Reciprocal deposit networks provide means to exceed FDIC’s $250,000 account cap

Dylan Ryfe and Alessio Saretto

Dallas Fed Economics from Federal Reserve Bank of Dallas

Abstract: Because of their prominence, reciprocal deposits are important in the broader discussion of deposit insurance. Though they have the potential to increase banks’ moral hazard, they also bring increased trust and safety to the banking system.

Keywords: banking; finance; consumer finance (search for similar items in EconPapers)
Date: 2023-11-28
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Persistent link: https://EconPapers.repec.org/RePEc:fip:d00001:97388

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