Details about Larry Santucci

Access statistics for papers by Larry Santucci.

Last updated 2025-04-24. Update your information in the RePEc Author Service.

Short-id: psa157

Working Papers

2022

1. Foreclosure Kids: Examining the Early Adult Credit Usage of Adolescents Affected by Foreclosure
   Working Papers, Federal Reserve Bank of Philadelphia
2. One Threshold Doesn’t Fit All: Tailoring Machine Learning Predictions of Consumer Default for Lower-Income Areas
   Working Papers, Federal Reserve Bank of Philadelphia
   See also Journal Article One threshold doesn't fit all: Tailoring machine learning predictions of consumer default for lower‐income areas, Journal of Policy Analysis and Management, John Wiley & Sons, Ltd. (2025) (2025)

2020

3. Deconstructing Mechanic’s Liens
   Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia

2019

4. How Prevalent Were Racially Restrictive Covenants in 20th Century Philadelphia? A New Spatial Data Set Provides Answers
   Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia
5. Moving into the Mainstream: Who Graduates from Secured Credit Card Programs?
   Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia View citations (1)

2018

6. Combining Forces to Combat Elder Financial Victimization How Consumers Can Avoid the Financial Pitfalls of Cognitive Aging and What They Should Be Asking Their Financial Institutions
   Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia
7. Quantifying Cyber Risk in the Financial Services Industry
   Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia

2017

8. Can Data Sharing Help Financial Institutions Improve the Financial Health of Older Americans?
   Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia

2016

9. The Secured Credit Card Market
   Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia View citations (1)
10. What Happened to the Revolving Credit Card Balances of 2009?
    Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia View citations (4)

2015

11. A tale of two vintages: credit limit management before and after the CARD act and Great Recession
    Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia View citations (5)
12. Financial management tools and consumer confidence: chase blueprint
    Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia View citations (1)

Journal Articles

2025

1. One threshold doesn't fit all: Tailoring machine learning predictions of consumer default for lower‐income areas
   Journal of Policy Analysis and Management, 2025, 44, (3), 792-815
   See also Working Paper One Threshold Doesn’t Fit All: Tailoring Machine Learning Predictions of Consumer Default for Lower-Income Areas, Working Papers (2022) (2022)

2019

2. Aging, Cognition, and Financial Health: Building a Robust System for Older Americans
   Consumer Finance Institute conference summaries, 2019, 1

2000

3. Is money useful in the conduct of monetary policy?
   Economic Quarterly, 2000, (Fall), 23-48 View citations (13)