Access to Formal Credit in Argentina in Times of Crisis: An Analysis of the Impact of COVID-19 from a Gender Perspective

Laura Cuccaro ()
Additional contact information
Laura Cuccaro: Central Bank of Argentina

No 2023108, BCRA Working Paper Series from Central Bank of Argentina, Economic Research Department

Abstract: Covid-19 has led to worse economic consequences for women and deepened the structural problems to reach their economic autonomy. This document provides empirical evidence for Argentina regarding access to credit by gender during the pandemic outbreak. The results show that although credit declined for both men and women, the fall was deeper for the latter. Credit cards were a crucial credit resource. The lower relative access of women to finance through this instrument may have prompted the search for non-banking financing, worsening their credit financial conditions compared to men. Additionally, the study provides new evidence to the literature that stands by the idea that households with lower income and higher care demand were more vulnerable to the Crovid-19 crisis.

Keywords: credit access; gender inequality; non-bank financing; COVID-19; economic crisis; economic autonomy; Argentina (search for similar items in EconPapers)
JEL-codes: D14 E65 G21 I32 J16 (search for similar items in EconPapers)
Pages: 62 pages
Date: 2023-03
References: Add references at CitEc
Citations:

Downloads: (external link)
https://www.investigacioneseconomicas.bcra.gob.ar/ ... /article/view/60/601 Spanish version (versión en Español) (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:bcr:wpaper:2023108

Access Statistics for this paper

More papers in BCRA Working Paper Series from Central Bank of Argentina, Economic Research Department Contact information at EDIRC.
Bibliographic data for series maintained by Federico Grillo ().