The Cross-Border Household Finance and Consumption Survey: Results from the fourth wave in 2021

Thomas Mathä, Ana Montes-Viñas (), Giuseppe Pulina and Michael Ziegelmeyer

No 188, BCL working papers from Central Bank of Luxembourg

Abstract: This report presents the methodology and main descriptive results of the fourth wave of the Cross-border Household Finance and Consumption Survey (XB-HFCS) conducted in 2021. This is a household survey of employees in Luxembourg who live abroad and regularly commute across the border. We analyse the composition and level of their assets and liabilities, net wealth and income, and compare them to similar households (including at least one employee) that live and work in Luxembourg, Belgium, France or Germany. Compared to households who were employed in their country of residence, cross-border commuters were more likely to be homeowners and tended to enjoy higher gross income and net wealth.

Keywords: Cross-border commuters; households; survey; assets; liabilities; wealth; income. (search for similar items in EconPapers)
JEL-codes: C81 C83 D14 D31 G51 J61 (search for similar items in EconPapers)
Pages: 108 pages
Date: 2024-07
New Economics Papers: this item is included in nep-eur and nep-lab
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Persistent link: https://EconPapers.repec.org/RePEc:bcl:bclwop:bclwp188

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