New specialized banks, commercial banks and new banking business models

Roberto Ruozi and Pierpaolo Ferrari
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Roberto Ruozi: Università Bocconi
Pierpaolo Ferrari: Università di Brescia

BANCARIA, 2019, vol. 4, 2-12

Abstract: The Italian banking sector has become, and will become in the near future, much less homogeneous than in the past. Banking will increasingly be a mass activity and products and services will have the nature of commodities, in a context in which volumes will represent the winning variable. To make the sector more profitable and more solid, there is a pressing need to strengthen firms capital, diversify their financing sources and reduce dependence on bank credit. But banks must radically and rapidly evolve their business models

JEL-codes: G21 G28 (search for similar items in EconPapers)
Date: 2019
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