Impact of Financial Literacy of MSE's on The Use of Financial Products

Paulina Y. Amtiran ()
Additional contact information
Paulina Y. Amtiran: Universitas Nusa Cendana, Kupang, Indonesia Author-2-Name: Anderias U. T. Anabuni Author-2-Workplace-Name: "Universitas Nusa Cendana, Kupang, Indonesia " Author-3-Name: Elisabeth Yuni Author-3-Workplace-Name: "Universitas Nusa Cendana, Kupang, Indonesia " Author-4-Name: Marselin Y. Balle Author-4-Workplace-Name: "Universitas Nusa Cendana, Kupang, Indonesia " Author-5-Name: "Jhimi Maima" Author-5-Workplace-Name: "Universitas Nusa Cendana, Kupang, Indonesia " Author-6-Name: Author-6-Workplace-Name: Author-7-Name: Author-7-Workplace-Name: Author-8-Name: Author-8-Workplace-Name:

GATR Journals from Global Academy of Training and Research (GATR) Enterprise

Abstract: " Objective - The purpose of this study is to find the impact of financial literacy of micro and small enterprises on financial products. Methodology/Technique – Data was collected through the distribution of questionnaires. The method used was data analysis using multiple regression analysis technique. The sample of this study was 70 small and micro enterprises in Sumba Island, East Nusa Tenggara. Findings – The findings reveal a positive correlation between financial literacy and financial products. Novelty – Improving financial literacy among SMEs will lead to increased use of financial products. The significance of this study is to implement information dissemination and training programs to improve financial literacy and promote the adoption of financial products among SMEs in Sumba Island. Type of Paper - Empirical"

Keywords: Inclusion; Financial Literacy; Financial Knowledge; Financial Behavior; Financial Attitude (search for similar items in EconPapers)
JEL-codes: G02 G32 G39 (search for similar items in EconPapers)
Pages: 11
Date: 2024-06-30
New Economics Papers: this item is included in nep-fle, nep-pay and nep-sea
References: View references in EconPapers View complete reference list from CitEc
Citations:

Published in Journal of Finance and Banking Review, Volume 9, Issue 1

Downloads: (external link)
http://gatrenterprise.com/GATRJournals/JFBR/pdf_fi ... a%20Y.%20Amtiran.pdf (application/pdf)
http://gatrenterprise.com/GATRJournals/online_submission.html

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:gtr:gatrjs:jfbr223

DOI: 10.35609/jfbr.2024.9.1(2)

Access Statistics for this paper

More papers in GATR Journals from Global Academy of Training and Research (GATR) Enterprise
Bibliographic data for series maintained by Prof. Dr. Abd Rahim Mohamad ().