Financial Behavior of the Population: Saving or Spending

Ekaterina V. Galishnikova ()
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Ekaterina V. Galishnikova: Financial Research Institute, Moscow, Russia

Finansovyj žhurnal — Financial Journal, 2012, issue 2, 133-140

Abstract: Positive changes in financial behavior of the population are one of the key objectives of launching the state program of financial education of Russia. This objective can be achieved by studying the factors and motives that affect selection of the behavior model: savings, credit, investment or insurance. The article emphasizes the need for organization of education of the Russians in personal budget planning.

Keywords: financial behavior; financial literacy; savings; investments; financial crisis (search for similar items in EconPapers)
JEL-codes: D12 D14 (search for similar items in EconPapers)
Date: 2012
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Persistent link: https://EconPapers.repec.org/RePEc:fru:finjrn:120215:p:133-140

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