NBER Working Papers

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35468: Supply and Demand with Market Heterogeneity

Ingvil Gaarder, Lancelot Henry de Frahan, Magne Mogstad, Alexander Torgovitsky and Oscar Volpe

35467: Women in the Platform Economy: Descriptive Evidence from Drivers in India and Indonesia

Achyuta Adhvaryu, Levina Adiputri, Valentina Brailovskaya, Priyanka Dua, Jenny Susan John, Pratibha Joshi, Terry Muthahhari, Rivandra Royono and Jack Thunde

35466: What Do Asset Prices in April 2025 Say About Demand for the Dollar?

Rohan Kekre and Moritz Lenel

35465: Social Insurance with Imperfect Eligibility Screening: Theory and Evidence from Pandemic UI

Adam Isen, Elira Kuka and Bryan Stuart

35464: Long Term Care and Cognitive Impairment in Spain

Joan Costa-i-Font, Sergi Jimenez-Martin, Juan Oliva, Cristina Vilaplana-Prieto and Analía Viola

35463: Mind the KF* Gap: EME Vulnerabilities to Global Shocks

John Burger, Francis E. Warnock and Veronica Cacdac Warnock

35462: Psychosocial Health and Well-Being After A Mortality Shock

Elizabeth Frankenberg, Cecep Sumantri and Duncan Thomas

35461: Should We Tax Trade? A Pigouvian Perspective

Arnaud Costinot and Iván Werning

35460: Multi-Project Collaborations

Charles Angelucci and Roi Orzach

35459: From Stocks to Flows: Debt Service and Fiscal Sustainability

Barry Eichengreen, Maxime Menuet and Gregory Donnat

35458: Banking on a Corporate Rebrand

Kris James Mitchener, Matthew Jaremski and Kilian Rieder

35457: Job Ads as Signals: Evidence from a Priced Amenity and Worker Beliefs

Pawel Adrjan, Mária Balgova, Simon Jäger, Jonas Jessen and Jason Sockin

35456: Long-Run Intergenerational Effects of Social Security

Daniel Fetter, Lee Lockwood and Paul Mohnen

35455: Zoning: Externalities or Misallocation?

Yu-Hsin Ho, Chang-Tai Hsieh, Wen-Tai Hsu and Yu-Jhih Luo

35454: Competition and Anomalies Redux: Evidence from U.S. Auto Dealers

David Huffman, Lamar Pierce, Alex Rees-Jones and Germán Reyes

35453: Financial Sanctions and the Global Payments Network

Gregor Matvos and Brent Neiman

35452: Economic Well-Being of Latino Households in the U.S.: a Scoping Review of Research on Poverty, the Safety Net, and Family Supports

Matthew Maury, Agustina Laurito, Lisa A. Gennetian and Kevin Kamto Sonke

35451: AI Premium

Nicola Borri, Aleh Tsyvinski and Yukun Liu

35450: Bundling Trades In Over-The-Counter Markets

Jason Allen and Milena Wittwer

35449: Ports, Technology and Inter-City Trade: The Economics and Geopolitics of Evolving Maritime Transport Networks

Réka Juhász, David Nagy, Claudia Steinwender and Woan Foong Wong

35448: The International RBC Model Finally Works!

Sushant Acharya, Edouard Challe and Louphou Coulibaly

35447: Intergovernmental Grants to School Districts and Educational Outcomes During the COVID-19 Pandemic

Jeffrey Clemens, Philip G. Hoxie and Stan Veuger

35446: The Uneven Impact of Industrial Zones on Formal Job Creation in Vietnam

Brian McCaig, Margaret McMillan, Marina Mavungu Ngoma and Anh T. Pham

35445: Organizational Incentives and the Returns to Technology Adoption

Achyuta Adhvaryu, Smit Gade, Piyush Gandhi, Teresa Molina and Anant Nyshadham

35444: Risk Design: AI and Prediction Beyond Screening in Insurance Markets

Alex Chan

35443: Unruly by Design: Fee Volatility and Strategic Attacks in Bitcoin Mining

Fabian Schär, Dario Thürkauf and David Yermack

35442: Cognitive versus Physical Impairment and the Use and Cost of Long-Term Care in Japan

