The evolution of merchant payments and mobile payments to enable financial inclusion

Bruno L. Yawe

Journal of Payments Strategy & Systems, 2018, vol. 12, issue 4, 314-321

Abstract: This paper describes the evolution of merchant payments systems and mobile payments to enable financial inclusion, as the payments landscape evolves into one where consumers can pay in myriad ways through any internet-connected device located anywhere. The paper also discusses how payment systems act as catalysts and enablers for financial inclusion, describing how the process of financial inclusion is influenced by both demand and supply-side factors. It closes with a summary of current trends in payments and a discussion of what banks and payments providers must do to stay relevant and be successful into the future.

Keywords: merchant payments; mobile payments; financial inclusion (search for similar items in EconPapers)
JEL-codes: E5 G2 (search for similar items in EconPapers)
Date: 2018
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Persistent link: https://EconPapers.repec.org/RePEc:aza:jpss00:y:2018:v:12:i:4:p:314-321

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