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Banking Analytics: Uninsured Deposit Ratio Back to Prepandemic Level

Michelle Neely

On the Economy from Federal Reserve Bank of St. Louis

Abstract: The ratio of uninsured deposits to total deposits held by U.S. commercial banks increased slightly in the fourth quarter of 2025, to 43.3%.

Keywords: uninsured deposits; commercial banks (search for similar items in EconPapers)
Date: 2026-04-17
Note: This series is part of ongoing work by the Supervisory Policy and Risk Analysis team to highlight key banking metrics in monitoring the health of the banking system, a function of the St. Louis Fed’s Supervision, Credit and Learning Division.
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