Rong Fu, Sizhe Liu, Toshiaki Iizuka and Haruko Noguchi

35440: Choice Between Public and Private Healthcare Systems: Evidence from Veterans

Marika Cabral, David C. Chan and Seth Neller

35439: Do Monetary Policy Rates Reach Borrowers? Evidence from Household and Firm Loans in 96 Countries

Santosh Anagol and Shing-Yi Wang

35438: Measuring the Value of Disability Insurance from Take-Up Decisions

Andreas Haller and Stefan Staubli

35437: How Might Fiscal Policy Respond to the Rise of Artificial Intelligence?

Karen Dynan, Douglas Elmendorf and Louise Sheiner

35436: The Role of Information Frictions in Study Habit Choice and Academic Performance

Agustina Affonso, Esteban Aucejo, Stephanie El Khoury and Tomás Larroucau

35435: Forecasting the Covid Surge in Inflation

Mark Watson

35434: Degrees of Mobility: Shifting Low-Income Students to Higher Quality Colleges

Elizabeth Burland, Nora Delaney, Susan Dynarski, Katherine B. Leu, Libassi Cj, Katherine Michelmore, Stephanie Owen, Mary A. Quiroga and Elizabeth Salinas

35433: The Labor Market Effects of Expanding Overtime Coverage

Simon Quach

35432: The Effect of School Disruptions on Parental Labor Supply: Evidence from Canadian Panel Data

Dean R. Lillard, Joseph J. Sabia, Zihao Sheng and Casey Warman

35431: Assessing the Benefits of Optimized Agentic AI Systems for Asset Pricing

Ralph Koijen and Bradford Levy

35430: Retrieval Failures and Consumption Smoothing: A Field Experiment on Seasonal Poverty

Ned Augenblick, B. Kelsey Jack, Supreet Kaur, Felix Masiye and Nicholas Swanson

35429: Benefit-Based Taxation can Include Substantial Redistribution

Jo Ellery and Matthew Weinzierl

35428: Beyond Mean Exposure: How Exposure Variance Shapes Air Pollution Mortality Risk

Bissan Ghaddar, Kimberly Singer Babiarz, Hongbin Li, Lingsheng Meng, Lynn Hildemann, Han Hong, Alvise Scarabosio, Meili Wang, Aprajit Mahajan, Peng Yin, Maigeng Zhou and Grant Miller

35427: Did Drug Decriminalization Increase Overdoses

David Hall, Benjamin Hansen and Kyutaro Matsuzawa

35426: Quality, Selection, and Congestion: Equilibrium Hospital Outcomes During Covid-19

Gautam Gowrisankaran, Kelli R. Marquardt and Robert Town

35425: The Rise of Female Autonomy and the Decline of Fertility: The Role of Mismatch

Claudia Goldin

35424: Analyzing Occupational Licensing Across Nations

Jonathan S. Hartley and Morris M. Kleiner

35423: Is Money Overrated? Misperceived Satisfaction from Income

Ricardo Perez-Truglia and Rafael Macedo Rubião

35422: Competition and Misconduct in Certification Markets with Externalities

Nano Barahona, Juan-Pablo Montero and Pedro Skorin

35421: Quantitative Easing and Government Debt Sustainability

Wenhao Li and Sebastian Merkel

35420: From Minor Ailments to Major Illnesses: A Practical Framework for Valuing Morbidity in Environmental Policy Analysis

Mark Dickie and Matthew Neidell

35419: Neighborhood Effects and Missing Markets for Opportunity

Lawrence Katz

35418: Tax Incentives and Venture Capital Risk-Taking: Evidence from the QSBS Program

Murillo Campello and Guilherme Junqueira

35417: Losses from a Disability: Temporal Variety and Earnings in the Long Run

Daniel Hamermesh

35416: International Trade in an Uncertain World

Benny Kleinman, Ernest Liu, Stephen Redding and David Xu

35415: Is Growth Additive?

