Gender differences in access to corporate financial services in Cameroon

Gael Fokam, Christelle Mapa and Mathurin Issabe
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Gael Fokam: Faculty of Economics and Management, University of Dschang, Dschang, Cameroon
Christelle Mapa: Faculty of Economics and Management, University of Dschang, Dschang, Cameroon
Mathurin Issabe: Faculty of Economics and Management, University of Dschang, Dschang, Cameroon

International Journal of Research and Innovation in Social Science, 2021, vol. 05, issue 10, 442-456

Abstract: The inclusion of all segments of the population in the formal financial system has become a major concern for governments and global financial institutions in the current economic environment. This concern is reflected in an improvement in the quality and access to trained financial services adapted to different social strata. The objective of this study is to determine the factors that explain access to credit and the elements that influence gender (male or female) in the demand for bank credit by businesses in Cameroon. To do this, we adopted the logistic regression technique as an estimation technique and the data retained for this study come from the IDRC survey on the determinants of the performance of companies in Sub-Saharan Africa over the period from 2011 to 2012. , case of Cameroon. The results show that the female gender is not disadvantaged in applying for bank credit. In addition, this study reveals that the type of business and the turnover positively and significantly influence access to bank credit. Such results would have the consequence of favoring the impregnation of women in the traditional financial circuit.

Date: 2021
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