Retail Lending in 2021

Кредитование физических лиц в 2021 г

Sergey A. Zubov
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Sergey A. Zubov: Russian Presidential Academy of National Economy and Public Administration

Russian Economic Development, 2022, issue 3, 37-40

Abstract: Despite the introduction of regulatory restrictions and interest rate hikes in H 2 2021, retail lending remained one of the fastest-growing segments of the banking market throughout previous year and contributed to growth in banking incomes. Amidst increased sanctions pressure, the government and the Central Bank will be forced again, as during the crisis caused by epidemiological reasons, to stimulate banks’ lending activities in order to support households. Should the international situation come back to normal and the economy stabilize, the RF CB may return to measures aimed at cooling the retail lending market.

Keywords: Russian banking sector; retail lending; past-due debt; Bank of Russia (search for similar items in EconPapers)
JEL-codes: D81 E58 G21 (search for similar items in EconPapers)
Date: 2022
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