Unveiling regulatory dynamics in digital banking: a cross-sectional analysis of evolution and adaptation

Fariba Seyedjafarrangraz, Claudia De Fuentes and Michael Zhang

Chapter 3 in Building Digital Technological Capabilities, 2025, pp 67-96 from Edward Elgar Publishing

Abstract: This study investigates the dynamic interplay between regulatory frameworks and digital transformation in the banking sector. Through empirical analysis and a comprehensive literature review, we develop a novel categorisation framework for regulators and digital banking attributes among 88 countries. Our cross-sectional analysis, spanning two time periods, 2014 and 2022, reveals significant trends in regulatory rankings and digital banking performance across various countries. The study contributes insights into regulatory adaptability and the complex relationship between regulations and digital banking evolution, offering valuable implications for academia, practitioners, and policymakers.

Keywords: Regulatory; Cross-sectional analysis; Digital banking; Clustering (search for similar items in EconPapers)
Date: 2025
ISBN: 9781803922355
References: Add references at CitEc
Citations:

Downloads: (external link)
https://www.elgaronline.com/doi/10.4337/9781803922362.00009 (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:elg:eechap:21522_4

Ordering information: This item can be ordered from
http://www.e-elgar.com

Access Statistics for this chapter

More chapters in Chapters from Edward Elgar Publishing
Bibliographic data for series maintained by Darrel McCalla ().