Health Insurance Coverage Among Women in Zambia

Evans Sankwa Chikumbe and Majory Chikumbe
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Evans Sankwa Chikumbe: School of Economics,University of Cape Town, South Africa
Majory Chikumbe: Department of Economics and Finance, Kwame Nkrumah University, Zambia

International Journal of Research and Innovation in Social Science, 2022, vol. 6, issue 12, 388-392

Abstract: One of the factors affecting productivity among Zambian women is related to disease burden. Health insurance is meant to reduce costs when faced with costly medical attention. This study investigated factors that affected women in acquiring health insurance in Zambia. It employed the discrete choice models, called; Linear Probability, Logit and Probit Models to estimate the chances of a woman having health insurance. Instrumental variables were used to solve the problem of endogeneity with education. The results show that the level of education was the main driver and increased the probability of having health insurance. Age, marital status, being in a rural setup were all positively related to possessing a medical scheme. Further, women who have good communication in English were more likely to have health insurance.

Date: 2022
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Persistent link: https://EconPapers.repec.org/RePEc:bcp:journl:v:6:y:2022:i:12:p:388-392

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