Le modèle mutualiste dispose des atouts pour concilier performance et mieux commun

Pascal Demurger

Revue d'économie financière, 2019, vol. N° 134, issue 2, 291-293

Abstract: This article recalls the specificities of mutual insurers and the reasons for their success, which is largely due to a very strong customer culture deployed within the framework of an original governance model based on the customer / member relationship. While this model does not completely protect mutual societies from financial crises, the long-term focus allows it to decide out of financial markets pressure. Faced with the challenges posed by regulation and the appearance of TechFins, it is important for mutual insurers to maintain a size that provides great agility. The mutualist model in line the expectations of today's and tomorrow's society has serious advantages for the future. Classification JEL : G22, G32, M14, P13.

JEL-codes: G22 G32 M14 P13 (search for similar items in EconPapers)
Date: 2019
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