Restricciones Crediticias y Transmisión Intergeneracional de Capital

Carlos Andres Parra Moreno and Lady Catherine Sarmiento Moreno

No 14399, Documentos de Economía from Universidad Javeriana - Bogotá

Abstract: Resumen En este artículo investigamos la importancia de las restricciones crediticias sobre la educación, en un contexto de transmisión intergeneracional de capital humano. Encontramos evidencia que sugiere que las restricciones de crédito no son un factor determinante en la transmisión intergeneracional de capital humano en México. Estos resultados coinciden con estudios para países desarrollados, donde las restricciones crediticias no parecen jugar un papel importante en la persistencia de capital humano. Nuestro artículo también muestra que los factores asociados al ambiente donde se desarrolla la juventud temprana de la persona parecen ser los que explican su logro educativo, lo cual coincide con varias investigaciones que sugieren que son las habilidades, y no las restricciones crediticias, las que finalmente explican los anos de educación. Palabras clave: Capital Humano, restricciones crediticias, transmisión intergeneracional ******* Abstract This paper investigates the importance of credit constraints on education, in the context of intergenerational transmission of human capital. We found evidence suggesting that credit constraints are not a main factor in the intergenerational transmission of human capital in Mexico. These results are consistent with studies for developed countries where credit constraints do not appear to play an important role in the persistence of human capital. Our article also shows that the factors associated with early youth environment where the person develops just seem to explain their educational attainment, which is consistent with several studies that suggest that are the skills, not the credit constraints, which finally explain the years of education. Key words: Human Capital, credit constraints, intergenerational transmission.

Keywords: Capital Humano; restricciones crediticias; transmisión intergeneracional (search for similar items in EconPapers)
Pages: 46
Date: 2016-03-22
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Persistent link: https://EconPapers.repec.org/RePEc:col:000108:014399

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