How Does Retiree Health Insurance Influence Public Sector Employee Saving?

Robert Clark and Olivia Mitchell

No 19511, NBER Working Papers from National Bureau of Economic Research, Inc

Abstract: Economic theory predicts that employer-provided retiree health insurance benefits crowd-out household wealth accumulation. Nevertheless, there is little research on the impacts of retiree health insurance on wealth accruals, so this paper utilizes a unique data file on three baseline cohorts from the Health and Retirement Study to explore how employer-provided retiree health insurance may influence net household wealth among public sector employees, where retiree healthcare benefits are still quite prevalent. We find that most full-time public sector employees who anticipate receiving employer-provided health insurance coverage in retirement save less than their private sector uncovered counterparts.

JEL-codes: H75 I11 I18 I30 (search for similar items in EconPapers)
Date: 2013-10
New Economics Papers: this item is included in nep-age, nep-hea and nep-ias
Note: AG EH LS PE
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Published as How Does Retiree Health Insurance Influence Public Sector Employee Saving? , Robert L. Clark, Olivia S. Mitchell. in State and Local Health Plans for Active and Retired Public Employees , Clark and Newhouse. 2014
Published as Clark, Robert L. & Mitchell, Olivia S., 2014. "How does retiree health insurance influence public sector employee saving?," Journal of Health Economics, Elsevier, vol. 38(C), pages 109-118.

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Journal Article: How does retiree health insurance influence public sector employee saving? (2014)
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