Gender Gap and Credit Use in Smallholder Agriculture in Nigeria

Olorunfemi Oladapo Ogundele and Muslihah Adepeju Badmus
Additional contact information
Olorunfemi Oladapo Ogundele: Nigerian Institute of Social and Economic Research (NISER), Nigeria
Muslihah Adepeju Badmus: National Institute of Horticultural Research, Ibadan-Nigeria

International Journal of Research and Scientific Innovation, 2020, vol. 7, issue 9, 355-362

Abstract: This study engaged National Bureau of Statistics 2015 Generalised Household wave 3 data was to examine the determinants of gender gap on credit access and loan size using Heckman two-stage selection model and the work was supported by African Economic Research Consortium (AERC) Results of the analysis confirmed the existence of gender gap of 6 per cent in credit access in favour of male headed households and a significant gender gap of 529,000 Naira in average loan size. The coefficient of gender in the estimated Heckman model (0.696) indicated a gender gap biased against female headed households. Some measures of human capital like literacy rate, formal education and post primary education as well as measure of wealth such as ownership of livestock were significantly biased against female-headed households and these seriously constraints their access to and use of credit.

Date: 2020
References: View references in EconPapers View complete reference list from CitEc
Citations:

Downloads: (external link)
https://www.rsisinternational.org/journals/ijrsi/d ... -issue-9/355-362.pdf (application/pdf)
https://www.rsisinternational.org/virtual-library/ ... iculture-in-nigeria/

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:bjc:journl:v:7:y:2020:i:9:p:355-362

Access Statistics for this article

International Journal of Research and Scientific Innovation is currently edited by Dr. Renu Malsaria

More articles in International Journal of Research and Scientific Innovation from International Journal of Research and Scientific Innovation (IJRSI)
Bibliographic data for series maintained by Dr. Renu Malsaria ().