CRA: An Examiner's Perspective Considerations for Branch Closings

Bill Ward

Bridges, 2019

Abstract: Branch closures can have negative impacts on a bank’s Community Reinvestment Act rating. For residents, a branch closure may result in less access to personal banking products such as checking and savings accounts.

Keywords: branch closures; Community Reinvestment Act (CRA) (search for similar items in EconPapers)
Date: 2019
Note: This article is part of a series on Community Reinvestment Act (CRA) best practices from an examiner's perspective. Although this column focuses on CRA best practices for financial institutions, the content may provide insights for community development organizations working with financial institutions to meet credit and community development needs. As a disclaimer, this series is meant only to represent best practices; financial institutions should consider the information presented in context of the requirements or guidance from their primary regulators and their own business needs.
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