Effects of the Ability to Repay and Qualified Mortgage Rules on the Mortgage Market

Neil Bhutta and Daniel R. Ringo
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Daniel R. Ringo: https://www.federalreserve.gov/econres/daniel-r-ringo.htm

No 2015-12-29, FEDS Notes from Board of Governors of the Federal Reserve System (U.S.)

Abstract: In this note, we use recently released loan level data collected under the Home Mortgage Disclosure Act (HMDA) to examine how the new ability-to-repay (ATR) rules may have affected mortgage lending activity in 2014.

Date: 2015-12-29
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Persistent link: https://EconPapers.repec.org/RePEc:fip:fedgfn:2015-12-29

DOI: 10.17016/2380-7172.1680

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