Callum Jones, David Lopez-Salido and Thomas Philippon

35414: Congestion Pricing and Emergency Medical Service Response: Evidence from New York City

Yulia Chikish, Gregory Colman, Dhaval Dave, Brad R. Humphreys, Zachary Santamaria and Zachary Winship

35413: Causal Inference for Asset Pricing

Valentin Haddad, Zhiguo He, Paul Huebner, Péter Kondor and Erik Loualiche

35412: Digital Safe Havens: The Economics of Tokenized Treasuries

Chen Lin, Eswar Prasad, Daniel Rabetti and Che Zhang

35411: Forecasting with Uncertain Persistence

Joel Flynn, Maksim Meinert and Karthik Sastry

35410: Experiential and Social Learning

Agha Akram, Gabriella Fleischman, Reshmaan N. Hussam and Akib Khan

35409: Racial Disparities in Education During and Following the Pandemic: Evidence in Connecticut through 2025

Eric Brunner, Stephen Ross and Xinrui Wang

35408: Optimal Flood Insurance in a Second-Best World: Fiscal Spillovers, Reclassification Risk and Moral Hazard

Jonathan Gruber and Adam Solomon

35407: Reassessing the Role of Standardized Tests in University Admissions

Johann D. Gaebler, Calvin Isley, Christopher Avery and Sharad Goel

35406: The Use and Misuse of Average and Marginal Energy Prices: Implications for Climate Policy

Jonathan T. Hawkins-Pierot and Katherine R.H. Wagner

35405: Growth, Firm Scale, and the Energy Intensity of Production

Kathryn McDonald, Noémie Pinardon-Touati and Conor Walsh

35404: The Labor Market Value of Community College Bachelor’s Degrees: Initial Evidence from a Resume Audit Study in Early Childhood Education

Riley Acton, Camila Morales, Julia A. Turner, Lois Miller and Kalena Cortes

35403: Literature Review and Evidence Aggregation: a Toolkit for Applied Micro

Peter Ganong, Avik Garg and Maximilian Kasy

35402: Importing Aggregate Demand

Chen Lian, Dmitry Mukhin and Christian Wolf

35401: Baby Busts and Growth Booms: Demographic Change and the Macroeconomy

Daron Acemoglu, David Autor, Keelan Beirne and Andrew Scott

35400: How Does Monetary and Fiscal Policy Affect the Economy in the Face of Large Shocks?

Greg Kaplan and Ken Miyahara

35399: Understanding Cross-State Variations in Medicaid Enrollment During and After the COVID-19 Pandemic

Jeffrey Clemens, Helena Detering and Anwita Mahajan

35398: The Pass-through of Tariffs and Exchange Rates

Stéphane Auray, Michael Devereux and Aurélien Eyquem

35397: Let’s Chat: Leveraging Chatbot Outreach for Improved Course Performance

Katharine E. Meyer, Lindsay C. Page, Catherine Mata, Eric Smith, Brendan Tyler Walsh, Candice L. Fifield, Michelle Tyson, Amy E. Eremionkhale, Michael Evans, Shelby Frost and Eye Eoun Jung

35396: New Evidence on the Health-Status Gradient from Imperial China

Wolfgang Keller, Carol H. Shiue and Karen Eggleston

35395: Seemingly Anchored Inflation Expectations

Ulrike Malmendier and Stefan Nagel

35394: Safer Driving for a Price: Evidence on Behavior and Habits in Kenyan Minibuses

