Which Households Prefer ARMs vs. Fixed-Rate Mortgages?

Yu-Ting Chiang and Mick Dueholm
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Yu-Ting Chiang: https://research.stlouisfed.org/econ/chiang/oc/

On the Economy from Federal Reserve Bank of St. Louis

Abstract: Adjustable-rate mortgages appear to be more popular with younger, higher-income households that also have bigger mortgages, according to 2019 data.

Keywords: adjustable-rate mortgages; fixed-rate mortgages (search for similar items in EconPapers)
Date: 2024-02-06
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