The Role of Microloan on Women’s Entrepreneurship Development

Mohamad Hanif Baharudin, Nur Hazelen Mat Rusok, Mohammad Ikram Ramzi, Siti Aswani Mohd Ghazali, Mohamad Sayuti Salleh, Ahmad Mudzfir Zubir and Putra Faizurrahman Zahid
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Mohamad Hanif Baharudin: Faculty of Business and Management, Universiti Teknologi Mara, Kelantan, Malaysia
Nur Hazelen Mat Rusok: Faculty of Business and Management, Universiti Teknologi Mara, Kelantan, Malaysia
Mohammad Ikram Ramzi: Faculty of Business and Management, Universiti Teknologi Mara, Kelantan, Malaysia
Siti Aswani Mohd Ghazali: Faculty of Business and Management, Universiti Teknologi Mara, Kelantan, Malaysia
Mohamad Sayuti Salleh: Faculty of Business and Management, Universiti Teknologi Mara, Kelantan, Malaysia
Ahmad Mudzfir Zubir: Faculty of Business and Management, Universiti Teknologi Mara, Kelantan, Malaysia
Putra Faizurrahman Zahid: Faculty of Business and Management, Universiti Teknologi Mara, Kelantan, Malaysia

International Journal of Research and Innovation in Social Science, 2025, vol. 9, issue 6, 3315-3319

Abstract: The Malaysian government has outlined the accelerating growth of women entrepreneurs, both in acumen and number, as their number one priority. They have also highlighted concerns for the survival and long-term sustainability of the women’s businesses, especially as such active encouragement is in view of women entrepreneurship as a potent solution for accelerated economic growth. As of present, women entrepreneur’s involvement has increased, but their success and excellence are largely underdeveloped and can be improved further. This researched displayed the need for a bridge and assistance that will improve the viability and success of women entrepreneurs. Such bridging may be translated into a kind of support, such as microloan to become successful entrepreneurs. Thus, this study is aiming to examine the role of microloan aligning with women business success. A total of 392 women entrepreneurs under the Amanah Ikhtiar Malaysia (AIM) scheme from Kelantan will be involve in this study. Structural Equation Modeling (SEM) will be employed as the main statistical technique in this study. Lastly, this study will contribute towards the development of literature review related to the favorable outcome for women entrepreneurs.

Date: 2025
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