Does the CRA Increase Household Access to Credit?
Jack Glaser () and
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Jack Glaser: https://economics.uchicago.edu/directory/jack-glaser
Matthew Plosser: https://www.newyorkfed.org/research/economists/plosser
No 20230227, Liberty Street Economics from Federal Reserve Bank of New York
Congress passed the Community Reinvestment Act (CRA) in 1977 to encourage banks to meet the needs of borrowers in the areas in which they operate. In particular, the Act is focused on credit access to low- and moderate-income communities that had historically been subject to discriminatory practices like redlining.
Keywords: debt; consumer; Community Reinvestment Act (CRA); Inequality (search for similar items in EconPapers)
JEL-codes: G2 G21 (search for similar items in EconPapers)
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