Aide juridictionnelle et assurance de protection juridique: coexistence ou substitution dans l'accès au droit

Lydie Ancelot, Myriam Doriat-Duban and Bruno Lovat

Revue française d'économie, 2012, vol. Volume XXVII, issue 4, 115-148

Abstract: The increase of legal aids in the justice budget and the reduction of state expenses with respect to Access to Law brought the legislator to develop legal insurance. Two questions follow from the private access to law. Firstly, legal insurance and legal aids are they similar in the access to law? Secondly, what is the place in access to law for the very poor when the national budget is constraint? In this paper, we evaluate the consequences of the substitution between the private and the public mechanism in access to law. The law and economics provide parts of an answer. The literature is interesting not only to analyze coexistence between legal aids and legal insurance and also to study the effects, on the resolution of conflicts the risk?s transfer between state and insurer. We create a theoretical model to determine the consequences of the substitution between legal aids and legal insurance. More precisely we examine the consequences on the very poor?s welfare and the resolution of conflicts.

Date: 2012
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