Social Security Reforms and Poverty Among Older Dual-Earner Couples, NBER Working Papers (1987) Downloads (1987)

1989

  1. Married Women's Retirement Behavior
    Journal of Population Economics, 1989, 2, (1), 39-53 View citations (39)
    See also Working Paper Married Women's Retirement Behavior, NBER Working Papers (1986) Downloads View citations (5) (1986)

1988

  1. Changes in Pension Incentives through Time
    ILR Review, 1988, 42, (1), 100-108 Downloads View citations (13)
  2. The Baby Boom's Legacy: Relative Wages in the Twenty-First Century
    American Economic Review, 1988, 78, (2), 66-69 Downloads View citations (7)
  3. Worker Knowledge of Pension Provisions
    Journal of Labor Economics, 1988, 6, (1), 21-39 Downloads View citations (78)
    See also Working Paper Worker Knowledge of Pension Provisions, NBER Working Papers (1987) Downloads View citations (4) (1987)

1985

  1. Book Review: Income Security, Insurance, and Benefits: Retirement and Economic Behavior
    ILR Review, 1985, 38, (4), 669-671 Downloads
  2. Note---The Logic of Policy as Argument
    Management Science, 1985, 31, (1), 109-114 Downloads

1984

  1. Economic Determinants of the Optimal Retirement Age: An Empirical Investigation
    Journal of Human Resources, 1984, 19, (2), 245-262 Downloads View citations (45)
    See also Working Paper Economic Determinants of the Optimal Retirement Age: An Empirical Investigation, NBER Working Papers (1982) Downloads View citations (22) (1982)
  2. The Economics of Retirement Behavior
    Journal of Labor Economics, 1984, 2, (1), 84-105 Downloads View citations (65)
    See also Working Paper The Economics of Retirement Behavior, NBER Working Papers (1983) Downloads View citations (4) (1983)
  3. The effects of social security reforms on retirement ages and retirement incomes
    Journal of Public Economics, 1984, 25, (1-2), 143-159 Downloads View citations (43)
    See also Working Paper The Effects of Social Security Reforms on Retirement Ages and RetirementIncomes, NBER Working Papers (1984) Downloads View citations (41) (1984)

1983

  1. Fringe Benefits and the Cost of Changing Jobs
    ILR Review, 1983, 37, (1), 70-78 Downloads View citations (17)

1982

  1. Fringe Benefits and Labor Mobility
    Journal of Human Resources, 1982, 17, (2), 286-298 Downloads View citations (58)

1981

  1. Scale Economies in Private Multi-Employer Pension Systems
    ILR Review, 1981, 34, (4), 522-530 Downloads View citations (18)

Books

2005

  1. Workable Pension Systems: Reforms in the Caribbean
    IDB Publications (Books), Inter-American Development Bank Downloads View citations (2)

2001

  1. The Role of Annuity Markets in Financing Retirement, vol 1
    MIT Press Books, The MIT Press View citations (80)
    Also in MIT Press Books, The MIT Press (2001) View citations (80)

1984

  1. Retirement, Pensions, and Social Security, vol 1
    MIT Press Books, The MIT Press View citations (56)

Edited books

2017

  1. Financial Decision Making and Retirement Security in an Aging World
    OUP Catalogue, Oxford University Press View citations (14)

2016

  1. Reimagining Pensions: The Next 40 Years
    OUP Catalogue, Oxford University Press View citations (11)
  2. Retirement System Risk Management: Implications of the New Regulatory Order
    OUP Catalogue, Oxford University Press View citations (7)

2014

  1. Recreating Sustainable Retirement: Resilience, Solvency, and Tail Risk
    OUP Catalogue, Oxford University Press View citations (2)

2013

  1. The Market for Retirement Financial Advice
    OUP Catalogue, Oxford University Press View citations (13)

2012

  1. Reshaping Retirement Security: Lessons from the Global Financial Crisis
    OUP Catalogue, Oxford University Press View citations (8)

2011

  1. Financial Literacy: Implications for Retirement Security and the Financial Marketplace
    OUP Catalogue, Oxford University Press View citations (174)
  2. Securing Lifelong Retirement Income: Global Annuity Markets and Policy
    OUP Catalogue, Oxford University Press View citations (20)

2010

  1. Reorienting Retirement Risk Management
    OUP Catalogue, Oxford University Press View citations (7)

2009

  1. The Future of Public Employee Retirement Systems
    OUP Catalogue, Oxford University Press View citations (3)

2008

  1. Recalibrating Retirement Spending and Saving
    OUP Catalogue, Oxford University Press View citations (29)

2007

  1. Redefining Retirement: How Will Boomers Fare?
    OUP Catalogue, Oxford University Press View citations (20)

2006

  1. Restructuring Retirement Risks
    OUP Catalogue, Oxford University Press View citations (4)

2005

  1. Reinventing the Retirement Paradigm
    OUP Catalogue, Oxford University Press View citations (3)

2004

  1. Pension Design and Structure: New Lessons from Behavioral Finance
    OUP Catalogue, Oxford University Press View citations (262)

2003

  1. The Pension Challenge: Risk Transfers and Retirement Income Security
    OUP Catalogue, Oxford University Press View citations (22)

