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Integration and modernisation of retail payments in Europe: Barriers and challenges

Rui Pimentel
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Rui Pimentel: Head of Unit, Payment Systems Department at Central Bank of Portugal, Portugal

Journal of Payments Strategy & Systems, 2016, vol. 10, issue 1, 64-71

Abstract: This paper discusses the remaining barriers in the path to further integration and modernisation of retail payments in Europe. Furthermore it addresses the steps required for the removal of those barriers as well as the challenges to safeguard the security and data protection of retail payments.

Keywords: retail payments; data protection; security; Europe (search for similar items in EconPapers)
JEL-codes: E5 G2 (search for similar items in EconPapers)
Date: 2016
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