Les assurances paramétriques au cœur des smart contracts: une révolution pour l’assurance

Matthieu Courtecuisse and Ronan Davit

Revue d'économie financière, 2019, vol. N° 135, issue 3, 145-162

Abstract: In the field of insurance, the substitution of Smart Contracts for traditional contracts offers obvious advantages: transparency of benefits and premiums, speed of compensation, reduction of management costs, security of operations. However, insurance companies face three types of challenges for their implementation: constructing the covered event and verifying the attractiveness of the insured for this mode of coverage in an automated framework, finding and managing the underlying data essential to the Smart Contract, and organizing a profound change in the management of their activity and organization. Insurers will find it difficult not to apply this technology, at least to parts of their portfolio of contracts. Classification JEL : G22, O33.

JEL-codes: G22 O33 (search for similar items in EconPapers)
Date: 2019
References: Add references at CitEc
Citations:

Downloads: (external link)
http://www.cairn.info/load_pdf.php?ID_ARTICLE=ECOFI_135_0145 (application/pdf)
http://www.cairn.info/revue-d-economie-financiere-2019-3-page-145.htm (text/html)
free

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:cai:refaef:ecofi_135_0145

Access Statistics for this article

More articles in Revue d'économie financière from Association d'économie financière
Bibliographic data for series maintained by Jean-Baptiste de Vathaire ().