Chapters

2019

  1. Older Peoples’ Willingness to Delay Social Security Claiming
    A chapter in Incentives and Limitations of Employment Policies on Retirement Transitions: Comparisons of Public and Private Sectors, 2019
    See also Working Paper Older Peoples’ Willingness to Delay Social Security Claiming, National Bureau of Economic Research, Inc (2016) Downloads (2016)
    Journal Article Older peoples' willingness to delay social security claiming, Cambridge University Press (2021) Downloads (2021)

2018

  1. How Will Persistent Low Expected Returns Shape Household Economic Behavior?
    A chapter in Incentives and Limitations of Employment Policies on Retirement Transitions, 2018 View citations (3)
    See also Working Paper How Will Persistent Low Expected Returns Shape Household Economic Behavior?, National Bureau of Economic Research, Inc (2018) Downloads View citations (3) (2018)
    Journal Article How will persistent low expected returns shape household economic behavior?, Cambridge University Press (2019) Downloads View citations (4) (2019)

2017

  1. Older Women's Labor Market Attachment, Retirement Planning, and Household Debt
    A chapter in Women Working Longer: Increased Employment at Older Ages, 2017, pp 185-215 Downloads View citations (2)
    See also Working Paper Older Women’s Labor Market Attachment, Retirement Planning, and Household Debt, National Bureau of Economic Research, Inc (2016) Downloads View citations (5) (2016)

2016

  1. Workplace-Linked Pensions for an Aging Demographic
    Elsevier Downloads

2015

  1. Lessons for Public Pensions from Utah's Move to Pension Choice
    A chapter in The Impact of Reforms of State Retirement Plans, 2015, pp 285-310
    See also Journal Article Lessons for public pensions from Utah's move to pension choice*, Cambridge University Press (2016) Downloads View citations (6) (2016)
    Working Paper Lessons for Public Pensions from Utah’s Move to Pension Choice, National Bureau of Economic Research, Inc (2015) Downloads View citations (4) (2015)

2013

  1. How Does Retiree Health Insurance Influence Public Sector Employee Saving?
    A chapter in State and Local Health Plans for Active and Retired Public Employees, 2013 View citations (3)
    See also Working Paper How Does Retiree Health Insurance Influence Public Sector Employee Saving?, National Bureau of Economic Research, Inc (2013) Downloads View citations (3) (2013)
    Journal Article How does retiree health insurance influence public sector employee saving?, Elsevier (2014) Downloads View citations (3) (2014)

2008

  1. Public Sector Pension Governance, Funding and Performance: A Longitudinal Appraisal
    Chapter 8 in Pension Fund Governance, 2008 Downloads View citations (4)
  2. The Victory of Hope Over Angst? Funding, Asset Allocation and Risk Taking in German Public Sector Pension Reform
    Chapter 4 in Frontiers in Pension Finance, 2008 Downloads View citations (3)

2007

  1. Retirement wealth and lifetime earnings variability
    Chapter 5 in Retirement Provision in Scary Markets, 2007 Downloads

2006

  1. Financial Innovation for an Ageing World
    A chapter in Demography and Financial Markets, 2006 Downloads View citations (1)
    See also Working Paper Financial Innovation for an Aging World, National Bureau of Economic Research, Inc (2006) Downloads View citations (14) (2006)

2004

  1. Annuities for an ageing world
    Chapter 2 in Developing an Annuity Market in Europe, 2004, pp 13-48 Downloads
    See also Working Paper Annuities for an Ageing World, Center for Research on Pensions and Welfare Policies, Turin (Italy) (2002) Downloads View citations (13) (2002)
  2. Strengthening employment-based pensions
    Chapter 6 in The Economics of Social Security in Japan, 2004 Downloads

2001

  1. The Role of Real Annuities and Indexed Bonds in an Individual Accounts Retirement Program
    A chapter in Risk Aspects of Investment-Based Social Security Reform, 2001, pp 321-370 Downloads View citations (53)
    See also Working Paper The Role of Real Annuities and Indexed Bonds in an Individual Accounts Retirement Program, National Bureau of Economic Research, Inc (1999) Downloads View citations (18) (1999)

1999

  1. New developments in the economic analysis of retirement
    Chapter 49 in Handbook of Labor Economics, 1999, vol. 3, Part C, pp 3261-3307 Downloads View citations (177)
    See also Working Paper New Developments in the Economic Analysis of Retirement, Wharton School Pension Research Council, University of Pennsylvania View citations (44)

1998

  1. Administrative Costs in Public and Private Retirement Systems
    A chapter in Privatizing Social Security, 1998, pp 403-456 Downloads View citations (36)
    See also Working Paper Administrative Costs in Public and Private Retirement Systems, National Bureau of Economic Research, Inc (1996) Downloads View citations (22) (1996)

1985

  1. Rewards for Continued Work: The Economic Incentives for Postponing Retirement
    A chapter in Horizontal Equity, Uncertainty, and Economic Well-Being, 1985, pp 269-292 Downloads View citations (1)
    See also Working Paper Rewards to Continued Work: The Economic Incentives For Postponing Retirement, National Bureau of Economic Research, Inc (1983) Downloads View citations (1) (1983)
 
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