CREDIT GUARANTEE FUNDS IN SMALL AND MEDIUM ENTERPRISES

Malgorzata Deszczka

Economic and Regional Studies (Studia Ekonomiczne i Regionalne), 2014, vol. 07, issue 01

Abstract: Credit guarantee funds which, along with other subjects, constitute business environment institutions, target their offer at SME sector in order to support the development of local enterprises. SME sector has peculiar internal and external conditions that hinder or limit the access to the external financing. The aim of this article is to picture the issue of access to the external financing such as bank credits and loans by the SME sector and to present the role of credit guarantee funds in this scope. The thesis statement of this article is as follows: the activity of guarantee funds contributes to the increasing fulfillment of the SME sector loan demand which might increase its competitiveness and lead to its further development. The article includes an analysis of the subject literature and is based on the publications concerning functioning of SME sector and an analysis of the data on the basis of the statistic data publicized in annual reports.

Keywords: Financial; Economics (search for similar items in EconPapers)
Date: 2014
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Persistent link: https://EconPapers.repec.org/RePEc:ags:plecrs:265025

DOI: 10.22004/ag.econ.265025

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