Lending policies in Italian banks during the financial crisis

Maria Luisa Di Battista and Laura Nieri
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Maria Luisa Di Battista: Università Cattolica
Laura Nieri: Università Cattolica

BANCARIA, 2011, vol. 03, 11-19

Abstract: During the critical stage of the financial crisis - between June 2008 and December 2009 - the credit policies of Italian banks were characterized by a wide range of different behaviours and performances, not only due to bank size. An analysis of a large sample of Italian banks, representing 85% of the Italian banking system, shows the role of three other factors: 1) the operating conditions and the business model facilitating a greater supply of credit; 2) the differences between banks more dynamic and less dynamic in terms of lending policies, pricing and technical forms of loans; 3) the differences in terms of performance.

Keywords: banche italiane; politica di credito; crisi finanziaria (search for similar items in EconPapers)
JEL-codes: G01 G21 (search for similar items in EconPapers)
Date: 2011
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Persistent link: https://EconPapers.repec.org/RePEc:ban:bancar:v:03:y:2011:m:march:p:11-19

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