Failure and Failure Resolution in the US Thrift and Banking Industries

Atul Gupta and Lalatendu Misra

Financial Management, 1999, vol. 28, issue 4

Abstract: The problems that plagued the thrift industry during the 1980s were primarily due to greater macroeconomic uncertainty and to inconsistent public policies. The slow regulatory response to the industry's problems was largely the result of the regulator's unwillingness to face up to the seriousness of these problems until it was too late to avoid hundreds of billions of dollars of losses.

Date: 1999
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