Details about Matthew Charles Plosser

Access statistics for papers by Matthew Charles Plosser.

Last updated 2025-12-13. Update your information in the RePEc Author Service.

Short-id: ppl63

Working Papers

2025

1. Bank Economic Capital
   Staff Reports, Federal Reserve Bank of New York
2. Economic Capital: A Better Measure of Bank Failure?
   Liberty Street Economics, Federal Reserve Bank of New York
3. Economic Capital: A New Measure of Bank Solvency
   Liberty Street Economics, Federal Reserve Bank of New York
4. Reserves and Where to Find Them
   Liberty Street Economics, Federal Reserve Bank of New York
5. When the Household Pie Shrinks, Who Gets Their Slice?
   Liberty Street Economics, Federal Reserve Bank of New York

2024

6. Deposits and the March 2023 Banking Crisis—A Retrospective
   Liberty Street Economics, Federal Reserve Bank of New York

2023

7. Bank Funding during the Current Monetary Policy Tightening Cycle
   Liberty Street Economics, Federal Reserve Bank of New York View citations (2)
8. Deposit Betas: Up, Up, and Away?
   Liberty Street Economics, Federal Reserve Bank of New York View citations (2)
9. Does the CRA Increase Household Access to Credit?
   Liberty Street Economics, Federal Reserve Bank of New York
10. Does the Community Reinvestment Act Improve Consumers’ Access to Credit
    Staff Reports, Federal Reserve Bank of New York View citations (1)
11. How Do Interest Rates (and Depositors) Impact Measures of Bank Value?
    Liberty Street Economics, Federal Reserve Bank of New York

2022

12. How Do Deposit Rates Respond to Monetary Policy?
    Liberty Street Economics, Federal Reserve Bank of New York View citations (1)

2021

13. Does CFPB Oversight Crimp Credit?
    CEPR Discussion Papers, C.E.P.R. Discussion Papers View citations (11)
    Also in Working Papers, Federal Reserve Bank of Philadelphia (2020)
    Staff Reports, Federal Reserve Bank of New York (2018) View citations (3)
14. Who Pays What First? Debt Prioritization during the COVID Pandemic
    Liberty Street Economics, Federal Reserve Bank of New York

2020

15. Bank Liquidity Provision Across the Firm Size Distribution
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (34)
    Also in Staff Reports, Federal Reserve Bank of New York (2020) View citations (30)
    See also Journal Article Bank liquidity provision across the firm size distribution, Journal of Financial Economics, Elsevier (2022) View citations (67) (2022)
16. How Does Supervision Affect Bank Performance during Downturns?
    Liberty Street Economics, Federal Reserve Bank of New York
17. The Banking Industry and COVID-19: Lifeline or Life Support?
    Liberty Street Economics, Federal Reserve Bank of New York
18. Weathering the Storm: Who Can Access Credit in a Pandemic?
    Liberty Street Economics, Federal Reserve Bank of New York View citations (3)

2018

19. Analyzing the Effects of CFPB Oversight
    Liberty Street Economics, Federal Reserve Bank of New York
20. Did Import Competition Boost Household Debt Demand?
    Liberty Street Economics, Federal Reserve Bank of New York View citations (4)
21. Federal Reserve and Market Confidence
    2018 Meeting Papers, Society for Economic Dynamics View citations (1)
    Also in Staff Reports, Federal Reserve Bank of New York (2016) View citations (11)
22. How Is Technology Changing the Mortgage Market?
    Liberty Street Economics, Federal Reserve Bank of New York
23. The Cost of Regulatory Capital
    Liberty Street Economics, Federal Reserve Bank of New York View citations (2)
24. The Role of Technology in Mortgage Lending
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (34)
    Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2018) View citations (40)
    Staff Reports, Federal Reserve Bank of New York (2018) View citations (57)
    See also Journal Article The Role of Technology in Mortgage Lending, The Review of Financial Studies, Society for Financial Studies (2019) View citations (340) (2019)
25. The cost of bank regulatory capital
    Staff Reports, Federal Reserve Bank of New York View citations (6)
    See also Journal Article The Cost of Bank Regulatory Capital, The Review of Financial Studies, Society for Financial Studies (2024) View citations (2) (2024)

