Research on the impact of financial participation and digitization on rural household income

Hui Yang, Ji Gang He and Bo Li

Finance Research Letters, 2025, vol. 80, issue C

Abstract: This study analyzes how financial participation and digitization impact rural household income using rural fixed observation data (2009–2022). Results show that enhanced financial participation, digital capabilities, and infrastructure significantly boost rural household income, with poverty alleviation policies further strengthening this effect. The impact varies across different agricultural regions, terrains, and households. Human capital and non-agricultural training act as intermediaries in promoting income growth. Policy recommendations are proposed based on these findings to support rural economic development and revitalization.

Keywords: Financial participation; Digital capability; Digital infrastructure; Rural household income (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:eee:finlet:v:80:y:2025:i:c:s1544612325006282

DOI: 10.1016/j.frl.2025.107368

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