Credit risk management and its impact on the profitability of Algerian banks: An applied study using Panel –Data model during the period 2009-2020

Fatma Benchenna and Mohamed Djemoui Korichi
Additional contact information
Fatma Benchenna: Associate professor, A, Department of Finance and Accounting, Kasdi Merbah University of Ouargla, Algeria
Mohamed Djemoui Korichi: Professor, Department of Finance and Accounting, Kasdi Merbah University of Ouargla , Algeria

Review of Socio - Economic Perspectives, 2023, vol. 8, issue 1, 31-39

Abstract: This study aims to investigate the relationship between credit risk management and the profitability of commercial banks by testing the impact of credit risk indicators on assessing the profitability of a sample of Algerian commercial banks during the period 2009-2020 by using a panel-data model. The results of the applied study indicate that: the ratio of loan loss provisions to total loans and capital adequacy ratio are the most important indicators of credit risk management that affect and contribute to evaluating the profitability of Algerian commercial banks.

Keywords: credit risk; bank profitability; loan loss provisions; capital adequacy; panel-data model; Algerian banks.. (search for similar items in EconPapers)
JEL-codes: C33 G21 (search for similar items in EconPapers)
Date: 2023
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (1)

Downloads: (external link)
https://reviewsep.com/wp-content/uploads/2023/03/3_FATMA.pdf (application/pdf)
https://reviewsep.com/?page_id=2083 (text/html)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:aly:journl:202303

Access Statistics for this article

Review of Socio - Economic Perspectives is currently edited by Veysel KAYA

More articles in Review of Socio - Economic Perspectives from Reviewsep
Bibliographic data for series maintained by Veysel KAYA ().