David Schönholzer, Gregory Lane and Erin M. Kelley

35393: Wealth Inequality and Safe Asset Demand

Xuning Ding and Zhengyang Jiang

35392: Immigration, Innovation, and the Geography of Growth

Costas Arkolakis, Sun Kyoung Lee and Michael Peters

35391: Government Funding Costs Under Financial Repression

Roberto Gómez-Cram, Howard Kung, Hanno Lustig and David Zeke

35390: Pricing and Production Without the Invisible Hand

Joel Flynn, George Nikolakoudis and Karthik Sastry

35389: International Risk-Sharing in a Fragmented World

Javier Bianchi, Sebastian Horn, Giovanni Rosso and Cesar Sosa-Padilla

35388: Fragmentation of Shareholder Power

Andrey Malenko, Nadya Malenko and Anton Tsoy

35387: GLP-1–Induced Weight Loss and the Female Obesity Penalty

Rebecca Diamond

35386: Openness, Integration, and the International Monetary Order

Tarek Hassan, Thomas M. Mertens, Jingye Wang and Tony Zhang

35385: The Fragility of Semi-Liquid Private Credit Funds

Chuck Fang, Itay Goldstein and Yao Zeng

35384: When Medicaid Pays the Bill: Routine Vision Benefits, Eye Care Use, and Eyeglasses Spending Among Dual-eligible Medicare Enrollees

Michel H. Boudreaux, Brandy Lipton and Melissa McInerney

35383: Unilateral-Veto Mechanisms

Quitzé Valenzuela-Stookey, E. Jason Baron and Richard Lombardo

35382: When GDP Misleads: Inferring Living Standards from the Value of a Statistical Life

Philip Trammell and Charles Jones

35381: Dynamic Individuals, Static Neighborhoods: Migration and Earnings Changes in Poor Neighborhoods

Andrew Garin, Ethan Jenkins, Evan E. Mast and Bryan Stuart

35380: Health Care Reform and Firm Dynamics: Evidence from Medicare Part D and the Retail Pharmacy Industry

Brandyn Churchill, Georgina Cisneros and Kelli R. Marquardt

35379: Leaning Against Inflation Experiences

Stefan Nagel

35378: The Incredible Flexibility of Moment Matching

Isaiah Andrews and Bas Sanders

35377: Labor Market Responses to Tariffs: Frictions, Dynamics, and Policy Responses

Rafael Dix-Carneiro and Brian Kovak

35376: Prices Versus Quantities Revisited: What Do Policymakers Need to Know to Set Pigouvian Taxes and Subsidies?

Denise Dipasquale, Edward Glaeser, Adam M. Guren and Paul Willen

35375: Compensation vs. Reinforcement: Experimental Identification of Parental Aversion to Inequality in Offspring

Felipe Barrera-Osorio, Leonardo Bonilla-Mejía, Matias Busso, Sebastian Galiani, Hyunjae Kang, Juan Munoz-Morales and Juan Pantano

35374: A Practitioner's Guide to Using Large Language Models and Generative AI in Economic History

Andreas Ferrara

35373: How Do State “Auto-IRA” Policies Affect Household Balance Sheets?

Adam Bloomfield, Ngoc Dao, Kyung Min Lee and Sita Slavov

35372: Empowering Inclusive Work

Yanyou Chen, Mitchell Hoffman, Huilan Xu and Zhe Yuan

35371: Climate and Prehistoric Migration

Peter Huybers, Marco Tabellini, Charles A. Taylor and Francesco Toti

35370: Empathy, Social Networks, and Academic Achievement: Experimental Evidence on Cross-Productivity in Skill Formation

Flavio Cunha, Qinyou Hu, Yiming Xia and Naibao Zhao

35369: The Search Costs of Inflation in the Labor Market

Laura Pilossoph, Jane M. Ryngaert and Jesse J. Wedewer

35368: Do Wage Floors Increase Employment Risk for Workers with Disabilities? Evidence from Minimum Wage Increases and Subminimum Wage Repeal

Roisin O'Neill, Shailee Manandhar and Douglas Kruse