Innovation, concurrence et réglementation pour la fourniture de services bancaires en ligne

Marianne Verdier

Revue d'économie financière, 2015, vol. n° 120, issue 4, 67-80

Abstract: The development of online banking services impacts competition in retail banking markets. Several non-banks (mobile network operators, merchants, start-ups, platforms) have started to offer payment services, to act as intermediaries between lenders and borrowers or to collect financial data about consumers. Regulatory authorities have therefore adapted the existing legal framework to encourage entry, while protecting consumers from the various risks that could emerge in the market. This article surveys the links between innovation, competition and regulation in the market for online banking services. Classification JEL: E42, G21, L96, O33.

JEL-codes: E42 G21 L96 O33 (search for similar items in EconPapers)
Date: 2015
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