Tokenized deposits use blockchain structure in traditional banking framework

Seth Dunbar, Pon Sagnanert, Alessio Saretto and Guhan Venkatu
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Pon Sagnanert: https://dallasfed.frswebservices.org/banking/rs/sagnanert
Guhan Venkatu: https://www.dallasfed.org/fed/leadership/regional/venkatu

Dallas Fed Economics from Federal Reserve Bank of Dallas

Abstract: Commercial banks have begun exploring adoption of tokenized deposits, traditional deposits that rely on blockchain technology and allow payments to settle almost instantaneously.

Date: 2026-07-14
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