Digital Financial Services through Mobile Phones: Bringing Inclusivity to Tanzanias Rural Women

Lanta Daniel

Working Papers from African Economic Research Consortium

Abstract: Financial inclusion, particularly through mobile money services, plays a vital role in fostering economic growth in developing economies by providing access to financial products and services. In Tanzania, where 88% of the population owns mobile phones, approximately 45% possess mobile money accounts. Nevertheless, there remains a notable disparity concerning gender (men and women) and geographical location (rural and Urban), with women in rural areas being more prone to exclusion.

Date: 2025
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Note: African Economic Research Consortium
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