ATTRIBUTES AND SAVINGS BEHAVIOUR OF ACAT CLUB MEMBERS INKWAZULU

V. Swanepoel and M. A. G. Darroch

Agrekon, 1990, vol. 29, issue 4

Abstract: A. survey of co~munal clubs serviced by the Africa Co-operative Action Trust (ACAT) in KwaZulu during 1989 is used to identify attributes and savings behaviour of club ?'embers. Discriminant analysis shOW& that garden club members tend to have higher on-farm income per household member and receive more KwaZulu Department of Agriculture (KDA) extension input than savings club members. Members who belong solely to a savings club receive more ACAT training and tend to be further from infrastructural amenities. Garden clubs can assist rural dcvetoi:i~cnt by encouraging surplus production for sale and focusing KDA extension efforts. Savings clubs improve access of rural people to trammg and farm inputs. Club savings increase during the pre-planting season (August to November) when input pun:hascs are made: Post-planting savings arc much lower, indicating allocation of funds to alternative uses (reduced incentive to sav~ un.111 next pre-plant mg season?, These patterns suggest that members use savings clubs to obtain inputs rather than as typical savings m~t1tut1o~s. Total r~al ann~al savt?l!;S and withdrawals in savings clubs fell between 1985 and 1987, due to a fall in average club membership. This was associated with declining real annual ACAT-KwaZulu operating budgets which reduced ACAT staff visits to clubs and assistance with input deliveries.

Keywords: Financial Economics; Research Methods/Statistical Methods (search for similar items in EconPapers)
Date: 1990
References: View references in EconPapers View complete reference list from CitEc
Citations:

Downloads: (external link)
https://ageconsearch.umn.edu/record/267332/files/22-Swanepoel.pdf (application/pdf)
https://ageconsearch.umn.edu/record/267332/files/22-Swanepoel.pdf?subformat=pdfa (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:ags:agreko:267332

DOI: 10.22004/ag.econ.267332

Access Statistics for this article

More articles in Agrekon from Agricultural Economics Association of South Africa (AEASA) Contact information at EDIRC.
Bibliographic data for series maintained by AgEcon Search ().