The introduction of lifetime community rating in the Irish private health insurance market: Effects on coverage and plan choice

Conor Keegan

Social Science & Medicine, 2020, vol. 255, issue C

Abstract: In response to declining insurance coverage and adverse selection, in May 2015, Ireland introduced lifetime community rating (LCR) of health insurance premiums to encourage take-up of health insurance at younger ages. LCR requires that late-entry premium loadings be applied to those, aged 35 and over, taking out health insurance for the first time. This analysis exploits quasi-experimental difference-in-differences methods to estimate the effect of LCR regulations on insurance take-up, controlling for potentially confounding factors.

Keywords: Health insurance; Lifetime community rating; Irish health system (search for similar items in EconPapers)
Date: 2020
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Citations: View citations in EconPapers (6)

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DOI: 10.1016/j.socscimed.2020.113006

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