INTEGRATION OF THE ROMANIAN RETAIL BANKING SYSTEM IN EU. THE INTEREST RATES CONVERGENCE

Gheorghe Morosan
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Gheorghe Morosan: „Stefan cel Mare” University of Suceava, Romania

Annals - Economy Series, 2014, vol. 4, 45-59

Abstract: The purpose of this paper is to highlight the integration degree of the Romanian retail banking activity in the European Union retail banking by analyzing the interest rates practiced on the two banking markets. Interest rates from the romanian retail banking market meet a tendency of convergence towards EU similar values. It have been identified some progress comparing with the year 2007, highlighted in the article.However the retail banking market from Romania is less inegrated in the EU banking system.It have been identified several causes of this situation.

Keywords: interest rates; retail banking; economic crisis; integration (search for similar items in EconPapers)
Date: 2014
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Persistent link: https://EconPapers.repec.org/RePEc:cbu:jrnlec:y:2014:v:4:p:45-59

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