Small Farmer Credit: The Experience of a Jamaica Banana Producers Association Limited Programme

Michael Ramsay, Claudette Lewis, Nicholas Jones and Vivian Chin

No 265274, 20th West Indies Agricultural Economics Conference, April, 1990, Tobago from Caribbean Agro-Economic Society

Abstract: The JBPA private sector loan programme to Small Banana Farmers, jointly financed with the Jamaica Agricultural Development Foundation (JADF) provided practical lessons about the planning and operation of agricultural credit programmes. Success was linked to an independent extension service and rigid farmer selection criteria with extensive credit checks. Problems with land tenure needed creative solutions. All farmers were required to attend orientation meetings prior to signing loan documents. Loan disbursements were inputs rather than cash, with delivery at farmgate. Repayment was through point of sale deduction order, and sales were closely monitored to detect delinquents. Major problems were encountered with Hurricane Gilbert, and with farmer laxity when disbursements and transport of inputs ceased.

Keywords: Agricultural and Food Policy; Environmental Economics and Policy; International Development (search for similar items in EconPapers)
Pages: 4
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Persistent link: https://EconPapers.repec.org/RePEc:ags:carc90:265274

DOI: 10.22004/ag.econ.265274

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