Monnaies numériques de banque centrale: une mise en perspective des travaux à travers le monde

Nicolas de Sèze

Revue d'économie financière, 2023, vol. N° 149, issue 1, 91-105

Abstract: The number of discussions and studies regarding the creation of central bank digital currencies (CBDC) has exploded in recent years as the economy has become digitalized and the use of cash for transactions has declined, but also as crypto-assets have emerged and financial assets have been tokenized. This article historically and geographically reviews central bank digital currency studies throughout the world. The historical review shows that initially, some central banks focused on retail CBDC (targeting the general public), while other central banks focused on wholesale CBDC. Facebook's announcement about its Libra project shifted the focus to retail CBDC. However, more recently, there has been renewed interest in studying wholesale CBDC. The geographical review shows that 90 % of central banks are currently studying CBDC. A (necessarily selective) survey of these studies reveals the diversity of the motivations, contexts, and approaches behind them, but also a consensus on a number of founding principles. Classification JEL: E42, E58.

JEL-codes: E42 E58 (search for similar items in EconPapers)
Date: 2023
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