Recent Use Cases of Supervisory Granular Data for Financial Stability Analysis

Hiroshi Oishi, Yoshibumi Makabe and Mitsuhiro Osada
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Hiroshi Oishi: Bank of Japan
Yoshibumi Makabe: Bank of Japan
Mitsuhiro Osada: Bank of Japan

No 26-E-2, Bank of Japan Review Series from Bank of Japan

Abstract: This article provides an overview of how supervisory granular data, particularly loan-by-loan data from banks, is used in recent analyses of the financial system at the Bank of Japan. The transaction-level granular data uncovers new facts that are difficult to identify from conventional aggregated data alone. As such, it serves as a powerful tool for detecting vulnerabilities within the financial system and evaluating potential risks. It is important to keep advancing analytical methods for utilizing granular data, thereby contributing to the enhancement of financial stability assessment and the improvement of banks' risk management.

Keywords: granular data; loan-by-loan data; supervisory data; financial stability (search for similar items in EconPapers)
JEL-codes: C80 G21 G32 (search for similar items in EconPapers)
Date: 2026-03-06
New Economics Papers: this item is included in nep-rmg
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