Tracking the Shift from Mortgage Refinancings to HELOCs

Masataka Mori and Juan Sanchez

On the Economy from Federal Reserve Bank of St. Louis

Abstract: HELOC use has surged broadly in recent years as homeowners seeking liquidity have pursued alternatives to refinancing low fixed-rate mortgages.

Keywords: home equity lines of credit (HELOCs); mortgage finance; refinancing (search for similar items in EconPapers)
Date: 2026-06-02
New Economics Papers: this item is included in nep-hre
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Persistent link: https://EconPapers.repec.org/RePEc:fip:l00001:103356

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