2017

26. Import Competition and Household Debt
    CEPR Discussion Papers, C.E.P.R. Discussion Papers View citations (12)
    Also in Staff Reports, Federal Reserve Bank of New York (2017) View citations (12)
    See also Journal Article Import Competition and Household Debt, Journal of Finance, American Finance Association (2022) View citations (6) (2022)
27. Macroprudential policy and the revolving door of risk: lessons from leveraged lending guidance
    Staff Reports, Federal Reserve Bank of New York View citations (2)
    See also Journal Article Macroprudential policy and the revolving door of risk: Lessons from leveraged lending guidance, Journal of Financial Intermediation, Elsevier (2018) View citations (28) (2018)
28. When Debts Compete, Which Wins?
    Liberty Street Economics, Federal Reserve Bank of New York

2016

29. Buyout Activity: The Impact of Aggregate Discount Rates
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
    Also in Staff Reports, Federal Reserve Bank of New York (2013) View citations (1)
    See also Journal Article Buyout Activity: The Impact of Aggregate Discount Rates, Journal of Finance, American Finance Association (2017) View citations (13) (2017)
30. Did the Supervisory Guidance on Leveraged Lending Work?
    Liberty Street Economics, Federal Reserve Bank of New York View citations (1)
31. How Does Supervision Affect Banks?
    Liberty Street Economics, Federal Reserve Bank of New York
32. The impact of supervision on bank performance
    Staff Reports, Federal Reserve Bank of New York View citations (29)
    See also Journal Article The Impact of Supervision on Bank Performance, Journal of Finance, American Finance Association (2020) View citations (60) (2020)

2015

33. Supervising large, complex financial companies: what do supervisors do?
    Staff Reports, Federal Reserve Bank of New York View citations (5)
34. The Effect of Fed Funds Rate Hikes on Consumer Borrowing Costs
    Liberty Street Economics, Federal Reserve Bank of New York
35. What Drives Buyout Booms and Busts?
    Liberty Street Economics, Federal Reserve Bank of New York

2014

36. Bank heterogeneity and capital allocation: evidence from \\"fracking\\" shocks
    Staff Reports, Federal Reserve Bank of New York View citations (17)
37. Banks' incentives and the quality of internal risk models
    Staff Reports, Federal Reserve Bank of New York View citations (38)
38. Part II: Why Do Banks Keep All That “Fracking” Money?
    Liberty Street Economics, Federal Reserve Bank of New York
39. What Do Banks Do with All That \\"Fracking\\" Money?
    Liberty Street Economics, Federal Reserve Bank of New York

Journal Articles

2024

1. The Cost of Bank Regulatory Capital
   The Review of Financial Studies, 2024, 37, (3), 685-726 View citations (2)
   See also Working Paper The cost of bank regulatory capital, Staff Reports (2018) View citations (6) (2018)

2022

2. Bank liquidity provision across the firm size distribution
   Journal of Financial Economics, 2022, 144, (3), 908-932 View citations (67)
   See also Working Paper Bank Liquidity Provision Across the Firm Size Distribution, NBER Working Papers (2020) View citations (34) (2020)
3. Import Competition and Household Debt
   Journal of Finance, 2022, 77, (6), 3037-3091 View citations (6)
   See also Working Paper Import Competition and Household Debt, CEPR Discussion Papers (2017) View citations (12) (2017)

2020

4. The Impact of Supervision on Bank Performance
   Journal of Finance, 2020, 75, (5), 2765-2808 View citations (60)
   See also Working Paper The impact of supervision on bank performance, Staff Reports (2016) View citations (29) (2016)

2019

5. The Role of Technology in Mortgage Lending
   The Review of Financial Studies, 2019, 32, (5), 1854-1899 View citations (340)
   See also Working Paper The Role of Technology in Mortgage Lending, NBER Working Papers (2018) View citations (34) (2018)

2018

6. Banks’ Incentives and Inconsistent Risk Models
   The Review of Financial Studies, 2018, 31, (6), 2080-2112 View citations (14)
7. Macroprudential policy and the revolving door of risk: Lessons from leveraged lending guidance
   Journal of Financial Intermediation, 2018, 34, (C), 17-31 View citations (28)
   See also Working Paper Macroprudential policy and the revolving door of risk: lessons from leveraged lending guidance, Staff Reports (2017) View citations (2) (2017)

2017

8. Buyout Activity: The Impact of Aggregate Discount Rates
   Journal of Finance, 2017, 72, (1), 371-414 View citations (13)
   See also Working Paper Buyout Activity: The Impact of Aggregate Discount Rates, NBER Working Papers (2016) View citations (1) (2016)
9. Supervising large, complex financial institutions: what do supervisors do?
   Economic Policy Review, 2017, (23-1), 57-77 View citations (15)