Digital Financial Services in Tanzania: Plight for the Poor

Dennis Mwighusa and Bitrina Diyamett

Working Papers from African Economic Research Consortium

Abstract: There are glaring currently inclusion gaps associated with gender, social and economic status, and geographical location in the provision of financial services in Tanzania. For instance, while the World Bank (2018) reports a 9% gap between women and men in access to financial services worldwide, for Tanzania women exclusion stood at 39.3% percent, and that of men was 29.9% (FinScope, 2017). In addition, while 43.3% of the rural population was excluded from formal financial services, only 18.4 percent of urban were excluded (FinScope, 2017).

Date: 2025
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Note: African Economic Research Consortium
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