Expedited payments: The next frontier in US online financial services

David Munger

Journal of Payments Strategy & Systems, 2009, vol. 3, issue 1, 83-91

Abstract: This paper explores the factors behind the growing consumer demand for expedited online bill payments and how US-based financial institutions and service providers are responding to the trend. While creating a new fee income stream is a factor for financial institutions, the income potential is outweighed by the increased consumer loyalty and the associated deposit growth. Various models for conducting expedited payments are evaluated.

Keywords: expedited payments; online bill payment; online banking; electronic payments (search for similar items in EconPapers)
JEL-codes: E5 G2 (search for similar items in EconPapers)
Date: 2009
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Persistent link: https://EconPapers.repec.org/RePEc:aza:jpss00:y:2009:v:3:i:1:p:83-91

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